Whether you want to get in touch with someone or pay your bills online, a smartphone comes in handy for a variety of reasons. However, you need to be extra cautious with its screen as it is the first component to break in case you accidently drop your phone. In addition to using the device carefully, you can stay financially covered against mobile screen damages by opting for a Mobile Screen Insurance policy offered by Bajaj Finserv.
The Mobile Screen Insurance is a one-of-its-kind mobile insurance policy that protects you from any financial loss due to damage or breakdown of your mobile phone screen. It provides coverage against fire, burglary, mechanical or electrical breakdown, and accidental damage.
The mobile screen insurance offers a coverage up to Rs. 10,000 at a nominal premium of Rs.499.
With a choice of multiple online payment options available, you can conveniently pay the premium from the comfort of your home. You can make online premium payment via net banking, mobile wallets, UPI, debit cards or credit cards.
Any damage to your phone screen due to fire, explosion, implosion or lightning, is included under the Mobile Phone Screen Insurance cover. You can also claim coverage against damage due to riots, strikes, natural calamities like floods, earthquakes, cyclones etc. as well as other specified perils.
If your mobile screen is damaged due to robbery or burglary at your insured premises (as mentioned on the Certificate of Insurance), you can get avail coverage for damages/losses incurred.
Offered under Pocket Insurance & Subscriptions, the Mobile Screen Insurance policy covers the repair and replacement costs incurred due to any accidental damage to your phone screen. However, the phone should have been in your custody at the time of damage to avail the benefits of this cover.
Get coverage for repair and replacement costs arising due to any unexpected electrical or mechanical breakdown of your phone screen, provided the phone was being used by you at the time of breakdown.
Note: The coverage offered cannot exceed the total invoice value of the smartphone. To know more about the detailed terms and conditions, please click here.
5% of each claim has to be borne by the insured policyholder unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.
Any loss, damage or destruction to the mobile phone screen due to an act of terrorism is not covered.
Any damage to your phone screen due to the effects of pollution or contamination will not be covered under the policy.
If your phone is older than 30 days (as per the original date mentioned on the invoice), you cannot avail coverage under the policy. You need to apply for Mobile Screen Insurance within 30 days of purchasing the phone to seek the benefits of this insurance policy.
To know more about the terms and conditions on coverages, please click here.
An extended warranty is the guarantee given by a phone manufacturer over and above the default warranty period for the replacement or repair of your mobile in the case of a manufacturing defect.
On the other hand, a Mobile Screen Insurance plan offered by Bajaj Finserv covers the repair costs of accidental damages to the insured phone screen during a specified period.
Here is a comparison between an Extended warranty and a Mobile Screen Insurance:
|Extended Warranty||Mobile Screen Insurance|
|Accidental damages aren't covered by an extended warranty. However, hardware malfunctions and manufacturing defects are covered.||Damages to your mobile screen due to an accidental dropping or fire are covered by a mobile screen insurance plan.|
|Damages caused by theft or burglary aren't covered under an extended warranty.||Damages to your phone’s screen due to theft and burglary are covered under this insurance plan.|
The Mobile Screen Insurance offers coverage to mobile phone models from the popular smartphone brands listed below:
You can apply for the Mobile Screen Insurance policy in a hassle-free manner by filling in an online application form and making the premium payment using any of the convenient online payment modes available.
Here’s the step-by-step process to do the same.
You can raise your claim with the Customer Experience team within 24 hours of damage to your phone screen to avail the benefits of this insurance cover. You may reach out to the insurer using the following contact details:
Documents Required to File a Claim for Mobile Screen Insurance
In order to initiate a claim, you have to submit the following documents to the insurer:
For any queries or concerns relating to the policy, please reach out to us by writing an email to firstname.lastname@example.org.
Here is a list of reasons why you should buy Mobile Screen Insurance policy from Bajaj Finserv:
Yes, damages to your phone screen caused due to accidental spillage of any liquid such as water, hot beverages, cold beverages, etc. are covered under the policy.
The effective date of the policy will be clearly mentioned in the policy document by the insurance company. The policy usually comes into effect after the premium is paid.
Phones older than 30 days from the date of purchase will not be insured or covered under the policy.
The Mobile Screen Insurance policy is restricted to domestic mobile manufacturers and models available in India and to Indian residents only.