Care Health Insurance - Blindness – Indemnity cover starting at Rs. 271
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium starts Rs. 271
Get coverage for the treatment expenses for blindness up to Rs. 3 lakh.
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Hospitalisation cover
Covers medical expenses incurred during hospitalisation, and 30 days before and 60 days after hospitalisation.
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Treatment charges cover
Covers treatment charges along with hospital room rent, ICU charges, and transfusion. Also, get coverage for doctor’s fees (during and after hospitalisation) and medicines. Diagnostic treatment and medication cover will be given only during admissible pre- and post-hospitalisation.
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Ambulance cover
Covers road ambulance cost up to Rs. 2,000.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Blindness Indemnity cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 60 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here's a quick look at the policy details of the Blindness Indemnity cover:
- Premium of Rs. 271
- Premium of Rs. 531
- Premium of Rs. 684
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 271 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 531 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 684 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Blindness Indemnity cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation | Expenses covered during hospital treatment |
| Pre-hospitalisation expenses | Up to 30 days |
| Post-hospitalisation | Up to 60 days |
| Medications | During hospitalisation |
| Doctor’s fees | During hospitalisation |
| Ambulance cost | Up to Rs. 2,000 |
| Room rent charges | Sub-limits on room rent of up to 1% of the sum insured. Get coverage for ICU charges up to 2% of the sum insured |
| Key exclusions | Description |
|---|---|
| Illness other than specified under policy | Any illness other than those specified under this policy |
| Any pre-existing disease | No coverage for pre-existing medical illnesses |
| Low vision | Treatment for low vision as defined under policy document |
| Blindness with low vision | Cases of blindness with low vision before the inception of the policy |
| Eye defects | Treatment towards the enucleation relation to tumor’s or due to other eye defects |
| Prosthesis | Cost of prosthesis for cosmetic correction |
| Visual aids | Cost of implantable or external visual aids |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Care Health Insurance) to claim the benefits of the Blindness Indemnity by email or phone:
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Insurer’s email address
Write to the insurer at claims@careinsurance.com and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
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Documents required to claim
To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Blindness Indemnity offered by Care Health Insurance through Bajaj Finance provides you with necessary financial support to help manage the medical expenses related to the treatment of blindness.
The Blindness Indemnity policy covers hospitalisation expenses along with pre-and post-hospitalisation expenses up to Rs. 3 lakh. It also covers the cost of diagnostic tests and treatment undertaken for blindness. The policy offers accidental death cover of Rs. 10,000 to the nominee in case of the insured’s death.
You can contact the insurer by writing to them at claims@careinsurance.com or calling on the toll-free number 1800-102-4488.
Blindness indemnity provides coverage for all medical expenses incurred for the treatment of blindness. This includes ambulance costs and hospitalisation expenses.
The Blindness Indemnity defined as visual acuity of less than 6/18 but equal to or better than 3/60. Additionally, it corresponds to a visual field loss to less than 20 degrees in the most functional eye with the best possible corrective measures. The detailed list of exclusions are included in the policy document.
