Personal Loan in Lucknow

Whether you are upgrading your home in Gomti Nagar, planning a destination wedding, funding higher education, or handling an emergency expense, a Bajaj Finserv Personal Loan in Lucknow offers you instant financial support—completely online and without any paperwork.

✅ Check your pre-approved loan offer in Lucknow with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Enjoy loan amounts of up to Rs. 55 lakh, quick approval, and disbursal in just 24 hours*. The application process is 100% digital, with no need to visit a branch.

Minimal documentation

Apply for the loan with only basic documents like identity proof, income proof, employment proof, etc.

Online account

Track your loan EMIs, principal outstanding, interest payable and other details on our customer portal - My Account.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Lucknow. All it takes is just your phone number and OTP.

Loans up to Rs. 55 lakh

Get a high loan amount to handle various expenses ranging from weddings to college tuition.

Flexible tenure

Pay off your unsecured personal loan in Lucknow over a tenure of up to 96 months.

100% transparency

Read the terms and conditions before applying to be aware of all charges on this loan.

Money in bank within 24 hours*

As with some of the fastest loans, receive the amount in your account within a day.*

Approval in minutes*

It takes us only 5 minutes* to approve a personal loan application online, depending on the eligibility and submitted documents.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.