Kashmir, often referred to as "Paradise on Earth," is renowned for its stunning landscapes, picturesque valleys, and rich culture. Let us explore the various costs involved and how you can finance your Kashmir trip with an Insta Personal Loan.
Things to do in Kashmir
- Visit Srinagar: Explore the beautiful city of Srinagar, known for its Mughal gardens, Dal Lake, and vibrant markets.
- Stay in a houseboat: Experience the unique opportunity of staying in a traditional houseboat on Dal Lake, offering a peaceful and scenic retreat.
- Explore Gulmarg: Visit Gulmarg, a popular hill station known for its stunning meadows, snow-capped mountains, and adventure sports like skiing and trekking.
- Visit Pahalgam: Explore the picturesque town of Pahalgam, known for its lush greenery, gushing rivers, and scenic hiking trails.
Pro-tip: If you are concerned about the budget to do all these things, just check for a pre-approved loan offer from Bajaj Finance Limited. All you need to do to check your Insta Personal Loan offer is enter your mobile number and OTP. With a pre-approved offer ready to go, you can plan your trip without getting too worried about the spends.
Factors affecting the cost of Kashmir trip
Seasonal variations
Kashmir's cost dynamics fluctuate with seasons. Peak seasons, like summer (April to June) and winter (December to February), see inflated prices for flights, accommodations, and activities due to high tourist influx. Off-peak periods, such as monsoon months (July to September), offer more budget-friendly options, though some attractions may be less accessible.
Travel preferences
Your travel style significantly impacts your budget. Choosing luxury hotels over budget stays, fine dining over local eateries, and private tours over shared experiences can substantially increase your expenses. Conversely, opting for budget accommodations, local food, and public transport can make your trip more economical.
Duration of stay
The length of your stay directly correlates with overall costs. A longer stay means more spending on accommodation, food, and activities. However, extended visits may allow for exploring cost-saving measures, like long-term rental discounts and cooking your own meals, potentially balancing out the expenses.
How much budget is required to travel to Kashmir?
- Accommodation costs: Budget options like guesthouses and homestays range from Rs. 500 to Rs. 2,000 per night. Mid-range hotels fall between Rs. 2,000 to Rs. 5,000 per night, while luxury accommodations can exceed Rs. 5,000 per night.
- Transportation costs: Traveling to Kashmir by air costs between Rs. 5,000 to Rs. 15,000, depending on season and availability. Local transportation, like taxis or shared jeeps, ranges from Rs. 500 to Rs. 2,000 per day, depending on the distance.
- Food costs: Dining in Kashmir is affordable, with local restaurants charging around Rs. 200 to Rs. 500 per person. Upscale dining may cost between Rs. 500 to Rs. 1,500 per person.
- Activities costs: Entry fees for attractions like Mughal gardens and national parks range from Rs. 50 to Rs. 500 per person. Adventure activities such as skiing and trekking may cost between Rs. 500 to Rs. 2,000 per person.
In case your budget is getting stretched, consider financing options. Use the Insta Personal Loan EMI Calculator to estimate your monthly payments and finalise a loan amount that fits your budget. To check your Insta Personal Loan offer, you just need to enter your mobile number and OTP.
Budget-friendly tips for your Kashmir trip
- Travel off-season: Visiting Kashmir during the off-season can help you save on accommodation and transportation costs, as prices tend to be lower.
- Eat local cuisine: Opt for local eateries and street food stalls to enjoy authentic Kashmiri cuisine at affordable prices.
- Use public transport: Utilise public transport options like buses and shared jeeps to get around the region, as they are more budget-friendly than private taxis.
- Book in advance: To benefit from early bird discounts and deals, it's advisable to plan and reserve your accommodation, activities, and transportation ahead of time.
How to finance a trip to Kashmir
If you find yourself exceeding your budget during your Kashmir trip, consider exploring finance options that provide instant credit to your account. Our Insta Personal Loan is an ideal choice for such circumstances. With funds of up to Rs. 15,50,000, disbursed within 30 minutes* to 4 hours, it is the perfect choice for immediate expenses.
Here are some of the features that make it an ideal travel loan:
- Pre-approved offers: You do not need to go through a lengthy application process to know how much funds you can borrow. Simply enter your mobile number and OTP to check the offer.
- Hassle-free application: Online application makes the entire loan process much faster and smoother.
- Quick disbursal: You can get the funds you need in as little as 30 minutes*.
- Flexible repayment: Choose a convenient tenure ranging up to 96 months.
Conclusion
Embarking on a Kashmir trip requires careful planning and budgeting. By understanding the costs involved and exploring options such as pre-approved loan offers, you can make your pilgrimage to Kashmir a reality.
Know more about using Insta Personal Loan to travel different states:
Read more about the different city trips you can take with our Insta Personal Loan for travel:
*Terms and conditions apply.
