Personal Loan in Odisha

Whether you are a salaried employee in Bhubaneswar, a trader in Sambalpur, or a farmer in Jagatsinghpur, a Bajaj Finserv Personal Loan in Odisha gives you quick and reliable financial support—tailored to your specific needs. From high loan limits to flexible repayment terms, Bajaj Finance ensures you can take care of your goals without delays—anywhere in Odisha.

✅ Check your loan offer with phone number and OTP – Get funds in 24 hours without any branch visit.
 

A high sum of up to Rs. 55 lakh

Qualify for a principal up to Rs. 55 lakh with minimal documentation and simple eligibility.

No collateral required

You do not have to pledge any collateral or asset to get instant funds from Bajaj Finance.

Total transparency

We offer personal loans with 100% transparent terms and conditions with no hidden costs.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Odisha with just your phone number and OTP – no need to visit the branch.

Online account management

Access our customer portal, My Account and manage the loan account online without any hassle.

Tenure options

Use an online personal loan calculator and choose a convenient tenure ranging up to 96 months.

Minimum documents required

Submit only a few essential documents to gain eligibility for an instant personal loan.

Money in 24 hours*

Once the verification is done, the money reaches the account within 24 hours* of approval.

Instant approval

Meet the eligibility and apply with an online loan application for immediate approval. Utilise the funds for any emergency.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.