Property registration in Bihar is a crucial step in any real estate deal, ensuring legal ownership and a smooth transaction. Understanding the property registration details of Bihar, such as the stamp duty and registration fees, is essential for a hassle-free process. In Bihar, the stamp duty rate is 6.3% for men and 5.7% for women, based on the property’s selling price, along with a registration fee of 2% of the market value.
When purchasing a property in Bihar, buyers need to account for certain compulsory costs in addition to the property’s price. These charges include stamp duty and registration fees, both of which form an important part of the legal process that transfers ownership and ensures the property is officially recorded with the state authorities.
The stamp duty rate in Bihar differs depending on the gender of the buyer. Male buyers are charged 6.3% of the property’s sale price, while women buyers benefit from a reduced rate of 5.7%. Besides stamp duty, buyers must also pay registration charges, usually set at 2% of the property’s market value.
To make the process easier, the Bihar government has introduced online payment facilities through the Bhumijankari portal, where stamp duty, registration charges, and market value rates can be checked and paid conveniently. Buyers must complete registration within four months of purchase to avoid penalties, ensuring a smooth and lawful transaction.
What is stamp duty in Bihar?
In Bihar, stamp duty and registration fees vary depending on factors such as gender and the type of property. For example, residential and commercial properties are subject to property taxes, while industrial properties are exempt.
Stamp duty and registration charges in Bihar
When buying property in Bihar, buyers need to pay extra costs over and above the purchase price, namely stamp duty and registration fees. These charges vary based on ownership type and buyer details. The following table gives a clear breakdown of current rates:
Ownership type |
Stamp duty |
Registration charge |
Female |
5.7% |
1.9% |
Male |
6.3% |
2.1% |
Joint (Female + Female) |
5.7% |
2% |
Joint (Male + Male) |
6.3% |
2% |
In addition, the Mukhyamantri Bas Sthal Kray Yojana provides special relief where, for properties valued up to Rs. 60,000, no stamp duty or registration fee is applicable if the instrument is a sales deed.
Property registration in Bihar follows a computerised procedure under the Department of Stamp Duty and Registration. Buyers can make payments online through the OGRAS Bihar portal and also book appointments via the Bhumijankari portal for document submission at the sub-registrar’s office.
In April 2021, the state government launched upgraded registration software that connects sub-registrar offices with circle rate offices. This system ensures property registration and land mutation happen simultaneously, reducing delays and disputes. Once the buyer and seller submit all required forms, the registrar’s office forwards documents to the circle office automatically for mutation.
This reform is particularly beneficial for buyers acquiring property with existing jamabandi records, as it streamlines the registration and mutation process. By introducing digital platforms, the Bihar government aims to increase transparency, reduce fraud, and minimise land-related disputes, making property transactions far smoother for citizens.
Stamp duty and registration charges for different deeds in Bihar
Stamp duty and registration charges vary in Bihar, depending on the document type. For instance, the charges are different for a sale deed, gift deed, or lease. The table below outlines the rates based on deed type.
Deed type |
Ownership/Transferee category |
Stamp duty in Bihar |
Registration charges |
Sale deed / Conveyance deed |
Male |
6.3% |
2.1% |
Female |
5.7% |
1.9% |
|
Joint (Male + Male) |
6.3% |
2% |
|
Joint (Female + Female) |
5.7% |
2% |
|
Joint (Male + Female) |
6% |
2% |
|
Other cases |
6% |
2% |
|
Gift deed |
To close relatives |
transfer from male to female 5.7 % transfer from female to male 6.3 % |
1.9% 2.1% |
Other cases |
6% |
2% |
|
Lease deed / Rent agreement |
Up to 11 Months |
1% of annual rent or Rs. 500 (whichever is less) |
Rs. 1,000 (generally fixed) |
More than 11 Months (up to 5 years) |
6% of average annual rent |
Rs. 1,000 (generally fixed) |
|
More than 5 Years |
8% of average annual rent |
Rs. 1,000 (generally fixed) |
|
Partition deed |
For family partition |
Rs. 100 (fixed) |
Rs. 1,000 (fixed) |
Power of Attorney |
General Power of Attorney |
Rs. 1,000 (fixed) |
Rs. 1,000 (fixed) |
Special Power of Attorney |
Rs. 1,000 (fixed) |
Rs. 1,000 (fixed) |
|
Other common deeds (General) |
Acknowledgement of a debt |
Rs. 100 |
Rs. 1,000 (fixed) |
Administration bond |
Rs. 100 |
Rs. 1,000 (fixed) |
|
Adoption deed |
Rs. 100 |
Rs. 1,000 (fixed) |
|
Affidavit |
Rs. 100 |
Rs. 1,000 (fixed) |
|
Cancellation instrument (excluding Will & Authority to Adopt) |
Rs. 1,000 |
Rs. 1,000 (fixed) |
|
Divorce deed |
Rs. 250 |
Rs. 1,000 (fixed) |
|
Partnership deed |
2.5% of the capital |
Rs. 1,000 (fixed) |
How to calculate stamp duty in Bihar
Calculating stamp duty in Bihar is straightforward. You need to apply the applicable stamp duty and registration rates to the property’s market value.
Steps to calculate stamp duty and registration fees:
- Find out the property’s value (sale price or market value).
- Apply the stamp duty rate (6.3% for men, 5.7% for women).
- Apply the registration fee rate (about 2%).
- Add both amounts to know the total extra cost.
Example:
- If a buyer purchases a flat worth Rs. 40 lakh in Patna:
- Stamp duty at 6.3% = Rs. 2.52 lakh
- Registration fee at 2.1% = Rs. 84,000
- Total extra cost = Rs. 3.36 lakh payable during registration.
Online payment of stamp duty in Bihar (e-Stamp)
The Bihar government allows property buyers to pay stamp duty online, saving both time and effort. Payments can be made through the Bhumijankari portal (bhumijankari.bihar.gov.in) or the OGRAS portal (e-receipt.bihar.gov.in/brcs/).
Steps to pay online:
- Visit the Bhumijankari or OGRAS website.
- Select the e-Payment option from the homepage.
- Login or register using your phone number or email.
- Enter property details such as type, location, buyer-seller names, market value, and ID proofs.
- The system will display the applicable stamp duty and registration charges.
- Generate an e-challan or reference number for your payment.
- Pay through UPI, debit/credit card, net banking, or other digital methods.
- Once payment is complete, download the receipt and e-stamp certificate, which serve as proof of payment.
This facility makes the process more convenient and ensures quick, secure property registration.
Offline payment of stamp duty in Bihar
For those who prefer traditional methods, stamp duty in Bihar can also be paid offline. The main options are:
- Purchase of stamp paper
- Buyers can buy authorised stamp paper from licensed vendors.
- The property agreement is written on this paper.
- For high-value transactions, multiple papers may be required.
- Franking method
- Buyers can visit a bank or franking agent.
- The official franking mark on documents confirms payment of stamp duty.
- A small franking fee is charged, adjusted against the total cost.
- Payment via bank or treasury
- Go to a government-approved bank or treasury.
- Fill in a challan form with buyer and property details.
- Pay by cash, cheque, or demand draft.
- Collect the stamped receipt, which must be preserved for property registration.
These offline options are useful for those who prefer in-person transactions or do not have easy digital access.
Tax benefits connected with stamp duty in Bihar
Property buyers in Bihar can also claim income tax benefits on stamp duty payments. Under Section 80C of the Income Tax Act, a deduction of up to Rs. 1.5 lakh is allowed for stamp duty expenses. To claim this benefit, the amount must be reported while filing the income tax return for the same financial year in which the duty was paid.
If the property is purchased jointly, each co-owner is eligible to claim the deduction individually in their ITR, provided the payment was made from their own income. This makes it a useful way to reduce overall tax liability.
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Stamp duty in Bihar - List of documents
To complete property registration in Bihar, the following documents are required:
- A photocopy of the sale deed.
- Copies of PAN cards of both buyer and seller.
- A land or plot map.
- No Objection Certificate (NOC), if required for the property.
- Copy of e-stamp paper confirming stamp duty payment.
- Valid identity proofs (Aadhaar Card, Passport, Voter ID, etc.).
- Passport-sized photographs of buyer and seller.
Keeping these documents ready ensures the registration process goes smoothly without delays or rejections.
Rules and acts responsible for stamp duty in Bihar
Property transactions in Bihar are governed by several rules and legislations to ensure transparency and prevent disputes. According to the Registration Act, 1908, buyers must register title deeds with the sub-registrar. In Bihar, this process is further regulated under the Bihar Registration Rules (1937 and updated in 2008), which mandate that property registration should be completed within four months of purchase.
The key rules and acts governing stamp duty and property registration in Bihar include:
- The Indian Stamp Act, 1899
- The Bihar Stamp Rules, 1954
- The Bihar Instrument Valuation Rules, 1991
- The Bihar Stamps (Prevention of Undervaluation of Instruments) Rules, 1995 & 2006
- The Indian Registration Act, 1908
- The Bihar Registration Rules, 1937/2008
- The Special Marriage Act, 1954
- The Indian Christian Marriage Act, 1872
- The Parsi Marriage and Divorce Act, 1936
- The Kazi Rules, 1880
- The Birth, Death & Marriage Act, 1886
- The Indian Society Act, 1932
These frameworks ensure that property ownership records remain accurate, prevent undervaluation, and protect the interests of buyers and sellers.