Fixed Deposit in Bageshwar

Learn features and benefits of Bajaj Finance Fixed Deposit.
OPEN FD
FD in Bageshwar
OPEN FD
4 min
05-September-2025

Bageshwar is a picturesque town located in the state of Uttarakhand, India, nestled in the confluence of the rivers Saryu and Gomti. Renowned for its scenic beauty, rich cultural heritage, and significant religious sites, Bageshwar attracts pilgrims and tourists alike. The town serves as the gateway to some of the most revered Himalayan treks, including the Pindari and Sunderdhunga Glaciers. It is enveloped by majestic hills and offers a serene, tranquil environment. Historically, it is known for its ancient temples, most notably the Bagnath Temple dedicated to Lord Shiva, which draws visitors during the auspicious Maha Shivratri festival. Bageshwar's combination of spiritual significance and natural beauty makes it a cherished destination for those seeking peace and adventure in the lap of the Himalayas.

Fixed deposits offer a secure and stable investment option for those looking to earn steady returns. In this serene hill station, renowned financial institutions provide a range of FD schemes tailored to meet various investment goals and durations. Investors can benefit from competitive interest rates that ensure growth of their principal amount, unaffected by market fluctuations. These FDs appeal especially to risk-averse individuals, including retirees seeking reliable income streams. Most banks in Bageshwar also offer additional perks such as loans against FDs, making it a flexible option for managing financial emergencies without disrupting investment continuity.

Also read: FD Vs SDP.

Features and Benefits of Bajaj Finance Fixed Deposit

  1. Competitive interest rates of up to 7.30% p.a.
    Bajaj Finance stands out in the market with one of the highest interest rates available, offering lucrative returns on investments that are immune to market fluctuations.

Benefits of Bajaj Finance Fixed Deposit in Bageshwar

Bajaj Finance FDs in Bageshwar combine safety with convenience. Investors enjoy high interest rates, flexible tenures, and quick online booking, along with added security through top credit ratings.

  • Attractive returns up to 7.30% p.a.
    Earn up to 6.95% p.a. as a regular customer and up to 7.30% p.a. as a senior citizen.

  • Highest credit ratings
    ICRA AAA(Stable) and CRISIL AAA/STABLE ratings assure strong financial credibility and deposit safety.

  • Loan against fixed deposit
    Get loans up to 60%–75% of your FD value without breaking your investment.

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

Why choose Bajaj Finserv FD in Bageshwar?

Bajaj Finserv has built a strong local presence in Bageshwar, offering residents easy access to one of India’s most trusted fixed deposit schemes. With competitive FD rates, flexible options, and a customer-first approach, it is a reliable way to grow your savings securely.

  • Strong local presence in Bageshwar: With branches and digital support, customers in Bageshwar can easily open, manage, or renew FDs without hassle.

  • Special senior citizen benefits: Senior citizens enjoy up to 0.35% higher interest rates, making it an excellent option for retirement planning.

  • Online account management and auto-renewal: Book and track your FD online, set up auto-renewal, and enjoy a completely paperless, time-saving process.

Step-by-Step: How to open an FD in Bageshwar

Opening a Bajaj Finance FD in Bageshwar is quick, secure, and fully online

  • Choose investment amount & tenure
    Decide how much you want to invest and select a suitable duration

  • Fill application form online
    Complete the FD booking form on the Bajaj Finserv website or app

  • Upload KYC documents
    Submit your Aadhaar, PAN, and other required documents online

  • Transfer funds securely
    Pay your investment amount via net banking, UPI, or debit card

  • Receive the FD certificate
    Once processed, your FD certificate will be shared digitally

Fixed Deposit eligibility & documents in Bageshwar

Anyone in Bageshwar can invest in a Bajaj Finance FD, provided they meet basic eligibility and KYC requirements.

Eligibility

  • Indian resident: Individual, senior citizen, or minor

  • NRI (Non-Resident Indian)

  • Business owner/Partner

  • Clubs, associations, societies, or family trusts

Documents Required

  • PAN card

  • Any KYC document: Aadhaar, Passport, Voter ID, Driving Licence

  • Passport-size photograph

     

Calculate your expected investment returns with the help of our investment calculators

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Frequently asked questions

What is the minimum amount for an FD in Bageshwar?

You can start a Bajaj Finance Fixed Deposit in Bageshwar with just Rs. 15,000, making it convenient for both new and seasoned investors.

Can I get higher rates as a senior citizen?

Yes. Senior citizens in Bageshwar enjoy an additional rate benefit of up to 0.35% p.a., ensuring higher earnings on their deposits.

How is the FD interest paid?

You can choose between cumulative (interest paid at maturity) or non-cumulative (monthly, quarterly, half-yearly, or yearly payouts) options.

Is premature withdrawal allowed?

Yes, premature withdrawal of FD is allowed in Bageshwar. However, it may attract a small penalty on the applicable interest rate.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.