Cape Town, 5 nights:
- Take the cableway up Table Mountain on a clear morning.
- Drive the coast to Cape Point and the penguins at Boulders Beach.
- Spend a day in the Winelands towns of Stellenbosch and Franschhoek.
- Walk the V&A Waterfront in the evening.
The Kruger area, 3 nights:
- Go on 2 game drives a day, at dawn and dusk.
- Look for lions, elephants, buffalo, leopards and rhinos.
- Stay at a lodge in a private reserve next to the park, where drives go off-road.
Kruger lies far from Cape Town, so a flight between them is part of the South Africa trip cost.
Rohan's safari trip
Rohan, 38, is a salaried operations head at a shipping company in Mumbai. Rohan's salary is Rs. 1,25,000, and his credit report carries a CIBIL score of 776. The South Africa trip cost in the table was his and his wife's plan to see a safari for his fortieth birthday. They paid Rs. 1,20,000 of the South Africa trip cost from savings. Rohan borrowed Rs. 2,80,000 at an illustrative 13% per annum and tested 2 terms for his equated monthly instalment (EMI): 24 and 36 months.
EMI = P × R × (1 + R)^N ÷ [(1 + R)^N − 1]. Here P = Rs. 2,80,000, R = 13 ÷ 1,200 and N = months.
| Tenure | Monthly EMI (Rs.) | Total interest (Rs.) | EMI as share of salary (%) |
|---|
| 24 months (2 years) | 13,312 | 39,481 | 10.6 |
| 36 months (3 years) | 9,434 | 59,635 | 7.5 |
Last updated: 2nd November, 2026
A 3-year term reduces the EMI by Rs. 3,878 but adds Rs. 20,154 to the interest. Processing may be charged at up to Rs. 11,564. Rohan chose 24 months, an EMI of 10.6% of his pay.
What can delay approval: a CIBIL score below 650 or existing EMIs that take up a large share of your income. Names or addresses that do not match across documents, and more than one loan application in the same month, can also slow it down.
Paying for a South Africa trip cost? With a Bajaj Finance Personal Loan, you can borrow Rs. 40,000 to Rs. 75 lakh, subject to eligibility. Check your loan offer with your phone number and a one-time password (OTP) → apply online → funds may be credited within 24 hours* of approval, subject to verification.
