Care Health Insurance

Care Health Insurance – Cancer – Indemnity, starts at Rs. 307

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starting at Rs. 307

    Coverage up to Rs. 3 lakh, premium starting at Rs. 307

    Option to choose from three premium slabs to get sum insured as per your needs for cancer treatment.

  • Hospitalisation expenses covered

    Hospitalisation expenses covered

    Covers hospitalisation expenses along with pre-and post-hospitalisation expenses up to 30 and 60 days respectively.

  • Coverage for chemotherapy and radiology

    Coverage for chemotherapy and radiology

    Covers the expenses against chemotherapy and radiotherapy up to the sum insured. You can claim this benefit only in case of hospitalisation.

  • Diagnostic tests covered

    Diagnostic tests covered

    Covers the cost of diagnostic tests undertaken during pre-hospitalisation and in-patient hospitalisation period.

  • Treatment charges cover

    Treatment charges cover

    Covers treatment charges during and after hospitalisation. This includes hospital room rent, ICU, and transfusion. Also, doctor fees, medicines, and tests.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Cancer - Indemnity cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-60 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Cancer - Indemnity cover:

  • Premium of Rs. 307
  • Premium of Rs. 590
  • Premium of Rs. 850
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 307
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 590
Policy tenure One year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 850
Policy tenure One year

Key inclusions and exclusions

Have a quick look at the coverages offered and excluded under the Cancer - Indemnity cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Ambulance expenses Covers ambulance expenses up to Rs. 2,000
Hospitalisation expenses Covers expenses due to hospitalisation for cancer treatment
Pre-hospitalisation expenses Covers up to 30 days before hospitalisation
Post-hospitalisation expenses Covers up to 60 days after hospitalisation
Diagnostic tests Covers costs of tests conducted during pre-hospitalisation and in-patient hospitalisation
Medical-related expenses Covers hospital room rent, ICU charges, doctor’s fees (during and after hospitalisation) and medicines
Sub-limits on room rent and ICU charges Up to 1% of the sum insured on room rent and up to 2% on ICU charges
Key exclusions Description
Hospitalisation other than cancer Expenses for treatment other than hospitalisation due to cancer
Benign lesions All tumours of the prostate unless histologically classified as having a Gleason score greater than 6 or having progressed to at least clinical TNM classification T2NOMO. Papillary micro - carcinoma of the thyroid less than 1 cm in diameter. Microcarcinoma of the bladder. All tumors in the presence of HIV infection
Pre-existing diseases Hospitalisation due to pre-existing diseases

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Cancer - Indemnity cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Cancer-Indemnity cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

How much does this policy cost?

This policy starts at Rs. 307 for a sum insured of up to Rs. 3 lakh.

What does the Cancer - Indemnity not cover?

Given below are the exclusions for the Cancer – Indemnity:
1. Benign lesions
2. All tumours of prostate unless historically classified
3. Papillary microcarcinoma of the thyroid
4. Microcarcinoma of the bladder
5. All tumours in the presence of HIV infection
6. Any pre-existing diseases

How can I claim the benefits under this policy?

You can send an email to the insurer at or call on 1800-102-4488.

What treatment charges does the policy cover?

Covers all hospitalisation expenses and ambulance expenses under this policy.

What is the validity for this policy?

This policy is valid for one year.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company, Care Health Insurance Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under GROUP CARE 360 - UIN: RHIHLGP20126V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.