Travel on EMI - Book Your Trip Now and Pay Later

Explore the world with travel on EMI without a credit card! Enjoy flexible repayment options to make your dream vacation affordable with Bajaj Finserv Insta EMI Card.
Travel on EMI
3 min
11 Sept 2025

Dreaming of a vacation but worried about upfront costs? With Travel on EMI, you can plan your trips without financial stress. From flights and hotels to complete holiday packages, spread the expenses into easy monthly instalments. Enjoy your journey now and pay later in flexible tenures, making travel lighter on your pocket.

Travel on EMI Overview

Travelling on EMI without a credit card offers a practical solution for funding your trips without upfront financial pressure. The Insta EMI Card enables customers to book flights, accommodation, and complete holiday packages while splitting the cost into manageable monthly instalments. It also offers easy EMI options and flexible repayment tenures, ensuring that financial constraints do not come between you and your travel aspirations.

List of available holiday packages to travel on EMI

Explore a range of travel destinations with affordable EMI options. Here are some popular holiday packages available on EMI:

Holiday destination Package Details Cost (Approx) EMI Tenure Options
Goa 4-day/3-night package including flights and hotels. Rs. 20,000 3, 6, 9 months
Kerala 5-day/4-night houseboat stay with sightseeing tours. Rs. 30,000 6, 9, 12 months
Manali 6-day/5-night package with trekking and adventure activities. Rs. 25,000 6, 9, 12 months
Dubai 5-day/4-night international tour covering major attractions and flights. Rs. 60,000 9, 12, 18 months
Maldives 4-day/3-night luxury beachside stay with all meals included. Rs. 80,000 12, 18, 24 months


These packages cater to diverse preferences, ensuring affordability with flexible repayment options for Indian travellers.


How to buy travel packages on EMI using an Insta EMI Card?

Booking your dream holiday is easy with the Insta EMI Card. Here’s how to get started:

Step Details
1. Choose a package Browse through available holiday packages from authorised partners.
2. Check EMI options Verify the EMI options and ensure Insta EMI Card acceptance.
3. Select tenure Choose a suitable EMI tenure that matches your financial planning.
4. Make a booking Complete your booking using the Insta EMI Card at checkout.
5. Confirm payment Pay the first instalment or required down payment (if applicable).
6. Repay in instalments Divide the total cost into manageable monthly instalments as per your chosen tenure.


With these steps, you can ensure a seamless and affordable travel booking experience.

Benefits of using the Insta EMI card to travel on EMI

The Insta EMI Card offers several advantages for financing your appliance purchases. Here’s why it’s an ideal choice:

  • Easy EMIs: Spread the expense of your appliance over several months with minimal interest.
  • Flexible tenures: Choose repayment durations that best align with your budget.
  • Minimal documentation: Enjoy a quick and hassle-free approval process with just basic KYC documents.
  • Exclusive offers: Access special discounts, cashback, and deals on partnered brands.
  • Wide network: Use the card at leading retail outlets and e-commerce platforms across India.
  • Budget-friendly payments: Manage your finances effectively by paying small, predictable amounts each month.
  • Instant activation: Start using your Insta EMI Card immediately after approval for seamless shopping.

Eligibility criteria for the Insta EMI card to travel on EMI

To apply for the Insta EMI Card, ensure you meet the following criteria:

  • You must be an Indian resident aged between 21 and 60 years.
  • A stable source of income is required to ensure repayment capability.
  • A good credit history and CIBIL Score enhance your chances of approval.
  • Provide necessary documents such as a PAN card, Aadhaar card, and bank statements.
  • Existing Bajaj Finance customers can avail simplified processes with minimal formalities.
  • Meeting these eligibility requirements ensures smooth access to the benefits offered by the Insta EMI Card.

How to apply for an Insta EMI Card?

Applying for the Insta EMI Card is a straightforward process. Follow these steps:

  • Visit the official Bajaj Finserv website or head to the nearest branch.
  • Complete the online or offline application form with accurate details.
  • Submit essential documents, including KYC and proof of income.
  • After approval, pay the on-time joining and register the e-mandate
  • Your card will be activated for use.

With these simple steps, you can unlock the financial freedom of buying on EMI.

Travelling on EMI without a credit card has become a reality, thanks to the Insta EMI Card. This innovative payment solution makes high-value purchases like holiday packages and appliances more accessible. With features such as easy EMIs, flexible repayment options, and exclusive deals, the Insta EMI Card ensures that you can fulfil your aspirations without financial stress. Start planning today!

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Frequently asked questions

Can we travel on EMI?
Yes, travelling on EMI is possible using financing options like the Insta EMI Card. This facility allows you to convert travel expenses into manageable monthly instalments, eliminating the need for an upfront payment. With flexible tenures and minimal documentation, you can plan your dream vacation without financial stress.

What is travel on the EMI holiday plan?
A travel on EMI holiday plan allows you to book holiday packages and pay for them in monthly instalments instead of a lump sum. Using options like the Insta EMI Card, you can enjoy low-cost EMIs, flexible repayment tenures, and hassle-free bookings, making travel accessible and budget-friendly.

What are the 10 benefits of travelling on EMI?
No upfront payment: Avoid paying the entire trip cost at once.

Flexible repayment Tenures: Choose a tenure that suits your budget.

Easy EMI options: Pay instalments with minimal interest.

Quick approval: Minimal documentation for fast processing.

Wide acceptance: Applicable for domestic and international travel.

Affordable luxury: Access premium packages without financial strain.

Budget management: Spread expenses over time.

Exclusive offers: Discounts and cashback deals.

Hassle-free booking: Convenient payment processes.

Increased accessibility: Travel becomes feasible for everyone.

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Low Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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