Overview:
Staying well connected at all times through our mobile phones is a necessity in our busy lives today. Your mobile screen is one of the most critical components of your gadget and getting it repaired can cost you a significant amount of money.
Mobile Screen Insurance from Bajaj Finserv is a one-of-its-kind insurance policy that protects you from any financial loss due to damage or breakdown of your mobile phone screen. It provides coverage against fire, burglary, mechanical or electrical breakdown, and accidental damage. Apply for the Mobile Screen Insurance and secure your gadget today.
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Features & Benefits:
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High Sum Insured
Get coverage up to Rs. 10,000 for just Rs. 499 per annum.
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Multiple Payment Options
With a choice of multiple online payment options available, you can conveniently pay the premium from the comfort of your home. You can make online premium payment via net banking, mobile wallets, UPI, debit cards or credit cards.
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What Is Covered?
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Standard Fire And Special Perils Cover
Any damage to your phone screen due to fire, explosion, implosion or lightning, is included under the Mobile Phone Screen Insurance cover. You can also claim coverage against damage due to riots, strikes, natural calamities like floods, earthquakes, cyclones etc. as well as other specified perils.
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Burglary And Robbery Cover
If your phone screen is damaged due to robbery or burglary at your insured premises (as mentioned on the Certificate of Insurance), you can get coverage for the same.
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Accidental Damage Cover
Mobile Screen Insurance also covers repair and replacement costs incurred due to any accidental damage to your phone screen. The phone should be in your custody at the time of damage to avail the benefits of this cover.
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Breakdown Cover
Get coverage for repair and replacement costs arising due to any unexpected electrical or mechanical breakdown of your phone screen, provided the phone was being used by you at the time of breakdown.
Please note that the coverage is as per the invoice value or up to the maximum sum insured amount.
To know more about the detailed terms and conditions, please click here. -
What Is Not Covered?
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Phones Older Than 30 Days
If the phone is older than 30 days (as per the original date mentioned on the invoice), it will not be covered. You need to apply for Mobile Screen Insurance within 30 days of purchasing the phone to seek the benefits of this insurance policy.
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Deductibles Applicable
The deductible of the first 5% of each and every claim amount is subject to a minimum of Rs 1,000 for sum insured upto Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to 50,000.
This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance. -
Damage Due To Act Of Terrorism
Any loss, damage or destruction to the mobile phone screen due to an act of terrorism is not covered.
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Damage Due To Pollution
Any damage to your phone screen due to the effects of pollution or contamination will not be covered.
To know more about the terms and conditions on coverages, please click here.
How To Apply?
To apply for Mobile Screen Insurance, you have to submit an online application on our website and pay the premium using any of the online payment methods available.
How To Claim?
You need to inform our Customer Experience team within 24 hours of damage to your phone screen to avail the benefits of this insurance cover. Connect with us via any of the following ways:
• Toll free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Customer service website
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006
Keep these documents ready for submission at the time of placing the claim:
• Invoice or bill copy
• Duly filed claim form
• FIR copy- in case of burglary or theft