Are you looking for a loan to buy your dream house but worried about meeting the eligibility criteria? Instead of opting for an individual loan, consider a Joint Home Loan with Bajaj Finserv and increase your chances of getting a Home Loan.
While apartments and flats are a good housing option for many, some people would like to build a home that completely satisfies all their needs.
If you’re looking for a loan to purchase land, a Home Loan will not cover all the aspects of buying an empty plot. What you neesd is a loan designed specifically for buying land, like the Bajaj Finserv Land Purchase Loan.
Land Purchase Loan should be your loan of choice in situations when
You’re purchasing a plot through direct allotment
You’re buying a resale plot
A loan for land purchase from Bajaj Finserv allows you to fund your plot purchase quickly and with utmost ease. If you are in need of more funds once you start construction, opt for Top-Up Loan which is available to all existing customers who do a Home Loan Balance Transfer.
You won’t need to wait for days to know if your loan for land has been approved. At Bajaj Finserv, we offer instant loan approval in a few minutes after your application. The entire process barely takes 5 minutes.
Purchasing land requires you to put down a large amount of money in one lump sum payment. We understand that any delays in payment could result in you losing the plot for your dream home. That’s why we make sure that once your application is approved, we disburse your loan amount in 72 hours or less.
Check your loan status wherever you are, whenever you want to. Use the Bajaj Finserv digital portal to check your payment schedule, interest certificate, track repayments, and view key information related to your loans. All you have to do is log in with your credentials and you’ll get instant access to your loan account
If you are a salaried professional, you can get a Land Purchase Loan easily from Bajaj Finserv across top cities in India. In order to avail of such a loan, you’ll need to meet basic eligibility criteria and provide us with few important documents. Here is the complete list of requirements for Land Purchase Loan eligibility.
Bajaj Finserv offers nil foreclosure and nil prepayment charges. This means that you don’t have to pay a single extra rupee if you prepay your EMIs or foreclose your loan before the tenure is over.
Please click here for more information of Land Purchase Loan charges and interest rates
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