Fixed Deposit in Deoria

Learn how fixed deposits can help you achieve your financial goals in Deoria.
FD in Deoria
4 min

In the heart of Uttar Pradesh, the city of Deoria offers a unique blend of traditional values and modern aspirations. For its residents, financial security remains a top priority. In this context, fixed deposits (FDs) have emerged as a reliable and popular investment tool, providing both stability and steady returns. For those wondering how to invest in a fixed deposit, the process is simple.

Features and benefits of Bajaj Finance fixed deposit

  1. Competitive interest rates
    Bajaj Finance stands out in the market by offering some of the most competitive interest rates on fixed deposits, reaching up to 8.85% p.a. This high interest rate help your investments to grow significantly over time, independent of any fluctuations in the market, thus providing consistent and reliable returns.
  2. Additional benefits for senior citizens
    Recognising the importance of financial security for seniors, Bajaj Finance extends a special advantage to individuals aged 60 and above. Senior citizens can enjoy an additional rate increase of up to 0.40% p.a. on their fixed deposits, making it an attractive option to enhance their retirement savings and ensure financial stability.
  3. Highest credit ratings
    With the prestigious [ICRA]AAA(Stable) and CRISIL AAA/STABLE ratings, Bajaj Finance fixed deposits are recognised for their exceptional safety and reliability. These ratings reflect the institution's robust financial health and commitment to protecting your investments, ensuring that your money is secure and yielding optimal returns.
  4. Financial flexibility with loan against fixed deposit
    Bajaj Finance understands that unexpected financial needs can arise. As a solution, they offer the facility to avail a loan against your fixed deposit. This feature allows you to access the necessary funds without having to prematurely break your investment. You can avail up to 60% of the deposit amount on non-cumulative FDs and up to 75% on cumulative FD, offering a flexible financial solution while your investment continues to grow.

Eligibility criteria for booking a Bajaj Finance Fixed Deposit

  • Nationality: Resident Indians/ Non-Resident Indians (NRIs).
  • Investor type: Individuals, senior citizens, minors, sole proprietorships, partnership firms, HUFs (Hindu Undivided Families), clubs, associations, societies, and family trusts.

Documents required fixed deposit

  • PAN card
  • Any KYC document: Aadhaar card/ Passport/ Driving license/ Voter ID

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 5 crore (03 Apr, 2024) 

*Experience higher interest rate of up to 8.50% p.a. on a 42-month Digital FD, available exclusively on our website and app.

Bajaj Finance Digital FD

New Product Launch
Tenure in
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
42* 8.60% 8.28% 8.34% 8.42% 8.60%

Customers below the age of 60 – Special Period

Tenure in
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
18* 7.80% 7.53% 7.58% 7.65% 7.80%
22* 7.90% 7.63% 7.68% 7.75% 7.90%
33* 8.10% 7.81% 7.87% 7.94% 8.10%
44* 8.25% 7.95% 8.01% 8.09% 8.25%

Customers below the age of 60 – Regular Period

Tenure in
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 7.40% 7.16% 7.20% 7.27% 7.40%
15 - 23 7.50% 7.25% 7.30% 7.36% 7.50%
24 - 35 7.80% 7.53% 7.58% 7.65% 7.80%
36 - 60 8.10% 7.81% 7.87% 7.94% 8.10%

FD rates for customers above the age of 60

Fixed Deposit Annualized rate of interest for senior citizens valid for deposit of up to Rs. 5 crore (03 Apr, 2024)

Bajaj Finance Digital FD

New Product Launch
Tenure in
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
42* 8.85% 8.51% 8.57% 8.66% 8.85%

Senior Citizen – Special Period

Tenure in
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
18* 8.05% 7.77% 7.82% 7.89% 8.05%
22* 8.15% 7.86% 7.91% 7.99% 8.15%
33* 8.35% 8.05% 8.10% 8.18% 8.35%
44* 8.50% 8.19% 8.24% 8.33% 8.50%

Senior Citizen – Regular Period

Tenure in
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 7.65% 7.39% 7.44% 7.51% 7.65%
15 - 23 7.75% 7.49% 7.53% 7.61% 7.75%
24 - 35 8.20% 7.91% 7.96% 8.04% 8.20%
36 - 60 8.35% 8.05% 8.10% 8.18% 8.35%

How to book a Bajaj Finance Fixed Deposit online

Investing in a Bajaj Finance Fixed Deposit is a simple and convenient process. Here is how you can do it online:

  1. Go to Bajaj Finserv: Visit Bajaj Finserv website or open their mobile app.
  2. Find fixed deposits: Look for the "Investments" section and click on "Fixed Deposit"
  3. Open FD: Click on the "Open FD" button to start the online application.
  4. Verify mobile number: Enter your 10-digit mobile number and verify the OTP sent to your phone.
  5. Fill in details: Enter the amount you want to invest, choose the investment duration (tenure), and how often you want to receive interest payments (payout frequency). You will also need to provide your PAN and date of birth.
  6. Complete KYC:
    • Existing customers: Verify your existing details or update them if necessary.
    • New customers: Complete your KYC process by providing your Aadhaar card information.
    • Review and agree: Carefully read the declaration and agree to the terms and conditions.
    • Enter bank details and pay: Provide your bank information to make the payment. You can choose from various methods like Net banking, UPI, NEFT, or RTGS.


Fixed deposits remain a steadfast and reliable investment option in Deoria. With a plethora of options available from various banks and financial institutions, you can choose the best fit for your financial goals. By comparing rates, leveraging special tenures, and adopting smart strategies like laddering, you can ensure your savings not only remain secure but also grow steadily over time. Remember, prudent financial planning is key to achieving your long-term dreams and aspirations.

Calculate your expected investment returns with the help of our investment calculators

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more


As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.