Personal loan in Chohtan

Personal loan in Chohtan

Need quick funds in Chohtan? Check your eligibility for a personal loan and get up to Rs. 55 lakh. Apply online from home and get the funds you need quickly.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Chohtan

Enter mobile and OTP | Quick online approval | Get money in a day*

Looking for instant funds to meet your personal needs in Chohtan? Whether it’s an urgent medical bill, a much-awaited vacation, or a home upgrade, a Bajaj Finserv Personal Loan is designed to help you manage expenses with ease. With a quick, completely online application process, minimal documentation, and flexible loan amounts up to Rs. 55 lakh, you can get the funds you need quickly and without hassle. Whether you're covering personal expenses or booking that dream getaway, you can rely on Bajaj Finserv to keep things simple.


You can also check if you have a pre-approved loan offer in just two simple steps—enter your mobile number and verify with an OTP.

Show More
Show Less

Features and benefits of personal loan in Chohtan

Bajaj Finserv’s Personal Loan in Chohtan comes packed with features to cater to your financial needs efficiently. Here's why it’s a top choice:

  • Pre-approved offers-You can check if you have a pre-approved offer for a personal loan in Chohtan   with just your phone number and OTP – no need to visit the branch.
  • Large loan amount: Borrow up to Rs. 55 lakh to fund expenses like weddings, education, or travel.
  • Quick disbursal: Get funds in your account within 24 hours* of approval.
  • 100% online application: Complete the entire process online—no branch visits needed.
  • Flexible tenure: Choose repayment periods from 12 months to 96 months.
  • No collateral needed: No need to pledge assets or property, making the process smooth and quick.
  • Flexi loan facility: Opt for the Flexi Hybrid Loan and only pay interest for the first few months to ease your financial burden

Pro-tip: A personal loan is the perfect financial solution if you’re planning a getaway. Use it to pay for flights, hotels, and activities upfront, then enjoy the flexibility of paying in easy monthly instalments.


Uses of personal loan in Chohtan   

An instant personal loan can be used for a wide range of financial needs, making it a truly versatile solution:


  • Travel – Dreaming of that overseas vacation? You can get a personal loan for travel to cover flights, hotels, and activities. With flexible EMIs, the cost will feel much easier to manage.
  • Weddings – Weddings are expensive, but with a personal loan for weddings, you can cover all expenses without relying on your savings.
  • Education – If you’re planning for higher studies, a personal loan for education ensures that you can pay for tuition, books, and living expenses.
  • Medical emergencies – Get quick access to funds for medical treatment, so you don’t have to delay important care.
  • Home improvements – Planning a home makeover? Use a personal loan for home expenses to refresh your living space without any delay.

Pro-tip: Whether it’s a wedding or travel, a personal loan gives you the flexibility to handle major expenses and pay them off over time. This means you don’t have to dip into your savings or put your plans on hold.

Show More
Show Less

Eligibility criteria for personal loan in Chohtan

Even if you don’t have a pre-approved offer, you can still apply as long as you meet these basic criteria:

    • Nationality: Indian
    • Age: 21 years to 80 years
    • Employed with: Public, private, or MNC
    • CIBIL Score: 685 or higher
    • Customer profile: Self-employed or Salaried

    *You should be 80 years. or younger, at the end of the loan tenure.


    You can check your eligibility in just two easy steps by entering your mobile number and verifying with an OTP.


     


Documents required for a personal loan in Chohtan   

Applying for a personal loan in Chohtan is simple and requires minimal paperwork. To ensure a smooth application process and avoid any delays, refer to the detailed checklist of the documents required for a personal loan


  • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
  • PAN card
  • Employee ID card
  • Salary slips of the last 3 months
  • Bank account statements of the previous 3 months
  • Piped gas bill
  • Pension order
  • Letter of Allotment of Accommodation Issued by Employer
  • Property / Municipal tax receipt
  • Utility bill
  • Phone bill
  • Real-time image / photograph
  • Ration card

Interest rate on personal loan in Chohtan   

The interest rate on your personal loan in Chohtan is determined by several factors such as your credit score, income, and the loan amount. You can learn more about the personal loan interest rate to calculate your monthly EMI and choose the best plan for your financial needs.

Show More
Show Less

How to apply for a personal loan in Chohtan

Applying for a personal loan in Chohtan is simple and quick:

  1. Click on ‘CHECK ELIGIBILITY’ on this page.
  2. Enter your 10-digit mobile number and the OTP sent to your phone.
  3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
  4. Now, click on ‘PROCEED’ to visit the loan selection page.
  5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
  6. Choose the repayment tenure and click on ‘PROCEED’.
  7. Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents.


Conclusion

Whether you’re preparing for a dream vacation, a wedding, or need funds for medical expenses or home upgrades, a Bajaj Finserv Personal Loan in Chohtan is the trusted solution you can count on. With a fast, digital application process and flexible repayment options, you can take control of your finances and achieve your goals without delay.


Check your eligibility now, apply today, and access funds with ease.


*Terms and conditions apply.

Show More
Show Less

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of Interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below)

  • Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000
  • Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999
  • Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999
  • Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999
  • Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999
  • Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999
  • Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999
  • Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999
  • Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above

*All the Flexi facility charges above are inclusive of applicable taxes

*Loan amount includes approved loan amount, insurance premium, and VAS charges.

Principal Holiday Facility Fees
  • Up to Rs.1999/- for loan amount less than Rs.2,00,000
  • Up to Rs.3999/- for loan amount from Rs. 200000 to Rs.399999
  • Up to Rs.5999/- for loan amount from Rs. 400000 to Rs.599999
  • Up to Rs.7,999/- for loan amount from Rs. 600000 to Rs.999999
  • Up to Rs.8,999/- for loan amount from Rs.10,00,000 to Rs. 1499999
  • Up to Rs. 9999/- for loan amount from Rs. 15,00,000 to Rs.19,99999
  • Up to Rs.10,999/- for loan amount from RS. 20,00,000 to RS.2499999
  • Up to Rs.11,999/- for loan amount from RS.25,00,000 to RS. 29,99999
  • Up to Rs. 12,999/- for loan amount of Rs.30,00,000 and above

Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount

*(Loan amount includes approved loan amount, Insurance Premium & VAS Charges)

Bounce charges

Up to Rs. 1,200 per bounce.
“Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason

Part-prepayment charges

Full Pre-payment:
Foreclosure can be processed post clearance of first EMIs.

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.

  • Flexi Term Loan (Flexi Dropline): Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges 

Term Loan: Not applicable

Flexi Term Loan (Flexi Dropline):

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges

Flexi Hybrid Term Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.