Published Jan 31, 2026 · 4 Min Read

In today’s fast-paced world, staying updated with your financial information is crucial for effective financial planning. For government employees, the General Provident Fund (GPF) serves as a valuable savings scheme that ensures financial security during retirement. However, keeping track of your GPF balance can sometimes seem daunting. The good news is that with advancements in technology, it is now easier than ever to check your GPF account balance online.


This article provides a step-by-step guide to help you access your GPF account balance effortlessly. Whether you are a seasoned government employee or new to the system, this guide will simplify the process for you.

What is General Provident Fund (GPF)?

The General Provident Fund (GPF) is a savings scheme exclusively available to government employees in India. It allows employees to contribute a portion of their salary each month, which accumulates over time and earns interest. This fund acts as a financial safety net, providing employees with a substantial corpus upon retirement.


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How to open a GPF account online

If you are a government employee and eligible for GPF, opening an account is a straightforward process. Here are the steps you need to follow:

  1. Visit the official portal of your employer or the GPF department.
  2. Fill out the GPF account opening form with necessary details such as your name, designation, and department.
  3. Submit your form along with the required documents, including proof of identity and employment.
  4. Once your application is approved, your GPF account will be activated, and you will receive your account details.

Methods to check GPF account balance

Government employees can check their GPF account balance using several methods:

  1. Online Portal: Most state governments and central government departments have dedicated portals for employees to check their GPF balance online.
  2. Mobile App: Many GPF departments have launched mobile applications that allow employees to view their account statements on the go.
  3. SMS Service: Some GPF schemes provide an SMS facility to check your balance by sending a specific code to a designated number.
  4. Through Employer: You can also reach out to your department’s accounts office to get your GPF statement.

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How to check GPF account balance online

Checking your GPF account balance online is a quick and convenient process. Follow these simple steps:

  1. Visit the official GPF portal of your respective state or central government department.
  2. Log in using your credentials, such as your GPF account number and password.
  3. Navigate to the “GPF Account Statement” or “GPF Balance” section.
  4. Enter the required details, such as your GPF account number and the financial year for which you want to check the balance.
  5. Click on “Submit” to view your GPF account balance and transaction history.

How to check GPF balance on mobile

With the increasing use of mobile technology, checking your GPF balance has become even more accessible. Here are two common methods:


Via SMS

Many GPF departments offer an SMS service to check your balance. Simply send a text message with your GPF account details to the designated number provided by your employer. You will receive a reply with your account balance and other relevant details.

Via mobile app

Download the official GPF mobile app from your state or central government’s website or app store. Log in using your credentials, and you can instantly access your GPF account balance, transaction history, and other account details.

Details required to check GPF balance

To check your GPF account balance, you need to have the following details handy:

GPF series number

The GPF series number is a unique identifier assigned to your account. This number is essential for logging into the online portal or mobile app and accessing your account details.

GPF number

The GPF number is another critical piece of information required for checking your account balance. It is usually provided to you when your GPF account is created.

Default password

If you are logging into the GPF portal or app for the first time, you may need to use a default password. Typically, the default password is a combination of your date of birth and GPF account number. For example, if your date of birth is 01/01/1980 and your GPF account number is 123456, your default password might be 01011980123456.


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Conclusion

Tracking your GPF account balance is essential for effective financial planning and ensuring a secure future. By following the steps outlined in this guide, you can easily check your GPF account balance online, via SMS, or through a mobile app. Having access to this information allows you to make informed decisions about your savings and plan for a comfortable retirement.


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Frequently Asked Questions

What is the password for GPF login?

The default password for GPF login is usually a combination of your date of birth and GPF account number. For example, if your date of birth is 01/01/1980 and your GPF account number is 123456, your password might be 01011980123456.

What is the minimum balance in GPF?

The minimum contribution to a GPF account is 6% of the basic salary, and it can go up to 100% of the employee’s salary.

How can I check my GPF account balance online?

To check your GPF balance online, log in to the official GPF portal with your account credentials, navigate to the “GPF Account Statement” section, and follow the instructions to view your balance.


By staying informed and leveraging the tools available, you can manage your GPF account efficiently and ensure a financially secure future.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.