Fixed Deposit in Delhi

Invest in Fixed Deposits in Delhi for secure returns. Apply online or visit a branch, choose tenure, and enjoy peace of mind with low-risk savings
OPEN FD
FD in Delhi
OPEN FD
4 min
25-June-2025

In the bustling financial landscape of Delhi, fixed deposit (FD) remain a preferred choice for those seeking stable and secure returns on their investments. With interest rates on the rise in 2025. Fixed Deposits in Delhi are gaining popularity among risk-averse investors and individuals aiming to diversify their investment portfolios with stable, secure returns.

Why choose Bajaj Finance FD in Delhi?

With a strong presence in Delhi, Bajaj Finance FDs make investing simple, safe, and rewarding.

  • Guaranteed returns: Earn fixed returns, unaffected by market movements.

  • Flexible tenure: Choose from short- or long-term deposit periods.

  • Senior citizen benefits: Higher interest rates for additional retirement income.

  • Easy online access: Manage, track, and auto-renew FDs from anywhere.

Benefits of Bajaj Finance Fixed Deposit in Delhi

Bajaj Finance FDs in Delhi combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

  • Attractive returns up to 7.30% p.a.
    Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.

  • Highest credit ratings
    ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.

  • Loan against fixed deposit
    Get loans up to 60%–75% of your FD value without breaking your investment.

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

Step-by-Step: How to open an FD in Delhi

Opening a Bajaj Finance FD in Delhi is quick, secure, and fully online

  • Choose investment amount & tenure
    Decide how much you want to invest and select a suitable duration

  • Fill application form online
    Complete the FD booking form on the Bajaj Finserv website or app

  • Upload KYC documents
    Submit your Aadhaar, PAN, and other required documents online

  • Transfer funds securely
    Pay your investment amount via net banking, UPI, or debit card

  • Receive the FD certificate
    Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Delhi

Anyone in Delhi can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor

  • NRI (Non-Resident Indian)

  • Business owner/Partner

  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card

  • Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

  • Passport-size photograph

Conclusion

Fixed deposit offers a secure and rewarding avenue to grow your savings in 2025. With rising interest rates and a wide array of financial institution offering attractive FD schemes, now is a great time to invest in this traditional yet dependable investment instrument. Remember to compare options, choose a tenure that suits your financial goals, and reap the benefits of guaranteed returns.

Calculate your expected investment returns with the help of our investment calculators

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Provident Fund Calculator

 

Frequently asked questions

What is the minimum amount for an FD in Delhi?

You can start a Bajaj Finance Fixed Deposit in Delhi with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in Delhi enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in Delhi. However, it may attract a small penalty on the applicable interest rate.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.