Buy iPhone 16e on EMI without Credit Card – Easy EMI Options

Check iPhone 16e price in India, explore its specs and features, and enjoy flexible payment options using the Bajaj Finserv Insta EMI Card to buy iPhone 16e on EMI.
Buy iPhone 16e on Easy EMI
3 min
27 March 2025

Owning the latest iPhone 16e is now easier than ever. With the Bajaj Finserv Insta EMI Card, you can buy the iPhone 16e on EMI without a credit card. This convenient financing option allows you to enjoy your new iPhone while managing payments in easy monthly instalments. If you want to upgrade to the latest smartphone without straining your budget, this is the perfect option for you.

iPhone 16e overview

Apple continues to redefine smartphone technology with the launch of the iPhone 16e. Packed with advanced features, the iPhone 16e features a powerful processor, a stunning display, and an improved camera system, ensuring a seamless user experience. Whether you are a professional, a student, or a tech enthusiast, the iPhone 16e brings the best of Apple’s innovation to your fingertips. Its cutting-edge performance, long battery life, and premium build make it a must-have device.

iPhone 16e launch date

Customers can pre-order the iPhone 16e starting 6.30 PM on February 21, 2025. The smartphone will go on sale starting February 28. Customers can pre-order the device from Apple.in, authorised Apple retail stores, and all the leading e-commerce platforms in the country. The launch event is set to showcase the iPhone 16e’s standout features, new design elements, and software enhancements. Apple enthusiasts in India can pre-book the device and avail themselves of exclusive launch offers.

iPhone 16e key features and specifications

The iPhone 16e features an improved chipset, an advanced camera system, and enhanced durability. Here are its key specifications:

Feature

Specification

RAM and storage

8 GB RAM + 128 / 256 / 512 GB

Processor

Apple A18 Hexa Core

OS

iOS v18

Display

6.1" Super Retina XDR, 1170x2532 px, 60Hz, notch

Rear camera

48 MP, Single, 4K@60fps, Dual-LED Flash

Front camera

12 MP, 4K@60fps, Retina Flash

Battery

3961 mAh, 20W Fast Charge, USB-C

SIM

Nano + eSIM

Network

5G

Storage expandable

No

Durability

Water & Dust Resistant


iPhone 16e display

The iPhone 16e display features a 6.1-inch Super Retina XDR screen with FHD+ resolution, 60 Hz refresh rate, HDR support, and bezel-less notch for an immersive viewing experience.

Specification

Details

Display type

Super Retina XDR

Screen size

6.1 inches (15.49 cm)

Resolution

1170x2532 px

Peak brightness

1200 nits

Refresh rate

60 Hz

Aspect ratio

19.5:9

Pixel density

457 ppi

Screen protection

Yes

Bezel-less Display

Yes, with notch

Hdr support

HDR10 / HDR+


iPhone 16e body

The iPhone 16e body offers a compact design with durable mineral glass back, IP68 water resistance, and a lightweight build for comfortable handling.

Specification

Details

Height

146.7 mm

Width

71.5 mm

Thickness

7.8 mm

Weight

167 grams

Build material

Back: Mineral Glass

Water resistance

IP68, up to 6 meters for 30 minutes

Dust resistance

Yes


iPhone 16e performance

The iPhone 16e performance is powered by the Apple A18 chipset with Hexa-core CPU and 8 GB RAM, delivering excellent gaming, multitasking, and app performance.

Specification

Details

Chipset

Apple A18

CPU

Hexa Core (4.04 GHz Dual + 2.2 GHz Quad)

RAM

8 GB LPDDR5

Architecture

64-bit

GPU

Apple GPU (4-core)

AnTuTu score

1,405,699

Bootup time

10 s

Gaming GFX score

3,717

Heating (30 min)

34.60%

Battery drain (gaming)

8%


iPhone 16e storage

The iPhone 16e storage comes in multiple capacities with NVMe type internal memory, providing ample space for apps, photos, and media.

Specification

Details

Internal storage

128 / 256 / 512 GB

Expandable storage

No

Storage type

NVMe


iPhone 16e camera

The iPhone 16e camera setup includes a 48 MP rear camera and 12 MP front camera with advanced features for high-quality photos and 4K video recording.

Camera

Specification

Rear camera

48 MP Wide Angle, Dual-LED Flash, OIS, 4K@60fps, Up to 10x Digital Zoom

Front camera

12 MP Wide Angle, Retina Flash, 4K@60fps

Video features

Optical Image Stabilization, Slow Motion, HDR, Audio Zoom


iPhone 16e battery

The iPhone 16e battery supports fast and wireless charging with long-lasting Li-ion power for uninterrupted usage.

Specification

Details

Capacity

3961 mAh

Type

Li-ion

Quick charging

20W, 50% in 30 min

Wireless charging

7.5W

Charging time

1h 19m (20%-100%)


iPhone 16e network connectivity

The iPhone 16e network connectivity supports 5G, 4G LTE, Wi-Fi 6, Bluetooth 5.3, NFC, and GPS for seamless online and offline usage.

Feature

Details

SIM slots

Nano + eSIM

Network support

5G, 4G

VoLTE

Yes

Wi-Fi

Wi-Fi 6 (802.11 a/b/g/n/ac/ax), 5GHz, MIMO

Bluetooth

v5.3

GPS

A-GPS, Glonass

NFC

Yes


iPhone 16e sensors

The iPhone 16e sensors include a range of essential sensors for smooth device operation and enhanced user experience.

Sensor

Available

Fingerprint

No

Light sensor

Yes

Proximity sensor

Yes

Accelerometer

Yes

Barometer

Yes

Gyroscope

Yes


iPhone 16e models price list in India

The iPhone 16e price varies depending on the storage variant. Below is the expected price range:

Model Expected price (Rs.)
iPhone 16e 128GB 59,000
iPhone 16e 256GB 69,900
iPhone 16e 512GB 89,900


How to buy iPhone 16e on EMI using Insta EMI Card

The iPhone 16e on EMI is available through Bajaj Finserv Insta EMI Card, making the purchase easy and budget-friendly.

Online purchase

  1. Visit an authorised online retailer like Bajaj Mall.
  2. Select the iPhone 16e model and proceed to checkout.
  3. Choose Bajaj Finserv Insta EMI Card as your payment option.
  4. Select the EMI tenure and complete the transaction.
  5. Receive your iPhone 16e at your doorstep.

Offline purchase

  1. Visit a Bajaj Finserv partner store.
  2. Select the iPhone 16e and provide your Insta EMI Card details.
  3. Choose a repayment tenure and complete the transaction.
  4. Take home your new iPhone 16e immediately.

Don’t have your Insta EMI Card yet? You might already qualify for a substantial limit – check your eligibility now with just your mobile phone number and OTP.

Check also: How to use Insta EMI Card for online shopping

Benefits of using Insta EMI Card for buying iPhone 16e

  • No credit card required – Purchase without needing a traditional credit card.
  • Zero down payment on select models – Get the phone without any upfront cost, get it on zero down payment.
  • Flexible repayment tenure of up to 60 months – Choose a plan that suits your budget.
  • Instant approval and easy processing – No lengthy paperwork.
  • Exclusive partner offers and discounts – Enjoy additional savings.

Read also: Check features and benefits of insta EMI card

Eligibility and documents required for Insta EMI Card

Eligibility criteria

  • Indian citizen aged 21-65 years
  • Regular source of income
  • Good CIBIL Score

Documents required

  • PAN card
  • Aadhaar card
  • Bank account details
  • Income proof (if required)

You might already be eligible – check your offers in an instant by entering your mobile number and verifying it with a one-time password.

Check also: Documents required for Insta EMI Card

How to apply for Bajaj Finserv Insta EMI Card

Applying for the Bajaj Finserv Insta EMI Card is simple and quick.

Online application

  1. Visit the Bajaj Finserv website.
  2. Click on the ‘Apply Now’ option.
  3. Enter your details and submit required documents.
  4. Receive instant approval and start using your card.

Check also: How to apply for Insta EMI Card

Offline application

  1. Visit a Bajaj Finserv partner store.
  2. Provide necessary documents.
  3. Complete the application process with assistance from the store representative.
  4. Get your Insta EMI Card activated instantly.

Purchasing the iPhone 16e on EMI is now simple with the Bajaj Finserv Insta EMI Card. Enjoy the latest Apple technology without worrying about upfront payments. The Insta EMI Card ensures a hassle-free buying experience with easy repayment options and zero hidden charges. If you want to stay ahead with cutting-edge smartphone technology, the iPhone 16e features make it an excellent choice.

Apply for your Insta EMI Card today and get your dream iPhone hassle-free! To start, check your eligibility using your mobile phone number and OTP.

Other available Apple iPhone models on EMI

The Bajaj Finserv Insta EMI Card also allows you to buy other iPhone models on EMI.

iPhone 16 Pro on EMI iPhone 15 Pro Max on EMI iPhone 14 Pro on EMI iPhone 12 Pro Max on EMI
iPhone 16 Pro Max on EMI iPhone 15 Plus on EMI iPhone 14 Plus on EMI iPhone 13 Pro Max on EMI
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iPhone 15 Pro on EMI iPhone on EMI iPhone 11 on EMI iPhone 13 mini on EMI

 

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Frequently asked questions

Can I buy iPhone 16e on EMI without a credit card?

Yes, you can buy the iPhone 16e on EMI without a credit card using the Bajaj Finserv Insta EMI Card. This allows you to convert your purchase into easy monthly instalments without needing a credit card, making it a convenient and budget-friendly option. Check your Insta EMI Card offer today with your mobile phone number and OTP to shop for your iPhone 16e on EMI.

How to buy iPhone 16e without a credit card?
You can purchase the iPhone 16e without a credit card using the Bajaj Finserv Insta EMI Card at partner stores or online platforms. Simply choose the EMI option, select a tenure, and complete the transaction to convert your purchase into manageable monthly payments.

Can I buy an iPhone 16e Pro with zero down payment?
Yes, select models of the iPhone 16e Pro may be available with zero down payment on the Bajaj Finserv Insta EMI Card. Availability depends on ongoing offers, so check with authorized retailers or Bajaj Mall for eligible zero-down-payment deals before purchasing.

Is the iPhone 16e available on the Bajaj Finserv Insta EMI Card?

Yes, the iPhone 16e is available for purchase using the Bajaj Finserv Insta EMI Card. You can buy it from partner stores or online retailers on EMI without a credit card and pay in flexible monthly instalments. Check your eligibility before making the purchase using your mobile phone number and OTP. 

What is the price of the iPhone 16e in India?

The iPhone 16e price in India starts at Rs. 59,900 for the 128GB variant, Rs. 69,900 for the 256GB variant, and Rs. 89,900 for the 512GB model. Prices may vary across retailers and online platforms, so checking official listings before purchasing is recommended.

What are the camera specifications of iPhone 16e?

iPhone 16e has a 48MP Fusion rear camera with advanced night mode and a 12MP TrueDepth front camera for high-quality photos and video.

What are the rear and front camera specifications of iPhone 16e?

The iPhone 16e features a single 48MP rear camera (f/1.6 aperture, LED flash) and a 12MP front camera (f/1.9 aperture) for selfies and video calls.

How much RAM is in iPhone 16e?

The iPhone 16e comes equipped with 8GB RAM across all variants, which supports seamless multitasking and smooth performance.

What's the RAM size of the iPhone 16e?

All iPhone 16e models have 8GB RAM, enabling efficient app usage, multitasking, and improved responsiveness in everyday tasks.

How much RAM does the iPhone 16e come with?

Apple iPhone 16e offers 8GB RAM, ensuring consistent performance regardless of the storage variant chosen.

What's the storage capacity of the iPhone 16e?

The iPhone 16e is available in 128GB, 256GB, and 512GB internal storage options, the iPhone 16e does not support expandable memory.

What's the internal storage of iPhone 16e?

Internal storage options for iPhone 16e include 128GB, 256GB, and 512GB, depending on your chosen model and colour.

What’s the battery capacity of iPhone 16e?

The iPhone 16e has a 3961 mAh battery, offering reliable all-day usage and optimised power management via the A18 chip.

What is the battery size of the iPhone 16e?

Battery capacity of the iPhone 16e is 3961 mAh, providing sustained power for typical daily activities, including video playback and internet usage.

What's the refresh rate on the iPhone 16e?

The iPhone 16e features a 60Hz refresh rate display for smooth visuals without the high refresh features of Pro models.

What's the display size and refresh rate of iPhone 16e?

Display size of the iPhone 16e is a 6.1-inch Super Retina XDR (1170x2532 resolution) with a 60Hz refresh rate, good for everyday multimedia and browsing.

Does the iPhone 16e support fast charging?

iPhone 16e supports proprietary fast charging, including wired and wireless charging, but not the fastest speeds among iPhones.

What is the charging speed of iPhone 16e?

The iPhone 16e supports Apple proprietary fast charging; recharge speed is capped by hardware, with wireless charging available but relatively average.

How fast does the iPhone 16e battery charge?

Charging for iPhone 16e is slower than the Pro models, supporting both wired and wireless charging but not ultra-fast rates.

What processor does the iPhone 16e have?

The iPhone 16e is powered by Apple’s A18 hexa-core chip, delivering high speed and optimised power efficiency for all tasks.

What’s the name of the iPhone 16e processor?

Apple iPhone 16e uses the new A18 Bionic processor, which is based on a hexa-core architecture and includes Apple Intelligence features.

Which processor powers the iPhone 16e?

The Apple iPhone 16e device is equipped with Apple’s latest A18 Bionic chip, ensuring top-grade performance for AI, photography, and gaming.

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Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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  • Shop from over 100+ brand partners that offer a diverse range of products and services.
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