Care Health Insurance – Cancer – Indemnity, starts at Rs. 307
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage up to Rs. 3 lakh, premium starting at Rs. 307
Option to choose from three premium slabs to get sum insured as per your needs for cancer treatment.
-
Hospitalisation expenses covered
Covers hospitalisation expenses along with pre-and post-hospitalisation expenses up to 30 and 60 days respectively.
-
Coverage for chemotherapy and radiology
Covers the expenses against chemotherapy and radiotherapy up to the sum insured. You can claim this benefit only in case of hospitalisation.
-
Diagnostic tests covered
Covers the cost of diagnostic tests undertaken during pre-hospitalisation and in-patient hospitalisation period.
-
Treatment charges cover
Covers treatment charges during and after hospitalisation. This includes hospital room rent, ICU, and transfusion. Also, doctor fees, medicines, and tests.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Cancer - Indemnity cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-60 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on the ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Cancer - Indemnity cover:
- Premium of Rs. 307
- Premium of Rs. 590
- Premium of Rs. 850
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 307 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 590 |
| Policy tenure | One year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 850 |
| Policy tenure | One year |
Key inclusions and exclusions
Have a quick look at the coverages offered and excluded under the Cancer - Indemnity cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Ambulance expenses | Covers ambulance expenses up to Rs. 2,000 |
| Hospitalisation expenses | Covers expenses due to hospitalisation for cancer treatment |
| Pre-hospitalisation expenses | Covers up to 30 days before hospitalisation |
| Post-hospitalisation expenses | Covers up to 60 days after hospitalisation |
| Diagnostic tests | Covers costs of tests conducted during pre-hospitalisation and in-patient hospitalisation |
| Medical-related expenses | Covers hospital room rent, ICU charges, doctor’s fees (during and after hospitalisation) and medicines |
| Sub-limits on room rent and ICU charges | Up to 1% of the sum insured on room rent and up to 2% on ICU charges |
| Key exclusions | Description |
|---|---|
| Hospitalisation other than cancer | Expenses for treatment other than hospitalisation due to cancer |
| Benign lesions | All tumours of the prostate unless histologically classified as having a Gleason score greater than 6 or having progressed to at least clinical TNM classification T2NOMO. Papillary micro - carcinoma of the thyroid less than 1 cm in diameter. Microcarcinoma of the bladder. All tumors in the presence of HIV infection |
| Pre-existing diseases | Hospitalisation due to pre-existing diseases |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Cancer - Indemnity cover by email or phone:
-
Insurer’s email address
Share your policy document and medical reports at customerfirst@careinsurance.com.
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
-
Documents required to claim
To claim the benefits of Cancer-Indemnity cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
-
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
This policy starts at Rs. 307 for a sum insured of up to Rs. 3 lakh.
Given below are the exclusions for the Cancer – Indemnity:
1. Benign lesions
2. All tumours of prostate unless historically classified
3. Papillary microcarcinoma of the thyroid
4. Microcarcinoma of the bladder
5. All tumours in the presence of HIV infection
6. Any pre-existing diseases
You can send an email to the insurer at claims@careinsurance.com or call on 1800-102-4488.
Covers all hospitalisation expenses and ambulance expenses under this policy.
This policy is valid for one year.
