Care Health Insurance - Pericardiectomy Cover starts at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 271
Get coverage of medical expenses up to the insured sum, prescribed by a medical practitioner for pericardiectomy treatment.
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Hospitalisation cover
Covers hospitalisation expenses, if the diagnosis is issued by an appropriate consultant.
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Diagnostic, treatment, and medication cover
Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, and medication costs. Apart from this, get coverage for treatment charges, such as ICU, transfusion, and room rent.
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Ambulance cover
Covers expenses incurred from the use of an ambulance.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Pericardiectomy Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Pericardiectomy Cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Have a quick look at the key inclusions and exclusions under Pericardiectomy Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Pre-hospitalisation expenses | Up to 30 days |
| Hospitalisation | Expenses during hospital treatment |
| Post-hospitalisation | Up to 60 days |
| Medications | During hospitalisation |
| Doctor’s fees | During hospitalisation |
| Ambulance cost | Up to Rs. 2000 |
| Key exclusions | Description |
|---|---|
| Investigation procedures | Any diagnostic angiography or investigation procedure without pericardiectomy/stent insertion |
| Any pre-existing disease | No pre-existing medical illness is covered |
| Cardiac exception | Cover for chronic constrictive pericarditis related to alcohol or drug abuse or HIV and acute pericarditis |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Insurance) to claim the benefits of Pericardiectomy Cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Pericardiectomy Cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The cover provides financial support for all medical expenses associated with the treatment of pericardiectomy.
Underdoing any major surgery can be an expensive ordeal. In the case of a heart-related procedure, this can be a life-or-death issue. It increases stress but also poses financial challenges. The policy provides the support necessary during this critical period and protects your financial interests.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
The policy provides coverage for all medical expenses incurred for pericardiectomy procedure. This includes ambulance, hospitalisation, medication, and doctor’s fees. Apart from this, get coverage for treatment charges along with various pre- and post-hospitalisation expenses.
The policy does not include coverage for chronic constrictive pericarditis related to alcohol or drug abuse or HIV and acute pericarditis. Also, refer to the policy document for additional exclusions.
