Mobile phones or smartphones have become an integral part of our daily lives. We constantly need these devices to stay connected and hence, keep our phones charged for usage. If your smartphone cannot function due to low battery or complete battery drainage, it can disrupt your plans. Mobile chargers are portable accessories and therefore quite susceptible to theft, damage, and breakdown.
Be it accidental loss or breakdown due to electrical/mechanical issues, a Mobile Charger Insurance Policy from Bajaj Finserv provides you complete financial protection in case of any loss or damage to your mobile charger. While most insurance policies only cover your gadget (phone), this unique cover protects the most important accessory without which your mobile phone cannot function.
Get coverage up to Rs. 5,000 for just Rs. 299.
It is easy to pay the premium from the comfort of your office or home as multiple payment options such as net banking, mobile wallets, UPI, debit cards, or credit cards are available.
Mobile Charger Insurance covers damage or loss to your mobile charger due to accidental fire, implosion, explosion or lightning. Coverage is also provided against damage due to riots, strikes, environmental calamities like earthquakes, flood, cyclones, etc. as well as other perils mentioned under the policy.
You can get coverage if your mobile charger is damaged or lost due to attempted/actual robbery or burglary at your insured premises (as mentioned in the Certificate of Insurance).
If you incur any repair or replacement expenses due to accidental loss or damage to the charger, you can claim such expenses, provided the charger was in your custody at the time of damage.
In case of any breakdown due to mechanical or electrical issues, you can get assistance for repair and replacement costs. This benefit is available only if you were using the charger at the time of breakdown.
Please note that the coverage is as per the invoice value or up to the maximum sum insured.
To know the detailed terms and conditions, please click here.
The application for Mobile Charger Insurance needs to be made within 30 days of purchasing the charger. In case the mobile charger is older than 30 days (as per the original invoice date), you cannot seek the benefits of this cover.
The deductible for the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to Rs. 50,000.
This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.
Any loss or damage to the mobile charger due to any terrorist activity is not covered.
Mobile Charger Insurance does not cover any damage to your mobile charger caused due to the effects of pollution or contamination.
To know more about the terms and conditions on coverages, please click here.
Applying for Mobile Charger Insurance online is easy. You just need to submit an application form on our website and make an online payment for the premium.
You need to inform the Customer Experience team within 24 hours of damage/loss to your mobile charger to qualify for availing the benefits of this insurance policy. Reach out to the Customer Experience team via:
• Toll free number: 1800 209 5858
• Email: email@example.com
• Customer service website
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006
These documents are required to be submitted at the time of raising the claim:
• Invoice or bill copy
• Duly filed claim form
• FIR copy- in case of burglary or theft
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”