Care Health Insurance

Care Health Insurance - Implantable Cardiac Defibrillator Cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Sum insured of up to Rs. 3 lakh starting at Rs. 271

    Sum insured of up to Rs. 3 lakh starting at Rs. 271

    Get coverage of medical expenses up to the insured sum for surgery-related expenses as prescribed by a medical practitioner for implantable cardiac defibrillator treatment.

  • Hospitalisation cover

    Hospitalisation cover

    Covers expenses incurred due to hospitalisation provided the diagnosis is issued by an appropriate consultant.

  • Diagnostic, treatment, and medication cover

    Diagnostic, treatment, and medication cover

    Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.

  • Ambulance cover

    Ambulance cover

    Covers expenses incurred from the use of an ambulance.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Implantable Cardiac Defibrillator Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Implantable Cardiac Defibrillator Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Have a quick look at the inclusions and exclusions under Implantable Cardiac Defibrillator Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment
Pre-hospitalisation expenses Up to 30 days
Post-hospitalisation Up to 60 days
Doctor’s fees and medications During hospitalisation
Ambulance cost Up to Rs. 2,000
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Key exclusions Description
Any pre-existing disease No coverage for pre-existing medical illness
Ailments during the waiting period Illnesses detected before 90 days from the purchase of the policy
Drug or alcohol abuse Does not cover cardiac arrest that is secondary to alcohol or substance abuse, or drug misuse

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of Implantable Cardiac Defibrillator Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Implantable Cardiac Defibrillator Cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is an Implantable Cardiac Defibrillator Cover?

Implantable Cardiac Defibrillator Cover is a Pocket Insurance product offered by Care Insurance that provides financial support for all medical expenses associated with the surgical treatment of an implantable cardiac defibrillator.

What are the benefits of this insurance policy?

Suffering certain types of serious heart complications can require the use of an implantable cardiac defibrillator. This surgery can help prevent cardiac arrest in high-risk patients. This policy provides the financial support necessary for the surgical treatment for acquiring an implantable cardiac defibrillator.

What is the claim process for this policy?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the coverage under this policy?

This policy provides coverage for all medical expenses incurred for implantable cardiac defibrillator procedures. It includes ambulance, hospitalisation, medication, and doctor’s fees. Also, get treatment charges along with various pre- and post-hospitalisation expenses.

What are the exclusions under Implantable Cardiac Defibrillator Cover?

The Implantable Cardiac Defibrillator Cover does not include coverage for any pre-existing conditions, hospitalisation due to reasons other than implantable cardiac defibrillator, and a 90-day waiting period from the start of the policy. Other potential exclusions are detailed in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.