Care Health Insurance - Implantable Cardiac Defibrillator Cover starting at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Sum insured of up to Rs. 3 lakh starting at Rs. 271
Get coverage of medical expenses up to the insured sum for surgery-related expenses as prescribed by a medical practitioner for implantable cardiac defibrillator treatment.
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Hospitalisation cover
Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate consultant.
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Diagnostic, treatment, and medication cover
Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.
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Ambulance cover
Covers expenses incurred from the use of an ambulance.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Implantable Cardiac Defibrillator Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Implantable Cardiac Defibrillator Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Have a quick look at the inclusions and exclusions under Implantable Cardiac Defibrillator Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses during hospital treatment |
| Pre-hospitalisation expenses | Up to 30 days |
| Post-hospitalisation | Up to 60 days |
| Doctor’s fees and medications | During hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Room rent charges | Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No coverage for pre-existing medical illness |
| Ailments during the waiting period | Illnesses detected before 90 days from the purchase of the policy |
| Drug or alcohol abuse | Does not cover cardiac arrest that is secondary to alcohol or substance abuse, or drug misuse |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of Implantable Cardiac Defibrillator Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Implantable Cardiac Defibrillator Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Implantable Cardiac Defibrillator Cover is a Pocket Insurance product offered by Care Insurance that provides financial support for all medical expenses associated with the surgical treatment of an implantable cardiac defibrillator.
Suffering certain types of serious heart complications can require the use of an implantable cardiac defibrillator. This surgery can help prevent cardiac arrest in high-risk patients. This policy provides the financial support necessary for the surgical treatment for acquiring an implantable cardiac defibrillator.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
This policy provides coverage for all medical expenses incurred for implantable cardiac defibrillator procedures. It includes ambulance, hospitalisation, medication, and doctor’s fees. Also, get treatment charges along with various pre- and post-hospitalisation expenses.
The Implantable Cardiac Defibrillator Cover does not include coverage for any pre-existing conditions, hospitalisation due to reasons other than implantable cardiac defibrillator, and a 90-day waiting period from the start of the policy. Other potential exclusions are detailed in the policy document.
