Maternity Health Insurance

Bringing a new life to the world is a big responsibility. With a maternity health insurance, get coverage for all pregnancy-related expenses. It covers expenses incurred against normal or caesarean delivery, pre-natal and post-natal care, and your child’s vaccinations as well. Choose a comprehensive maternity health insurance from Bajaj Finance Ltd. and get the best medical facilities during and after pregnancy.

Features and Benefits

  • Comprehensive coverage

    Maternity health insurance covers the expenses for delivery, hospital stay, medicines and more.

  • Newborn care

    The policy coverage is extended to the new born if he/she is diagnosed with any kind of critical illness.

  • Easy online application

    Apply for a maternity health insurance online from the comfort of your home or office.

  • Ambulance charges

    Ambulance charges during an emergency are covered under this plan.

  • Hospitalization coverage

    Any pregnancy-related expenses incurred 30 days prior and 60 days post-hospitalisation are covered under the plan.

  • Cashless facility

    Get cashless facility at any of the insurer’s network hospitals.

  • Quick claim settlement

    Get a quick claim settlement with a single point of contact for treatments taken at non-network hospitals.

  • Claim-free bonus

    Get a 10% cumulative bonus benefit for each claim-free year.

  • Tax savings

    Avail tax exemption up to Rs. 60,000 under section 80D of the Income Tax Act, 1961.

Maternity Health Insurance Exclusions


Following expenses are not covered with maternity health insurance:

• Follow-up diagnostic tests during nine months of pregnancy.
• Tonics and vitamins for the mother or baby (unless part of a treatment).
• The doctor’s consultation fee for a routine check-up.


*Conditions apply. Thisproduct is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.