Fixed Deposits in Navi Mumbai

In the bustling city of Navi Mumbai, residents have various options for investing their hard-earned money. One of the most popular and trusted choices is the fixed deposit (FD). FD offer a safe and predictable way to grow your savings while enjoying peace of mind.

Understanding fixed deposits

A fixed deposit (FD) is a financial instrument offered by banks and non-banking financial institutions (NBFCs) in Indi. You deposit a lump sum for a predetermined period, typically ranging from 7 days to 10 years. During this tenure, the bank or NBFC pays you a fixed interest rate on your deposit. This interest rate is usually higher than what you would earn on a regular savings account, making FDs an attractive option for those seeking guaranteed returns.

Benefits of Bajaj Finance Fixed Deposit in Navi Mumbai

Bajaj Finance FDs in Navi Mumbai combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

• Attractive returns up to 7.30% p.a.
  Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.
• Highest credit rating
  ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.
• Loan against fixed deposit
  Get loans up to 60%–75% of your FD value without breaking your investment.

Why choose Bajaj Finserv FD in Navi Mumbai?

Bajaj Finserv has built a strong local presence in Navi Mumbai, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

• Strong local presence in Navi Mumbai: With branches and digital support, customers in Navi Mumbai can easily open, manage, or renew FDs without hassle.
• Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.
• Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Navi Mumbai

Opening a Bajaj Finance FD in Navi Mumbai is quick, secure, and fully online

• Choose investment amount & tenure
  Decide how much you want to invest and select a suitable duration
• Fill application form online
  Complete the FD booking form on the Bajaj Finserv website or app
• Upload KYC documents
  Submit your Aadhaar, PAN, and other required documents online
• Transfer funds securely
  Pay your investment amount via net banking, UPI, or debit card
• Receive the FD certificate
  Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Navi Mumbai

Anyone in Navi Mumbai can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

• Indian resident: Individual, senior citizen, or minor
• NRI (Non-Resident Indian)
• Business owner/Partner
• Clubs, associations, societies, or family trusts
   

Documents Required

• PAN card
• Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence
• Passport-size photograph

Conclusion

Fixed deposits in Navi Mumbai present a compelling investment avenue for individuals seeking stability, guaranteed returns, and financial security. With a wide range of options available from various banks and financial institutions, investors can choose FDs that align with their specific financial goals and risk tolerance. By understanding the nuances of FDs, comparing interest rates and features, and carefully evaluating the credibility of financial institutions, investors can make informed decision.