Care Health Insurance – Cancer – Indemnity, starting at Rs. 307
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium starts at Rs. 307
Option to choose from three premium slabs to get sum insured as per your needs for cancer treatment.
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Hospitalisation expenses covered
Covers hospitalisation expenses along with pre-and post-hospitalisation expenses up to 30 and 60 days respectively.
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Coverage for chemotherapy and radiology
Covers the expenses against chemotherapy and radiotherapy up to the sum insured.
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Diagnostic tests covered
Covers the cost of diagnostic tests undertaken during pre-hospitalisation and in-patient hospitalisation period.
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Treatment charges cover
Covers treatment charges including,hospital room rent, ICU, transfusion, doctor fees (during and after hospitalisation), medicines and tests.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Cancer - Indemnity cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- The policy is exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of Cancer - Indemnity cover:
- Premium of Rs. 307
- Premium of Rs. 590
- Premium of Rs. 850
| Policy details | Description |
|---|---|
| Sum insured including GST (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 307 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 590 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 850 |
| Policy tenure | 1 year |
Policy inclusions and exclusions
Have a quick look at the coverages offered and excluded under the Cancer - Indemnity cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Ambulance expenses | Covers ambulance expenses up to Rs. 2,000 |
| Hospitalisation expenses | Expenses due to hospitalisation under cancer are covered under this policy |
| Pre-hospitalisation expenses | Up to 30 days before hospitalisation |
| Post-hospitalisation expenses | Up to 60 days after hospitalisation |
| Diagnostic tests | Expenses incurred during pre-hospitalisation and in-patient hospitalisation |
| Medical-related expenses | Covers hospital room rent, ICU charges, doctor’s fees (during and after hospitalisation) and medicines |
| Key exclusions | Description |
|---|---|
| Hospitalisation other than cancer | Expenses for treatment other than hospitalisation due to cancer |
| Benign lesions | All tumours of the prostate unless histologically classified as having a Gleason score greater than 6 or having progressed to at least clinical TNM classification T2NOMO; Papillary micro - carcinoma of the thyroid less than 1 cm in diameter |
| Pre-existing diseases | Hospitalisation due to pre-existing diseases |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Care Health Insurance) to claim the benefits of the Cancer - Indemnity cover by email or phone:
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of Cancer-Indemnity cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
This policy starts at Rs. 307 for a sum insured of up to Rs. 3 lakh.
Given below are the exclusions for the Cancer – Indemnity:
1. Benign lesions
2. All tumors of prostate unless historically classified
3. Papillary microcarcinoma of the thyroid
4. Microcarcinoma of the bladder
5. All tumors in the presence of HIV infection
6. Any pre-existing diseases
To claim benefits under this policy, you can reach out to the insurer either being mailing them on claims@careinsurance.com or call them on 1800-102-4488.
All hospitalisation expenses including doctor’s fee, medication, ambulance expenses, lab tests, ICU charges and transfusion are covered under this policy.
This policy is valid for a tenure of one year.