It’s hard to imagine modern living without mobile phones. These gadgets have become integral parts of our daily lives and help us stay connected.
However, mobile chargers are susceptible to theft, damage and breakdown. To make sure that you’re always connected, Mobile Charger Insurance from Bajaj Finserv provides you with complete financial protection in case of loss or damage to your mobile charger. While most mobile phone insurance policies only cover your handset, this unique plan is designed especially for your charger.
Mobile Charger Insurance offers coverage of up to Rs. 5,000 at just Rs. 299. You can pay the premium online using your preferred mode of transaction.
Mobile Charger Insurance covers damage to or loss of your mobile charger because of an accidental fire, implosion, explosion or lightning. The policy also includes damage due to riots, strikes, environmental calamities like earthquakes, floods, cyclones, etc. and other specified perils.
The plan covers repair/replacement costs if your mobile charger is damaged or lost in an attempted or actual robbery or burglary at your insured premises (as mentioned in the Certificate of Insurance).
You can claim repair or replacement costs in case of accidental damage or loss of your charger, provided it was in your custody at the time of the damage.
If your charger breaks down due to mechanical or electrical issues, you can get assistance for repair and replacement costs. This benefit is available only if you were using the charger when it broke down.
Please note that the coverage is as per the invoice value, up to the sum insured.
You cannot seek the benefits of this cover if the charger is older than 30 days (as per the purchase date on the original invoice).
A deductible amounting to the first 5% of the claim amount is applicable on every claim unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance. The deductible will be a minimum of Rs. 1,000 for a sum insured of up to Rs. 20,000 and Rs. 2,000 for a sum insured of Rs. 20,000 to Rs. 50,000.
Any loss or damage to the mobile charger due to terrorist activity is not covered.
Mobile Charger Insurance does not cover damage to your mobile charger because of pollution or contamination.
Please click here to know more about the policy’s terms and conditions and the complete list of inclusions and exclusions.
Please inform the customer experience team within 24 hours of the damage/loss to your mobile charger to qualify for the benefits of this policy. You can reach the customer experience team via:
• Toll-free number: 1800 209 5858
• Email: email@example.com
• Customer service website
• Mail: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006
You need to submit the following documents while raising a claim:
• Invoice or bill copy
• Duly filled claim form
• FIR copy in case of burglary or theft
For queries related to the policy, please email us at firstname.lastname@example.org.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”
Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?