Ever heard of the term ARN and wondered what it means in mutual funds? While most of us think of ARN as a tracking number in bank transactions, it has a totally different role when it comes to investing.
In the mutual fund world, ARN stands for AMFI Registration Number. It's a special ID given to people who are certified to help you invest in mutual funds. These aren’t just any people—these are registered advisors or distributors who have cleared certain exams and are officially recognised by AMFI (Association of Mutual Funds in India).
Before investing, make sure you are using a trusted, AMFI-registered distributor. Platforms like the Bajaj Finserv Mutual Fund Platform ensure ARN compliance and transparency, so you invest with peace of mind. Compare mutual fund options on Bajaj Finserv Mutual Fund Platform
If you are someone who wants to get into mutual fund distribution or you are simply curious about who can sell mutual funds and why it matters, this article is for you. We will break it down in easy steps—what ARN is, who needs it, how to get it, and why it matters for both advisors and investors.
Think of ARN like a licence, it protects investors, promotes ethical advisory practices, and ensures the distributor you trust is qualified, tested, and listed by AMFI. That is why platforms like the Bajaj Finserv Mutual Fund Platform operate under an official ARN.
Choosing platforms and advisors with a valid ARN ensures your investments are handled with professional accountability. Open your mutual fund account today!
What is ARN number in mutual funds?
Let’s keep it simple. If someone wants to sell mutual funds or give investment advice in India, they can’t just do it casually. They need a proper registration—an official number called the ARN.
ARN stands for Association of Mutual Funds in India Registration Number. Think of it like a licence to sell mutual funds. It tells investors that the person giving them advice is qualified, regulated, and has cleared the necessary exams.
Without an ARN, no distributor or advisor is allowed to sell or promote mutual fund schemes. This rule is enforced by both AMFI and SEBI (the Securities and Exchange Board of India). So, whether you’re working independently or through a platform like Bajaj Finserv, this number is your identity in the mutual fund industry.
Key takeaways
Let’s summarise the basics:
- An ARN is mandatory for anyone who wants to sell mutual funds or act as a distributor/advisor.
- It can be assigned to individuals, platforms, or companies—like the Bajaj Finserv Mutual Fund Platform.
- To get an ARN, you’ll need to clear the NISM certification exam and register with AMFI.
- It ensures investor safety and maintains transparency in the mutual fund industry.
Who can apply for ARN number?
If you're thinking of becoming a mutual fund distributor, this is where your journey starts. But not everyone can apply. There are certain rules you need to meet:
- You must be at least 18 years old.
- You need to clear the NISM (National Institute of Securities Markets) certification exam.
- You must agree to follow the Code of Conduct and the rules laid down by AMFI and SEBI.
Here’s who typically applies for an ARN:
- Agents, brokers, or intermediaries
- Senior citizens who have completed their Continuing Professional Education (CPE)
- Organisations like Asset Management Companies (AMCs) engaged in distributing mutual funds
If you fall under any of these categories and meet the criteria, you can apply for your ARN either online or offline.
How to apply for an ARN code online?
Want to become a mutual fund distributor? The easiest way to start is by applying for an ARN code online. Here's a step-by-step breakdown of how you can do it—all from the comfort of your home.
Step 1: Check if you're eligible
Before applying, make sure you’ve passed the NISM exam and meet the age requirement (minimum 18 years). If you're eligible, you're good to go.
Step 2: Register with AMFI
Visit the official AMFI website and fill out the application form. You’ll need to provide your personal details and your NISM certificate number.
Step 3: Upload your documents
You’ll be asked to submit digital copies of your ID proof, passport-sized photos, and your NISM certificate. Double-check everything to avoid delays.
Step 4: Pay the registration fee
Once the documents are uploaded, you’ll be directed to make an online payment. The amount varies depending on whether you're registering as an individual or on behalf of a business.
Step 5: Wait for approval
After submitting your application, AMFI will review your documents. This step might take some time, so keep an eye on your email for updates.
Step 6: Receive your ARN
Once your application is approved, AMFI will email you your ARN. You’ll also get a physical copy by post. Keep it safe—it’s your identity in the mutual fund ecosystem.
Note: The ARN is valid for three years. Do not forget to renew it before expiry!
How to apply for an ARN code offline?
Prefer the offline route? No problem. You can still apply for an ARN number by visiting a CAMS (Computer Age Management Services) office. Here's how the offline process works:
Step 1: Collect the form from CAMS
Go to your nearest CAMS office and get the ARN application form designated by AMFI.
Step 2: Fill and submit the form
Complete the form and submit it along with your KYC acknowledgement and other details.
Step 3: Attach supporting documents
Attach a copy of your photo ID, NISM certificate, and passport-size photographs along with your application.
Step 4: Pay the fee
Pay the required registration fee in person at the CAMS office. Keep the receipt as proof of payment.
Step 5: Wait for your ARN
Once the paperwork is processed and approved, your ARN will be sent to you via email and post.
This method works well if you prefer physical submission or need in-person guidance.
Whether applying online or offline, the process ensures only verified professionals are authorised to distribute mutual funds preserving transparency and investor confidence. Find the right mutual fund
Requirements for ARN number in mutual funds
You may be wondering why is an ARN number such a big deal?
Let us break down why ARN matters, both for investors and for distributors:
1. For investors
When you deal with a distributor who has an ARN, you know you're in safe hands. It shows they’ve cleared exams, are certified by AMFI, and follow ethical selling practices. That means your investments are being handled by someone accountable and regulated.
Also, ARN numbers make it easier for investors to switch from one distributor to another without hassle—your investments stay secure throughout.
2. For mutual fund distributors
The ARN is like a business licence. It officially authorises you to sell mutual funds and offer investment advice. It adds credibility, which helps in building trust with clients. It also ensures you're operating under SEBI and AMFI’s regulatory framework.
Without an ARN, you’re simply not allowed to sell mutual funds or even suggest them professionally.
Documents required for ARN number in mutual funds
So, you’ve cleared the NISM exam and you’re ready to apply for an ARN—what next? Before you submit that application, make sure you have all the right documents lined up. Here’s a quick checklist to avoid any back-and-forth:
- Photo ID proof: A government-issued ID like your PAN card or Aadhaar card.
- NISM certificate: This is mandatory—it proves you’ve passed the required exam.
- Bank proof: This could be a cancelled cheque or a bank statement showing your account details.
- Passport-size photographs: Typically, two recent photographs are needed.
- KYC documents: You may need to submit your Know Your Customer acknowledgement form if applying offline.
Tip: Keep scanned copies of all these documents ready if you're applying online. It saves time and ensures a smooth process.
Conclusion
If you’re serious about building a career in mutual fund distribution, getting your ARN number is the first and most essential step. It validates your role in the investment space and earns the trust of clients who rely on you to make informed choices.
More than just a regulatory requirement, the ARN is your gateway into the structured world of financial advisory. Whether you’re an individual advisor, a broker, or a professional working with a corporate entity, this unique number gives you credibility, accountability, and a licence to grow in India’s mutual fund industry.
And don’t forget ARNs expire after three years, so make sure you set a reminder to renew yours on time.
