Care Health Insurance - Surgery for Cardiac Arrhythmia Cover starting at Rs. 271
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 271
Get coverage of medical expenses up to the insured sum for surgery-related expenses as prescribed by a medical practitioner for cardiac arrhythmia treatment.
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Hospitalisation cover
Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate consultant.
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Diagnostic, treatment, and medication cover
Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.
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Ambulance cover
Covers expenses incurred from the use of an ambulance up to Rs. 2000
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Surgery for Cardiac Arrhythmia Cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Surgery for Cardiac Arrhythmia Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under Surgery for Cardiac Arrhythmia Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre-hospitalisation expenses | Up to 30 days |
| Hospitalisation | Expenses during hospital treatment |
| Post-hospitalisation | Up to 60 days |
| Medications | During hospitalisation |
| Doctor’s fees | During hospitalisation |
| Ambulance cost | Up to Rs. 2000 |
| Key exclusions | Description |
|---|---|
| Illness other than specified under policy | Any illness other than those specified under this policy are not covered |
| Any Pre-existing disease | No pre-existing medical illness is covered |
| Ailments during waiting period | Illnesses detected before 90 days from the purchase of policy are not covered. |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and membership document carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Insurance) to claim the benefits of Surgery for Cardiac Arrhythmia Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
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Documents required to claim
To claim the benefits of Surgery for Cardiac Arrhythmia Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Surgery for cardiac arrhythmia Cover is a pocket insurance product offered by Care Insurance that provides financial support for all medical expenses associated with the treatment of cardiac arrhythmia.
Suffering a cardiac arrhythmia can be a sudden and expected event. It takes place when the heart is unable to regulate a steady rhythm leading to irregular blood flow which can potentially damage other organs. Underdoing any major surgery to address this issue can be an expensive ordeal and any heart procedure can be the riskiest and most expensive of all. This not only increases the stress but also the financial challenge of acquiring the right medical treatment. The Surgery for Cardiac Arrhythmia Cover provides the financial support necessary for the surgical treatment of cardiac arrhythmia which also protects your financial interests.
You can reach out to the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Surgery for Cardiac Arrhythmia Cover provides coverage for all medical expenses incurred for cardiac arrhythmia procedure, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges along with various pre- and post-hospitalisation expenses.
The Surgery for Cardiac Arrhythmia Cover does not include coverage for any pre-existing conditions, hospitalisation due to reasons other than cardiac arrhythmia, and a 90 day waiting period from the start of the policy. Other potential exclusions are detailed in the policy