The method of borrowing money has changed drastically in recent years. It used to take days, often weeks, to get a loan approved and disbursed after visiting the lender’s branch and filling out a huge amount of paperwork. These days though, getting a personal loan is easier than ever before.
You must meet certain eligibility criteria to qualify for a regular personal loan. In most cases, the funds will be transferred into your account within a few days of your application. An instant personal loan is another type of personal loan with its key feature being a quick disbursal process. Several instant personal loans also provide pre-approved offers, which streamline the loan application procedure for you by allowing the lender to make you a loan offer after already assessing your creditworthiness.
The Bajaj Finserv Insta Personal Loan is specifically designed to fulfil the needs of individuals who might need quick access to money at any given moment. Everyone can get an Insta Personal Loan from the convenience of their own homes. Existing customers can get a pre-approved loan offer of up to Rs. 12,76,500, without income proof. Our new customers too can enter their mobile number and OTP to generate a pre-assigned loan limit.
Online application process for an Insta Personal Loan
Getting an Insta Personal Loan is an end-to-end online process. From checking your offer, to finishing the application, and receiving money in your account – all happens online.
The steps required for getting an Insta Personal Loan are as follows:
You can view your offer by visiting the Insta Personal Loan page on the Bajaj Finserv website and clicking on ‘CHECK OFFER’. You only need to input the 10-digit mobile number and OTP to view a pre-assigned loan limit on the screen. After that, simply adjust the loan amount and tenure to get a repayment plan that suits you best.
Additional features of an Insta Personal Loan
Apart from online application and quick disbursal, here are some features of our Insta Personal Loan that make it one of the more convenient credit options:
Flexible tenures
One individual might need a loan for one year while the other might want it for five years. To cater to the unique needs of every individual, we offer instant loans with adjustable tenures of up to 87 months. You can opt for a loan tenure that is best suited to your needs.
No hidden charges
You can find out about all our Insta Personal Loan interest rate and charges on this website and in our loan documents. There are no hidden fees or charges. Please ensure that you go through the charges in detail before finishing your loan application.
No collateral required
An Insta Personal Loan is an unsecured loan that does not require collateral, such as gold jewelry or real estate, or the presence of a guarantor. Your creditworthiness and ability to pay back the loan will determine whether you get a pre-approved offer or a pre-assigned limit.
Insta Personal Loans are a great option for those who need quick cash with a hassle-free loan process. This makes it an ideal choice for those in need of emergency funds or those who do not have the time to visit offline branches and go through lengthy loan approval processes.
Check your Insta Personal Loan offer today to get the best deals and a stress-free borrowing experience.
