Fixed Deposit in Jigani

Explore current FD interest rates in Jigani. Find the best Fixed Deposit plans offering high returns, flexible tenures, and secure investment options.
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FD in Jigani
OPEN FD
4 min
16-December-2025

In the busy city of Bangalore, there is a growing industrial area called Jigani. When it comes to managing your money in Jigani, keeping your savings safe is important. Fixed deposits (FDs) are a trustworthy and safe way to grow your money steadily.

Benefits of Bajaj Finance Fixed Deposit in Jigani

Bajaj Finance FDs in Jigani combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

  • Attractive returns up to 7.30% p.a.
    Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.

  • Highest credit ratings
    ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.

  • Loan against fixed deposit
    Get loans up to 60%–75% of your FD value without breaking your investment.

Why choose Bajaj Finserv FD in Jigani?

Bajaj Finserv has built a strong local presence in Jigani, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

  • Strong local presence in Jigani: With branches and digital support, customers in Jigani can easily open, manage, or renew FDs without hassle.

  • Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.

  • Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Jigani

Opening a Bajaj Finance FD in Jigani is quick, secure, and fully online

  • Choose investment amount & tenure
    Decide how much you want to invest and select a suitable duration

  • Fill application form online
    Complete the FD booking form on the Bajaj Finserv website or app

  • Upload KYC documents
    Submit your Aadhaar, PAN, and other required documents online

  • Transfer funds securely
    Pay your investment amount via net banking, UPI, or debit card

  • Receive the FD certificate
    Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Jigani

Anyone in Jigani can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor

  • NRI (Non-Resident Indian)

  • Business owner/Partner

  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card

  • Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

  • Passport-size photograph

Conclusion

Fixed deposit offer a reliable and low-risk way to grow your savings. By understanding the benefits, factors to consider, and comparing options from various institutions, you can make informed decisions to maximise your returns.

Calculate your expected investment returns with the help of our investment calculators

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Frequently asked questions

What is the minimum amount for an FD in Jigani?

You can start a Bajaj Finance Fixed Deposit in Jigani with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in Jigani enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in Jigani. However, it may attract a small penalty on the applicable interest rate.

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Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.