Care Health Insurance - ICU Cash Cover at just Rs. 708. Get daily cash benefits during hospitalisation
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits of ICU Cash Cover
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Daily cash benefit
Avail daily cash benefit of Rs. 2,000 per day for 30 days to cover day-to-day ICU and hospital expenses. Get cash allowances for each continuous and completed period of 24 hours.
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Annual premium of Rs. 708
The plan comes at one of the lowest premium rates for ICU expenses cover at just Rs. 708.
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No pre-buy medical check-up needed
There is no requirement to get a pre-policy medical check-up. You can buy the plan without getting a medical check-up in advance.
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End-to-end online process
You can buy the plan online through a 100% digital journey, with just a few clicks.
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No documents required to buy the policy
You need not present any document at the time of purchasing the policy.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the ICU Cash Cover plan. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’. This is after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of ICU Cash Cover:
| Policy details | Description |
|---|---|
| Coverage | Rs. 2,000 daily cash allowance for up to maximum of 30 days |
| Premium including GST (in Rs.) | 708 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the ICU Cash Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Daily cash benefit | Rs. 2,000 per day for maximum duration of 30 days. The benefits are only valid in case of ICU and hospitalisation expenses. |
| Number of members | Coverage for only one member for one year. |
| Key exclusions | Description |
|---|---|
| Initial waiting period | Diagnosis within 30 days from policy start date |
| Pre-existing diseases waiting period | 12 months |
| Treatment location | Any treatment outside India |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of ICU Cash Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
ICU Cash Cover is a plan by Care Health Insurance, offered through Bajaj Finance. The plan provides Rs. 2,000 daily cash allowance for each continuous and completed period of 24 hours of ICU and hospitalisation. You can claim these benefits for a maximum period of 30 days.
The policy is available at an annual premium of Rs. 708.
The ICU Cash Cover is valid for a duration of one year.
Any existing Bajaj Finance customers, between the age of 18 and 16 years is eligible to buy this policy. The applicant must also be an Indian citizen.
The minimum age to apply for ICU Cash Cover offered through Bajaj Finance is 18 years.
Insurance glossary
Disclaimer
*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.
