Smart Investment: How to Get High Returns Investment Options | Bajaj Finance

Are you looking for a smart investment option from where you can get high returns on your investments. Read more to explore FD as an option.
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Smart Investment
OPEN FD
3 mins
21 January 2025

Every stage of life comes with its own set of financial responsibilities—whether it is saving for a child’s education, building a retirement corpus, or planning a family vacation. That’s why a diversified investment strategy is essential. One of the most reliable ways to secure your savings without market volatility is through a Fixed Deposit (FD).

FDs are known for offering guaranteed returns at fixed interest rates, making them ideal for conservative investors or those just starting out. With a wide range of tenures and straightforward investment process, they are perfect for individuals who prefer simplicity over speculation.

Looking for a guaranteed return on your savings?
Bajaj Finance FD offers assured earnings without the risk of market fluctuations. Open FD Account and get up to 7.30% p.a. returns.

Fixed Deposit

  1. Trusted by over 5 lakh customers
  2. Fixed Deposits worth more than Rs. 50,000 crore booked
  3. Rated CRISIL AAA/STABLE and [ICRA]AAA(STABLE)
  4. Up to 0.35% p.a. extra interest offered for senior citizens
  5. Flexible interest payout options available - Monthly, Quarterly, Half-yearly, Annually or at Maturity

By proceeding, you agree to our Terms and Conditions

Why Bajaj Finance Fixed Deposit is a smart investment

Bajaj Finance Fixed Deposits come with some of the highest interest rates in the industry of up to 7.30% p.a. for senior citizens—combined with top-tier safety ratings of AAA/STABLE from CRISIL and. This makes them a solid choice for both new investors and seasoned savers looking to diversify their portfolio.

In addition to attractive returns, Bajaj Finance FD offers:

  • Flexible tenures ranging from 12 to 60 months
  • Choice of cumulative and non-cumulative payout options
  • End-to-end online application with minimal documentation

Check latest FD Rates offered by Bajaj Finance and invest now.

Ideal for first-time and conservative investors

Whether you are planning short-term savings or long-term goals, Bajaj Finance FDs cater to a wide range of financial needs. Since the returns are not linked to market performance, the investment remains insulated from economic fluctuations—ideal for those who prefer security over risk.

This makes it an excellent option for:

  • Salaried professionals looking to lock in surplus savings
  • Senior citizens seeking steady income
  • Parents planning for their child’s future expenses

Prefer low-risk investments? Bajaj Finance FD gives you fixed returns with zero market exposure. Check Eligibility.

Use tools like FD calculator to plan smartly

To help you make informed decisions, the Bajaj Finance FD Calculator lets you estimate your maturity amount based on the investment amount, tenure, and payout option. It is a simple yet effective way to align your FD investment with your specific goals.

Whether you want to plan for a milestone or just grow your emergency corpus, this calculator helps you visualise outcomes before committing.

Easy online process and flexible payouts

Opening an FD with Bajaj Finance is completely digital. The application process requires only basic documents and can be completed in a few steps. You can choose to receive interest monthly, quarterly, half-yearly, or annually—whatever works best for your cash flow needs.

Also Read: Complete investment guide

Fixed deposit variants

Highest Credit Ratings | Trusted with over 1.4 million Deposits | Assured Returns on FD
Recommended

Fixed Deposit - 60 Months

INTEREST RATES UP TO
7.30% p.a.
Invest Online

Fixed Deposit - Senior Citizen

INTEREST RATES UP TO
7.30% p.a.
Invest Online

Fixed Deposit - Age below 60

INTEREST RATES UP TO
6.95% p.a.
Open FD

Fixed Deposit - Minor

INTEREST RATES UP TO
6.95% p.a.
Open FD

Fixed Deposit - HUF

INTEREST RATES UP TO
6.95% p.a.
Open FD

Fixed Deposit - Sole Proprietor

INTEREST RATES UP TO
6.95% p.a.
Open FD

Conclusion

With rising financial responsibilities, having a stable and secure investment becomes more important than ever. Bajaj Finance Fixed Deposit provides a perfect mix of high returns, safety, and convenience—making it a preferred choice for individuals across income groups.

Whether you are just beginning your investment journey or looking to park a lump sum securely, an FD can anchor your portfolio with assured returns. And with the added flexibility of payout frequency and digital convenience, Bajaj Finance FD truly stands out.

Secure your future today—choose Bajaj Finance FD for guaranteed, worry-free returns. Open FD Account Now!

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Frequently asked questions

What is the key to smart investing?

The key is aligning your investments with your financial goals, risk tolerance, and time horizon. Research, diversification, and a long-term perspective are also crucial.

What are the three types of investors?

Generally, investors are classified as conservative (priority on safety), moderate (seeking a balance), or aggressive (higher risk for potential higher returns).

What is an investor in a small business?

Investors in small businesses provide funding, often in exchange for ownership. Types include angel investors (individuals) and venture capitalists (firms).

Can I invest small amounts of money?

Yes, many options cater to small investments, like mutual funds with SIPs (Systematic Investment Plans) or recurring deposits.

Why should I choose Bajaj Finance FD over other investment options?

Bajaj Finance FD offers one of the highest FD interest rates (up to 7.30% p.a.) along with top safety ratings. It is ideal for individuals seeking stable and predictable returns without the uncertainty of market-linked investments. Open FD.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.