Features and Benefits of Personal Loan in Tezpur
A rapidly urbanising town, Tezpur is in Assam’s Sonitpur district and 175 km from Guwahati. There is a high tourist footfall in the city owing to its rich history, forest cover, wildlife, famous national parks, and old temples. The city also generates revenue from extensive tea plantations.
Trusted private lenders such as Bajaj Finserv offer tailor-made instant personal loans in Tezpur at attractive interest rates. Use the funds for varied expenses efficiently.
-
Loans up to Rs.25 lakh
Bajaj Finserv provides personal loans of up to Rs.25 lakh without any collateral.
-
Pre-approved offers
Opt for an easier and less time-consuming process with pre-approved offers on personal loan. Check the offer for you with name and phone number only.
-
Instant approval
Address your financial emergencies effortlessly with instant approval on your personal loan. Apply online today.
-
Money within 12 hours
Get disbursal on your loan in 12 hours* with Bajaj Finserv, your reliable loan provider.
-
Transparency
Manage your loan repayment more conveniently with 100% transparent terms and conditions. Be assured of no hidden charges on this private finance loan.
-
Minimal documentation
The list of documents required for a personal loan is basic and short. You can complete the application process with minimum hassle.
-
Flexible tenor
Avail an instant loan and repay it over a flexible repayment tenor of up to 60 months. Take help of our online personal loan EMI calculator for better assessment.
-
Flexi loan facility
The flexi loan facility allows you to make multiple withdrawals from a pre-sanctioned amount. Interest is levied only on the utilised amount, and you can save up to 45% on loan EMIs.
-
Manage loan online
Access our customer portal – Experia and track your loan account 24x7 from anywhere.
-
No collateral needed
Apply for a personal loan without the need to pledge an asset or assign a guarantor.
Eligibility Criteria for Personal Loan in Tezpur
Fulfil all personal loan eligibility parameters to increase your approval chances with Bajaj Finserv.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Tezpur
Ensure to know all the associated fees, including personal loan rate of interest before applying.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
Customers new to Bajaj Finserv can seek detailed information about personal loan in Tezpur. Call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.
If you are an existing customer, get in touch with us at 020-3957 5152 or email at personalloans1@bajajfinserv.in.
*Conditions apply
