Fixed Deposit in Armori

Learn about features and benefits for Bajaj Finance Fixed Deposit.
FD in Armori
4 min
21-May-2025

Armori is known for its rich cultural heritage and scenic landscapes, provide a secure investment option for local residents and investors alike. With various financial institutions offering competitive interest rates, investors can earn stable returns on their savings while enjoying peace of mind. Fixed deposits in Armori cater to different investment durations and financial goals, making them suitable for individuals, families, and businesses. The safety and reliability of fixed deposits make them a popular choice among conservative investors seeking steady growth and income generation, contributing to the financial stability and prosperity of the community.

Also read: NRE vs NRO Fixed Deposits.

Features and benefits of Bajaj Finance Fixed Deposit

  1. Competitive Interest Rates up to 7.30% p.a.
    Bajaj Finance is renowned for providing highly competitive rates, guaranteeing significant returns on investments that remain secure irrespective of market fluctuations.
  2. Enhanced rates for senior citizens
    Senior investors can benefit from an extra boost in interest rates of up to 0.35% p.a., making it an appealing choice for retirees.
  3. Highest credit ratings
    Bajaj Finance upholds exceptional financial stability and reliability, evidenced by its top credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE, ensuring security for your deposits.
  4. Loans against fixed deposit
    Get loans of up to 60% on non-cumulative FDs or up to 75% on cumulative FDs without prematurely breaking your FD

Eligibility criteria for FD

Nationality:

  • Resident Indians and Non-Resident Indians

Fixed deposits cater to a wide range of investors:  including:

  • Individuals
  • Senior citizens
  • Minors
  • Sole proprietorships
  • Partnership firms
  • Hindu Undivided Families (HUFs)
  • Clubs
  • Associations
  • Societies
  • Family trusts

FD Interest rates in Armori

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Non-Senior Citizens

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.60% 6.41% 6.44% 6.49% 6.60%
15 - 23 6.75% 6.55% 6.59% 6.64% 6.75%
24 – 60 6.95% 6.74% 6.78% 6.83% 6.95%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 11 June, 2025) exclusively on website and app.

Senior Citizens

Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 14 6.95% 6.74% 6.78% 6.83% 6.95%
15 - 23 7.10% 6.88% 6.92% 6.98% 7.10%
24 - 60 7.30% 7.07% 7.11% 7.17% 7.30%

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.