Smart Investment: How to Get High Returns Investment Options | Bajaj Finance

Are you looking for a smart investment option from where you can get high returns on your investments. Read more to explore FD as an option.
3 mins
20 July 2023

At each stage of life, different financial goals and investment strategies take precedence for each family. A wise investment strategy is required if you wish to invest in more than one financial objective at the same time. A smart investment plan is an investment portfolio tailored to an individual's particular financial requirements and objectives.

Different investment options are available to suit different investor needs. For salaried individuals who are looking for guaranteed returns, Fixed Deposits (FDs) could be one of the best investment choices.

Fixed deposits offer guaranteed returns, making them a popular choice for investors looking for a safe investment option. FDs allow individuals to invest their money for a certain period in exchange for a fixed interest rate payout. The interest rate paid is predetermined and fixed, providing a guaranteed return that the investor can rely upon. FDs are easy to invest in, and there are no complicated procedures or paperwork involved.

The simplicity and ease of access make them an attractive investment option for those who prefer a no-fuss approach to investing. FDs also offer the option to choose the term of the deposit, and the interest rate paid is generally higher than the rate offered with savings accounts.

Why Bajaj Finance Fixed Deposit is a smart investment

Bajaj Finance Fixed Deposit offers one of the highest FD interest rates in the market with the highest safety and credibility ratings, providing a guarantee of security for the invested capital. Investors can choose from various tenures to suit their financial requirements while ensuring maximum returns for their investment amount. The FDs come with [ICRA]AAA(Stable) and CRISIL AAA/STABLE ratings, ensuring the safety and credibility of the investment.

Due to its nature of returns and the safety parameters associated with it, Bajaj Finance FD is beneficial for first time investors as well as people who are looking for a diversified investment portfolio.

With a 100% online journey, you can open a Bajaj Finance FD easily with minimal documents. You can also the Bajaj Finance FD Calculator to determine the returns on the investment for the chosen tenure. The FD calculator provides insight into the amount of money one can expect to earn on their investment.

Choosing a Bajaj Finance FD also gives you the added benefit of the flexibility to choose the interest payout period. This means that investors can choose to receive the interest accrued monthly, quarterly, or annually as per their preference and financial needs. Opening a fixed deposit with Bajaj Finance allows investors the freedom to choose a tenure that matches their financial goals while providing guaranteed returns. The safety and credibility of Bajaj Finance Fixed Deposit allow investors to invest without worrying about losses or default.

Opening a Bajaj Finance FD could be a smart investment decision for individuals looking for guaranteed and secure returns. Investing in FDs is a great option for individuals who do not want to take on any market risk and prefer guaranteed and consistent returns. It is essential to invest carefully and tailor one's investment portfolio to suit individual financial requirements, objectives, and risk tolerance. With fixed deposits as part of your portfolio, you can be confident of guaranteed returns with no market risk. With the fast-rising cost of living in today's world, prudent financial planning is essential.

Because investing and saving go hand in hand, good investment planning may not only maximise returns, but also establish a financial buffer for the future. With so many investment options available on the market, selecting the correct investment plan can be difficult at times.

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.