Fixed Deposit in West Delhi

Start a Fixed Deposit in West Delhi easily. Earn attractive interest rates, choose your payout option, and secure your financial future safely.
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FD in West Delhi
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4 min
21-October-2025

Fixed deposits (FDs) are a common investment choice for individuals in West Delhi and across India seeking a secure way to grow their savings. With the promise of stable returns and the safety of the principal amount, FDs appeal to risk-averse investors and those looking for predictable income. This article will get into the specifics of fixed deposits available in West Delhi, how they operate, and the factors to consider before investing. Whether you are a resident of West Delhi or simply interested in exploring financial options in the area, understanding FDs can be a valuable step toward achieving your financial goals.

Benefits of Bajaj Finance Fixed Deposit in West Delhi

Bajaj Finance FDs in West Delhi combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

  • Attractive returns up to 7.30% p.a.
    Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.
  • Highest credit ratings
    ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.
  • Loan against fixed deposit
    Get loans up to 60%–75% of your FD value without breaking your investment.

Pro tip

Bajaj Finance offers attractive Fixed Deposit interest rates of up to 6.95% p.a. for non-senior citizens, and up to 7.30% p.a. for senior citizens, inclusive of an additional rate benefit of up to 0.35% p.a.

systematic-deposit-plan-pro-tip-banner

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025).

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

Why choose Bajaj Finserv FD in West Delhi?

Bajaj Finserv has built a strong local presence in West Delhi, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

  • Strong local presence in West Delhi: With branches and digital support, customers in West Delhi can easily open, manage, or renew FDs without hassle.
  • Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.
  • Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in West Delhi

Opening a Bajaj Finance FD in West Delhi is quick, secure, and fully online

  • Choose investment amount & tenure
    Decide how much you want to invest and select a suitable duration
  • Fill application form online
    Complete the FD booking form on the Bajaj Finserv website or app
  • Upload KYC documents
    Submit your Aadhaar, PAN, and other required documents online
  • Transfer funds securely
    Pay your investment amount via net banking, UPI, or debit card
  • Receive the FD certificate
    Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in West Delhi

Anyone in West Delhi can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor
  • NRI (Non-Resident Indian)
  • Business owner/Partner
  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card
  •  Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence
  • Passport-size photograph

Conclusion

Fixed deposits remain a reliable and simple investment avenue for those prioritising capital preservation and consistent returns. They are particularly well-suited for individuals seeking a low-risk option or planning for specific financial goals. However, as with any financial product, it is crucial to research and compare interest rates offered by different financial instituion in West Delhi, understand the potential tax implications, and consider alternatives before making a final decision. By carefully evaluating your options and aligning your investment with your financial objectives, you can make the most of fixed deposits as a tool to secure your financial future.

Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

FD Return Calculator

Gratuity Calculator

EPF Calculator

Sukanya Samriddhi Yojana Calculator

Public Provident Fund Calculator

Recurring Deposit Calculator

 

Bajaj Finance Fixed Deposit Branches in Delhi

FD in Dwarka Sector 4

FD Branch in Janakpuri

FD in Lajpat Nagar 2

FD in Malviya Nagar

FD in Mayur Vihar Phase 1

FD in Model Town

FD in Kalkaji

 

 

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Frequently asked questions

What is the minimum amount for an FD in West Delhi?

You can start a Bajaj Finance Fixed Deposit in West Delhi with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in West Delhi enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in West Delhi. However, it may attract a small penalty on the applicable interest rate.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.