Personal loans have become a popular financial solution for individuals seeking quick funds for various needs. In Sivasagar, Bajaj Finserv Personal Loan offers a seamless, hassle-free experience with flexible repayment options and attractive interest rates. Whether you need funds for travel, wedding expenses, medical emergencies, or home renovations, Bajaj Finserv provides tailored solutions to meet your requirements.
Features and benefits of personal loan in Sivasagar
Bajaj Finserv Personal Loan is designed to offer convenience, flexibility, and transparency. Here are the key features and benefits:
- High loan amount: Get a loan of up to Rs. 55 lakh to meet your financial needs.
- Instant approval: Enjoy quick loan approvals, ensuring no delay in accessing funds.
- Disbursal within 24 hours*: Once approved, the loan amount is disbursed within 24 hours*.
- Minimal documentation: Simplified application process with minimal paperwork.
- Flexible repayment options: Choose from three loan variants: Term Loan, Flexi Term Loan, and Flexi Hybrid Term Loan.
- Interest-only EMIs: Opt for interest-only EMIs for up to 24 months, reducing your repayment burden initially.
- Check offer in 2 steps: Easily check your loan offer online within minutes.
- No hidden charges: Transparent terms and conditions with no surprise fees.
With Bajaj Finserv Personal Loan, you can experience convenience and flexibility tailored to your financial needs.
Eligibility criteria for personal loan in Sivasagar
To apply for a Bajaj Finserv Personal Loan in Sivasagar, you must meet the following eligibility criteria:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
You can easily check your eligibility online without visiting a branch. Use the personal loan eligibility calculator to determine your eligibility within minutes.
Documents required to get a personal loan in Sivasagar
Applying for a Bajaj Finserv Personal Loan is simple and requires minimal documentation. Here is the list of documents you need:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Phone bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Sivasagar
Bajaj Finserv Personal Loan comes with competitive interest rates, typically ranging between 10% and 31% p.a., depending on the applicant’s profile and loan type. Along with attractive rates, borrowers should also be mindful of nominal processing and prepayment fees that may apply. These charges are clearly communicated upfront, ensuring complete transparency throughout the borrowing process. For detailed information, you can check the personal loan interest rate section on the Bajaj Finserv website.
Uses of personal loan in Sivasagar
A personal loan can be used for various purposes, making it a versatile financial tool. Here are some common uses:
- Travel: Fund your dream vacations with a personal loan for travel.
- Wedding expenses: Manage wedding-related costs effortlessly with a personal loan for wedding.
- Medical emergencies: Cover unexpected medical bills with a personal loan for medical emergency.
- Home expenses: Upgrade your home interiors or undertake repairs with a personal loan for home expenses.
- Higher education: Invest in your future with a personal loan for education.
Check if you have a pre-approved loan offer by entering your mobile number to see your offer instantly.
Apply for personal loan in Sivasagar
Applying for a Bajaj Finserv Personal Loan in Sivasagar is quick and convenient. Follow these steps:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Conclusion
A Bajaj Finserv Personal Loan in Sivasagar is your go-to solution for quick and flexible financing. With instant approvals, minimal documentation, and competitive interest rates, it is designed to cater to your unique needs. Whether you need funds for travel, weddings, medical emergencies, or home renovations, Bajaj Finance ensures a hassle-free experience.
