Care Health Insurance

Care Health Insurance - Cardiomyopathy Indemnity Cover starts at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 271

    Coverage up to Rs. 3 lakh, premium Rs. 271

    Get medical expense coverage up to the insured amount for cardiomyopathy treatment prescribed by a doctor.

  • Hospitalisation cover

    Hospitalisation cover

    Covers expenses incurred due to hospitalisation provided the diagnosis comes from an appropriate consultant cardiologist.

  • Diagnostic, treatment, and medication cover

    Diagnostic, treatment, and medication cover

    Covers expenses incurred from the cost of diagnostic tests, doctor’s fees, medication costs, and treatment charges, such as ICU, transfusion, and room rent.

  • Ambulance cover

    Ambulance cover

    Covers expenses of up to Rs. 2,000 incurred from the use of an ambulance.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Cardiomyopathy Indemnity Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 18 – 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Cardiomyopathy Indemnity Cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 Year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Have a quick look at the inclusions and exclusions under the Cardiomyopathy Indemnity Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses during hospital treatment
Pre-hospitalisation expenses Up to 30 days
Post-hospitalisation Up to 60 days
Doctor’s fees and medications During hospitalisation
Ambulance cost Up to Rs. 2,000
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Key exclusions Description
Ailments during the waiting period Illnesses detected before 90 days from the purchase of the policy
Any pre-existing disease No coverage for pre-existing medical illness
Drug and alcohol abuse Treatment for cardiomyopathy directly related to alcohol or drug abuse

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of Cardiomyopathy Indemnity Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    You need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Cardiomyopathy Indemnity Cover?

Cardiomyopathy Indemnity Cover is a pocket insurance product offered by Care Health Insurance that provides financial support for all medical expenses associated with the treatment of cardiomyopathy.

What are the benefits of Cardiomyopathy Indemnity Cover?

Cardiomyopathy is a disease of the heart muscle that can severely damage the organ, including heart failure. Underdoing any major surgery to address this issue can be extremely expensive. The policy provides the financial support necessary during this critical period to protect your financial interests.

What is the claim process for Cardiomyopathy Indemnity Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the coverage under the Cardiomyopathy Indemnity Cover?

Cardiomyopathy Indemnity Cover provides coverage for all medical expenses incurred for cardiomyopathy procedures, including ambulance, hospitalisation, medication, doctor’s fees, and other treatment charges along with various pre- and post-hospitalisation expenses.

What are the exclusions under Cardiomyopathy Indemnity Cover?

The Cardiomyopathy Indemnity does not include coverage for any treatment other than cardiomyopathy, pre-existing conditions, and cardiomyopathy caused by drug or alcohol abuse. Other acute coronary syndromes, and any type of angina pectoris.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.