Care Health Insurance

Care Health Insurance - Blindness – Indemnity cover starting at Rs. 271

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium starts Rs. 271

    Coverage up to Rs. 3 lakh, premium starts Rs. 271

    Get coverage for the treatment expenses for blindness up to Rs. 3 lakh.

  • Hospitalisation cover

    Hospitalisation cover

    Covers medical expenses incurred during hospitalisation, and 30 days before and 60 days after hospitalisation.

  • Treatment charges cover

    Treatment charges cover

    Covers treatment charges along with hospital room rent, ICU charges, and transfusion. Also, get coverage for doctor’s fees (during and after hospitalisation) and medicines. Diagnostic treatment and medication cover will be given only during admissible pre- and post-hospitalisation.

  • Ambulance cover

    Ambulance cover

    Covers road ambulance cost up to Rs. 2,000.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Blindness Indemnity cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18 - 60 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here's a quick look at the policy details of the Blindness Indemnity cover:

  • Premium of Rs. 271
  • Premium of Rs. 531
  • Premium of Rs. 684
Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 271
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 2 lakh
Premium including GST (in Rs.) 531
Policy tenure 1 year
Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 684
Policy tenure 1 year

Key inclusions and exclusions

Here's a quick look at the key inclusions and exclusions under the Blindness Indemnity cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation Expenses covered during hospital treatment
Pre-hospitalisation expenses Up to 30 days
Post-hospitalisation Up to 60 days
Medications During hospitalisation
Doctor’s fees During hospitalisation
Ambulance cost Up to Rs. 2,000
Room rent charges Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured
Key exclusions Description
Illness other than specified under policy Any illness other than those specified under this policy
Any pre-existing disease No coverage for pre-existing medical illnesses
Low vision Treatment for low vision as defined under policy document
Blindness with low vision Cases of blindness with low vision before the inception of the policy
Eye defects Treatment towards the enucleation relation to tumor’s or due to other eye defects
Prosthesis Cost of prosthesis for cosmetic correction
Visual aids Cost of implantable or external visual aids

How to claim

You can contact the insurer (Care Health Insurance) to claim the benefits of the Blindness Indemnity by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Blindness Indemnity?

Blindness Indemnity offered by Care Health Insurance through Bajaj Finance provides you with necessary financial support to help manage the medical expenses related to the treatment of blindness.

What are the advantages of Blindness Indemnity?

The Blindness Indemnity policy covers hospitalisation expenses along with pre-and post-hospitalisation expenses up to Rs. 3 lakh. It also covers the cost of diagnostic tests and treatment undertaken for blindness. The policy offers accidental death cover of Rs. 10,000 to the nominee in case of the insured’s death.

What is the claim process for Blindness Indemnity?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-102-4488.

What is the coverage under Blindness Indemnity?

Blindness indemnity provides coverage for all medical expenses incurred for the treatment of blindness. This includes ambulance costs and hospitalisation expenses.

What is low vision in the Blindness Indemnity exclusions?

The Blindness Indemnity defined as visual acuity of less than 6/18 but equal to or better than 3/60. Additionally, it corresponds to a visual field loss to less than 20 degrees in the most functional eye with the best possible corrective measures. The detailed list of exclusions are included in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Care Health Insurance Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under, GROUP CARE 360 - UIN: RHIHLGP20126V011920 Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.