Buy the iPhone 16 Pro on Affordable EMIs

Experience the power of the A18 Pro chip and titanium build of the iPhone 16 Pro by using the Insta EMI Card for affordable Easy EMIs.
Buy the iPhone 16 Pro on Affordable EMIs
3 min
March 27, 2026

Overview of the iPhone 16 Pro

The iPhone 16 Pro redefines mobile excellence with its grade 5 titanium build and the formidable A18 Pro chip. It features a larger 6.3-inch Super Retina XDR display with thinner borders, providing an incredibly immersive viewing experience. You can capture professional-grade 4K videos at 120 fps using the advanced triple-camera system. 

By using the Bajaj Finserv Insta EMI Card, you can bring home this flagship device today. This card offers a convenient card loan offer, allowing you to manage your purchase through manageable Easy EMIs.
 

Key features and specifications of the iPhone 16 Pro

This smartphone delivers elite performance and sophisticated creative tools for professionals. It combines a durable titanium frame with cutting-edge internal hardware to ensure a seamless and powerful user experience.

  • A18 Pro chipset: The latest 3 nm processor provides industry-leading speed and efficiency, powering advanced AI tasks and high-end gaming with a 6-core GPU.
  • Pro camera system: A new 48MP ultrawide sensor joins the 48MP main camera and 5x telephoto lens for stunning detail at every focal length.
  • Camera control: This dedicated tactile button allows you to launch the camera, adjust zoom, and switch modes instantly with simple slide and press gestures.
  • Studio-quality audio: Four pro-quality microphones and spatial audio recording let you capture lifelike sound for your videos with incredible clarity and precision.
  • Titanium durability: The grade 5 titanium design is both exceptionally strong and remarkably light, featuring a new micro-blasted finish for a refined look.
FeatureSpecification
ProcessorApple A18 Pro (3 nm)
Display size16.00 cm (6.3-inch)
Resolution1206 x 2622 pixel
Pixel density460 ppi
Main camera48MP + 48MP + 12MP
Battery capacity3,582 mAh
Weight199 g

  

Price of the iPhone 16 Pro variants in India

The cost of the iPhone 16 Pro depends on the internal storage capacity you choose for your high-resolution media and files. Each variant features the same premium titanium build.

Variant nameWhy should you get thisPrice
iPhone 16 Pro (128GB)This variant suits users who primarily use cloud services for storage and require flagship performance.Rs. 1,19,900
iPhone 16 Pro (256GB)Select this model if you plan to record professional 4K videos and store many large apps locally.Rs. 1,29,900
iPhone 16 Pro (512GB)This version is ideal for heavy creators who need significant local space for professional creative projects.Rs. 1,49,900
iPhone 16 Pro (1TB)Choose this top-tier variant for ultimate freedom to store massive video libraries without needing to clear space.Rs. 1,69,900

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit a partner store. 
 

What is a Bajaj Finserv Insta EMI Card?

The Bajaj Finserv Insta EMI Card is a digital financial tool that provides a pre-approved card loan offer for your shopping requirements. You can use this card to convert the purchase price of high-end electronics and smartphones into Easy EMIs. It works across a vast network of over 1.5 lakh partner stores in India, both online and offline. The card requires no physical documentation for existing customers and offers flexible repayment tenures. It empowers you to upgrade to the latest technology today while choosing a payment schedule that fits your budget.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred iPhone easily and affordably.
 

How to buy the iPhone 16 Pro on EMIs

Purchasing your new iPhone 16 Pro using your digital card is a quick and straightforward process at any authorised retail partner. You can complete the entire transaction within minutes by following these actionable steps.

  • Select your model: Visit a partner electronics store and choose the iPhone 16 Pro storage variant and colour that best suits your style.
  • Provide card details: Share your Insta EMI Card information and your registered mobile number with the store representative at the billing counter.
  • Confirm with OTP: Choose a comfortable repayment tenure and enter the one-time password sent to your mobile phone to finalise your purchase securely.
     

Benefits of using the Insta EMI Card

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
No foreclosure chargesClose your loan early without any penalties or extra fees.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

Also read: Features and benefits of the Bajaj Finserv Insta EMI Card
 

Eligibility criteria for the Insta EMI Card

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finserv policies.
  • Income: A steady, regular source of income.
  • Documents: PAN Card, Aadhaar Card, and a cancelled cheque for e-mandate.

 
Also read: Eligibility criteria for the Insta EMI Card
 

How to apply for an Insta EMI Card

  • Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone to initiate the process.
  • Auto-fetch details: Provide your full name and select the option to auto-fetch your details for a faster application experience.
  • Confirm information: Verify your pre-filled personal details carefully and click on the continue button to move to the next stage.
  • Check offer: Review your pre-qualified card loan offer amount and select continue to proceed with the specified limit.
  • Set up wallet: Review your wallet setup details and verify the security OTP to integrate the card with your account.
  • Verify identity: Complete your identity verification process by confirming your current residential address as per the required official records.
  • Pay fee: Make the mandatory one-time joining fee payment of Rs. 530 through the secure digital payment gateway provided.
  • View card: Access and view your new digital card details instantly on the Bajaj Finserv application after the successful payment.
     

Also read: How to apply for the Insta EMI Card

Frequently asked questions

What is the price of the iPhone 16 Pro in India?

The starting price for the iPhone 16 Pro in India is Rs. 1,19,900 for the 128GB variant. Higher storage models like the 256GB, 512GB, and 1TB versions cost Rs. 1,29,900, Rs. 1,49,900, and Rs. 1,69,900 respectively. These prices reflect the premium titanium build and advanced A18 Pro hardware.

What are the new features of the iPhone 16 Pro?

The iPhone 16 Pro introduces a larger 6.3-inch display and a dedicated camera control button. It features the powerful A18 Pro chip and a new 48MP ultrawide camera sensor. You can also record 4K video at 120 fps and enjoy studio-quality audio with its four-microphone array.

Is the iPhone 16 Pro worth the upgrade?

If you use an older device, the iPhone 16 Pro offers significant boosts in processing speed, camera versatility, and battery life. The new titanium design is lighter and more durable. It is a future-proof choice that will support advanced Apple Intelligence features and software updates for many years.

Is the iPhone 16 Pro available for purchase with the Bajaj Finserv Insta EMI Card?

Yes, you can buy the iPhone 16 Pro using the Bajaj Finserv Insta EMI Card at various authorised partner stores. This allows you to convert the high flagship price into Easy EMIs. It is a convenient way to own the latest technology while choosing a repayment plan that suits your finances.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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Disclaimer

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2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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