How To Open A Jan Dhan Yojana Account

Jan Dhan Yojana Eligibility

To open a Basic Savings Bank Deposit Account (BSBDA) with zero balance under PMJDY, you need to fulfill the below conditions:
- Be a citizen of India
- Age: 10 years and above
- Do not have bank account

Additional Read : Jan Dhan Yojana Eligibility

Banks offering BSBDA service

You can visit any of the below public-sector banks’ branch to open the Jan Dhan Yojana account:
- State Bank of India (SBI)
- State Bank of Bikaner & Jaipur,
- State Bank of Hyderabad,
- State Bank of Mysore, State Bank of Patiala,
- State Bank of Travancore
- Bank of Baroda (BoB)
- Andhra Bank
- Bank of Maharashtra
- Bank of India (BoI)
- Canara Bank
- Corporation Bank
- IDBI Bank
- Indian Bank
- Punjab National Bank (PNB)
- Central Bank of India
- Vijaya Bank
- Punjab & Sind Bank, Bank
- Syndicate Bank
- Dena Bank
- Allahabad Bank
- Union Bank of India
- Oriental Bank of Commerce (OBC)

Private Sector Banks Where You Can Open Jan Dhan Yojana Account

- ICICI Bank Ltd.
- Axis Bank Ltd.
- HDFC Bank Ltd.
- Federal Bank Ltd.
- IndusInd Bank Ltd.
- ING Vysya Bank Ltd.
- Karnataka Bank Ltd.
- Kotak Mahindra Bank Ltd.
- YES Bank Ltd.
- Dhanalaxmi Bank Ltd.

Required Documents For Jan Dhan Yojana Account

To make KYC easy, an account can be opened by providing any of the below documents.
- Passport
- Driving licence
- PAN card
- Aadhaar card
- Voter’s identity card
- Job card issued by NREGA signed by an officer of the State Government
- ID card with photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions; or
- A letter with a duly attested photograph of the person issued by a Gazetted officer

If you do not have any valid document, you can still open a ‘Small Account’ with the bank by submitting a self-attested photo and signing or giving thumb print in presence of a bank official.

Additional Read :
What is Jan Dhan Yojana
How to apply for PAN Card Online

Jan Dhan Yojana Account Opening Form

Along with any of the above documents, you must also submit a duly filled application form. It is a simple and small form that requires the following details to be filled in-

- Basic identity details like name, address, Aadhaar number, PAN, occupation
- Annual income
- Number of dependents
- Details of assets, if any
- Existing bank account details of any family member/household

To download English form,
visit https://www.pmjdy.gov.in/files/Forms/account-opening/English.pdf
To download Hindi form, visit https://www.pmjdy.gov.in/files/Forms/account-opening/Hindi.pdf

How To Check Jan Dhan Yojana Account Status

To check the status of your PMJDY account,
visit http://pmjdy.net/. Click on ‘Status Enquiry’ tab. Enter the reference number you received after submitting the documents to know the status.

If required, you can raise a complaint by clicking the ‘Feedback/Information/Complaint/Suggestion’ tab and entering details.

PMJDY has simplified the account opening process to encourage more citizens to open their bank accounts and bring India closer to overall financial inclusion.