Personal loans are an excellent financial tool to address urgent needs without compromising your savings. Whether it is for medical emergencies, wedding expenses, or home renovations, Bajaj Finserv Personal Loan offers flexible solutions tailored to your requirements. Residents of Shahjahanpur can now access instant funds with minimal documentation and hassle-free online applications.
Check your offer in Shahjahanpur with your phone number and OTP → Apply online in 5 minutes → Receive funds within a day.
Explore the features, eligibility criteria, required documents, and application process for Bajaj Finserv Personal Loan in Shahjahanpur.
Features and benefits of personal loan in Shahjahanpur
Bajaj Finserv Personal Loan comes with attractive features designed to meet diverse financial needs. Here is why this loan is ideal for residents of Shahjahanpur:
- High loan amount: Borrow up to Rs. 55 lakh to cover large expenses.
- Quick approvals and disbursals: Get instant approvals and receive funds within 24 hours*.
- Flexible loan options: Choose from Term Loan, Flexi Term Loan, or Flexi Hybrid Term Loan for customised repayment options.
- Extended repayment tenure: Enjoy repayment periods of up to 96 months, ensuring manageable EMIs.
- No collateral required: Avail of unsecured loans with minimal documentation.
- Flexible withdrawals: Withdraw funds as needed and pay interest only on the utilised amount.
Check your offer in Shahjahanpur with your phone number and OTP – No branch visit needed.
Eligibility criteria for personal loan in Shahjahanpur
Before applying for a Bajaj Finserv Personal Loan, ensure that you meet the following eligibility requirements:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
Checking your eligibility is simple and 100% online. Use the personal loan eligibility calculator to determine your eligibility without visiting a branch.
100% online approval – Check your loan eligibility without visiting a branch.
Documents required to get a personal loan in Shahjahanpur
Applying for a personal loan in Shahjahanpur requires minimal documentation. Here is a list of documents you will need:
- KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Check your eligibility for personal loan using just mobile number and OTP – 100% online process.
Interest rate on personal loan in Shahjahanpur
The interest rates for personal loans in Shahjahanpur are competitive and customised as per your income, credit profile, and repayment ability. In addition to the interest, minimal charges such as processing fees and standard costs may apply. These are transparently communicated upfront to ensure complete clarity.
Before applying, it's advisable to review the detailed breakup of the personal loan interest rate, fees, and applicable charges to make an informed borrowing decision.
Uses of personal loan in Shahjahanpur
A personal loan from Bajaj Finserv can be used for various purposes, offering flexibility and quick access to funds. Common use cases include:
- Travel expenses: Plan your dream vacation with a personal loan for travel.
- Wedding expenses: Cover wedding costs with a personal loan for wedding.
- Higher education: Fund tuition fees with a personal loan for education.
- Medical emergencies: Get immediate financial aid with a personal loan for medical emergency.
- Home renovations: Upgrade your living space with a personal loan for home expenses.
With flexible loan amounts and quick approvals, Bajaj Finance ensures you can address your needs without delay.
Apply for personal loan in Shahjahanpur
Applying for a Bajaj Finserv Personal Loan is a straightforward process. Follow these simple steps:
- Click on ‘CHECK ELIGIBILITY’ on this page.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will contact you for further steps.
Conclusion
Bajaj Finserv Personal Loan in Shahjahanpur provides residents with a reliable financial solution for various needs. With high loan amounts, competitive interest rates, and flexible repayment options, this loan ensures convenience and affordability. Apply online today to enjoy instant approvals and 24-hour disbursals*.
Take the first step towards fulfilling your financial goals with Bajaj Finance. Visit the personal loan page to get started.
