₹ 2 lakh – ₹ 80 lakh
Check your pre-approved offer and other benefits
Enter mobile and OTP | Check offer | Know your exact loan terms
Apply for a business loan in a few easy steps
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You can start your online application and resume it at a later instance. Follow these steps to apply:
- Click on ‘Check ELIGIBILITY’ above to open our online application form
- Fill in your basic details and verify the OTP sent to your phone
- Enter your KYC and business details
- 4Upload the bank statement for the last 6 months and submit the application form
Our representative will call you to guide you on the next steps in the process. After approval, the money will be transferred to your bank account in 48 hours.*
Bajaj Finance offers unsecured business loans to self-employed applicants via an easy online application process. To apply for a business loan, you need to share your basic details and verify your identity with an OTP on your mobile number. You also need to share your basic personal and business details.
Once you ‘SUBMIT’ the application, you will receive a call from our executive, who will guide you through the next steps and arrange for a document pick-up from your doorstep.
You can get business loan approval within 48 hours* of submitting your documents, and if approved, the amount is transferred to your bank account within 48 hours.*
- Business loan eligibility criteria: Self-employed entrepreneurs aged between 21 and 80 years years* can apply for a business loan if their business has a minimum of 3years’ vintage. Before applying, ensure that you meet our basic business loan eligibility criteria and have the required documents on hand.
- Business loan interest rates and charges: Bajaj Finance offers business loans at a nominal rate of interest starting at 14% - 23% p.a. For the complete list of charges on this loan, click on business loan interest rate.
- Business loan EMI calculation: Plan your loan repayment and be sure of the amount you are borrowing, the repayment tenor, and EMI with our online Business Loan EMI Calculator.
Check your pre-approved business loan offer
Our loan variants
Get business loan for your needs
Women Business Loan
Get Women Business Loan upto 80 Lakh
Medical Store Business Loan
Get Medical Store Business Loan upto 80 Lakh
Manufacturer Business Loan
Get Manufacturer Business Loan upto 80 Lakh
Loans for business needs
Select loan by amount
Business loan for different budgets
2 lakh business loan
3 lakh business loan
5 lakh business loan
10 lakh business loan
15 lakh business loan
20 lakh business loan
25 lakh business loan
30 lakh business loan
50 lakh business loan
Types of business loan
Unsecured Business Loan
Secured Business Loan
Term Loan
Cash Credit
Working Capital Loan
Machinery Loan
Line of Credit
Micro Loan
Merchant cash Loan
Frequently Asked Questions
Overview
How do I apply for a business loan?
If you are an existing customer of Bajaj Finserv, you may be eligible for a pre-approved offer on a business loan. To check your offer, click here and submit your basic details. You can avail of this offer in just a few clicks after verifying your information with us.
New customers can also apply online for a business loan by filling out the online application form and submitting the required documents with our representative.
What is the business loan approval time?
As business loans are designed to meet your urgent financial needs and keep your working capital flow intact, Bajaj Finserv offers approval within just 48 hours.* Ensure that you meet the eligibility criteria before applying for faster processing.
What documents are required to apply for a business loan?
To apply for a Bajaj Finance Business Loan, you need these documents:
- KYC documents
- Proof of business ownership
- Relevant financial documents
How much can I borrow with a business loan?
When you apply for a Bajaj Finance Business Loan, you can get funding up to Rs. 80 lakh (Inclusive of Insurance Premium, VAS Charges, Documentation charges, Flexi fees and Processing fees) to cover your various business expenses without pledging any collateral.
Can I cancel the business loan after disbursement?
If you wish to cancel your business loan after the amount has been transferred to your bank account, you will need to get in touch with your Bajaj Finserv Relationship Manager, who will guide you on the loan cancellation process.
*Conditions apply
Can I apply for a working capital business loan online?
Yes, eligible applicants can apply online for a Bajaj Finance Business Loan of up to Rs. 80 lakh to meet working capital requirements. The loan can be used to manage day-to-day business expenses, purchase inventory, pay suppliers, or maintain cash flow. Simply check your pre-approved offer, verify your mobile number with an OTP, complete the online application, upload the required documents, and submit your request. If eligible, you can receive approval and disbursal as per the lender's process.
Can I apply online for a business loan without collateral?
Yes, eligible self-employed applicants can apply online for a collateral-free Bajaj Finance Business Loan of up to Rs. 80 lakh. To qualify, applicants generally need a minimum business vintage of 3 years and must satisfy the prescribed eligibility criteria. Approval and loan amount are subject to Bajaj Finance's assessment and documentation requirements.
Can I apply if my business is less than 3 years old?
No, if your business is less than 3 years old, you generally do not meet the minimum business vintage requirement for a Bajaj Finance Business Loan. Eligible applicants are typically required to have a minimum business vintage of 3 years, along with meeting the other prescribed eligibility criteria. If your business is newer, you may consider alternative funding options or apply once you satisfy the eligibility requirements. Applying before you are eligible may lead to your application not being approved.
Can I apply for a business loan with a low CIBIL score?
Yes, you can apply for a business loan with a low CIBIL score, but approval is not guaranteed. For a Bajaj Finance Business Loan, a CIBIL score of 650 or higher is generally required, and a stronger credit profile improves your chances of approval. A low CIBIL score may lead to a higher interest rate or rejection, depending on the lender's overall assessment of your eligibility.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.