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Frequently Asked Questions (FAQs)

When do you need a top-up health insurance plan?

Most of the health insurance plans cover all the health-related needs but you may end up requiring additional funds, in case there is a medical emergency. Also, with rising medical costs, it is advisable to have an extra care cover, so that you are always ready financially.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

Can my top-up health insurance premium be used to save tax?

Yes, the premium paid for top-up health insurance plan is exempted under tax as per sec 80D under the Income Tax Act. You can save up to Rs. 60,000.

What does health top-up plan cover?

A health top-up plan can cover any medical expenses for you and your family that arise due to an illness or an accident.

What are the documents required for a top-up health insurance plan?

You will need an age proof, identity proof, and an address proof to apply for a health insurance top-up plan. You will not require a medical test until 55 years of age, subject to a clean proposal form.

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