Fixed Deposit in Jigani

Learn about fixed deposit interest rates in Jigani
FD in Jigani
4 min

In the busy city of Bangalore, there is a growing industrial area called Jigani. When it comes to managing your money in Jigani, keeping your savings safe is important. Fixed deposits (FDs) are a trustworthy and safe way to grow your money steadily.

Factors to consider when choosing a fixed deposit

While FDs offer numerous benefits, it's crucial to consider several factors before making an investment:

  • Interest rates: Compare interest rates offered by different banks and NBFCs. Consider both the advertised rate and the effective yield, which takes into account compounding if offered.
  • Tenure: Choose a tenure that aligns with your financial goals. Early withdrawal from an FD may result in a penalty and lower interest payout.
  • Minimum deposit: Be aware of the minimum deposit requirement for the specific FD you are considering. This amount can vary depending on the institution and chosen tenure.
  • Premature withdrawal penalties: Understand the charges associated with withdrawing your money before the maturity date.
  • Additional features: Some FDs offer features like auto-renewal, which automatically renews the FD at maturity for a new term.
  • Reputation and financial stability: Research the reputation and financial stability of the bank or NBFC offering the FD. Opt for a well-established institution to ensure the safety of your investment.

Features and benefits of Bajaj Finance Fixed Deposit

1. Competitive returns

Earn attractive interest rates up to 8.85% p.a. on your investment, shielding your returns from potential market fluctuations.

2. Special tenure

Maximise your earnings with enhanced interest rates for select tenures: 18, 22, 33, 42 and 44 months.

3. Senior citizen benefit

If you are 60 or above, Bajaj Finance offers an additional interest rate of up to 0.40% p.a., making your FD an even more rewarding investment.

4. Top-tier security

Rest assured knowing your deposit is secure. Bajaj Finance holds the highest credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE.

5. Loan against fixed deposit

Bajaj Finance offers loan against your FD without necessitating its closure. You can borrow up to 60% of the deposit amount on non-cumulative FD and up to 75% on cumulative FD.

Documents required to book an FD with Bajaj Finance

  • A PAN card
  • Any one KYC document such as Aadhaar card, Passport, Driving License, or Voter ID

Eligibility criteria for booking a Bajaj Finance Fixed Deposit

  • Nationality: Resident Indians/ Non-Resident Indians (NRIs).
  • Investor type: Individuals, senior citizens, minors, sole proprietorships, partnership firms, HUFs (Hindu Undivided Families), clubs, associations, societies, and family trusts.

Consulting with a financial advisor

Since individual financial circumstances are unique, consider seeking guidance from a registered financial advisor in Jigani. A financial advisor can assess your risk tolerance, financial goals, and investment horizon to recommend a personalised investment plan that incorporates FDs alongside other suitable options.


Fixed deposit offer a reliable and low-risk way to grow your savings. By understanding the benefits, factors to consider, and comparing options from various institutions, you can make informed decisions to maximise your returns.

Calculate your expected investment returns with the help of our investment calculators

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.