Mobile phones under Rs. 40,000 offer a near-premium experience at a price that makes them an excellent value-for-money choice. These smartphones are equipped with powerful processors that can handle gaming, multitasking, and heavy apps with ease. They feature bright and sharp displays that make watching movies, streaming shows, and browsing the web enjoyable. Large batteries ensure long hours of usage, and most models also include fast charging so you can quickly power up and get back to using your phone.
This price range is popular among tech-savvy users because it brings advanced features without the cost of a flagship device. Many phones under Rs. 40,000 come with high-resolution cameras that take clear photos and videos, even in low light. They also include useful software features like night mode, AI photo enhancements, and 4K video recording, making them a good choice for photography lovers and content creators.
In addition to performance and camera quality, these phones often have sleek and stylish designs with premium materials, giving them a modern look. The smooth software experience and regular updates ensure that they remain fast and secure over time.
Whether you are upgrading from an older device or buying your first high-performance smartphone, mobiles in this segment provide the right mix of speed, efficiency, and durability. They are perfect for users who want a phone that can perform well for work, entertainment, and social media without crossing the flagship price range.
realme GT 7
The realme GT 7 is perfect for you if you want strong speed, long battery life and quick charging. Its huge 7,000 mAh battery will easily last a day of gaming, streaming and browsing. The 120Hz display feels smooth and its 50MP cameras capture sharp photos.
Specification
|
Detail
|
Display
|
6.78-inch LTPO AMOLED, 120Hz
|
Processor/chipset
|
MediaTek Dimensity 9400e
|
RAM/storage
|
8GB/12GB/16GB RAM; 256GB/512GB storage
|
Rear camera
|
50MP + 8MP + 50MP telephoto
|
Front camera
|
32MP
|
Battery
|
7,000 mAh, 120 W charging
|
Price in India
|
Rs. 39,998
|
OPPO Reno14
The OPPO Reno14 is a good choice if you love clicking photos and taking selfies. It has 50MP front and rear cameras for clear pictures. The 6,000 mAh battery lasts long and the display is smooth for videos and games.
Specification
|
Detail
|
Display
|
6.59-inch LTPS OLED, 120Hz
|
Processor/chipset
|
MediaTek Dimensity 8350
|
RAM/storage
|
8GB/12GB RAM; 256GB/512GB storage
|
Rear camera
|
50MP + 8MP + 50MP telephoto
|
Front camera
|
50MP
|
Battery
|
6,000 mAh, 80 W fast charging
|
Price in India
|
Rs. 37,998
|
OPPO K13 Turbo Pro
The OPPO K13 Turbo Pro is great if you want a big battery and a big display for long hours of use. The 7,000 mAh battery is perfect for streaming shows or playing games without worrying about charging.
Specification
|
Detail
|
Display
|
6.80-inch AMOLED
|
Processor/chipset
|
Snapdragon 8s Gen 4
|
RAM/storage
|
8GB/12GB RAM; 256GB storage
|
Rear camera
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery
|
7,000 mAh, 80 W charging
|
Price in India
|
Rs. 37,999
|
OnePlus 13R
The OnePlus 13R is ideal for you if you need near-flagship performance. Its Snapdragon 8 Gen 3 chip gives you smooth speed for gaming and apps. The display is bright and the large 6,000 mAh battery lets you stay connected all day.
Specification
|
Detail
|
Display
|
6.78-inch AMOLED, 120Hz
|
Processor/chipset
|
Snapdragon 8 Gen 3
|
RAM/storage
|
12GB RAM; 256GB storage
|
Rear camera
|
50MP + 50MP + 8MP
|
Front camera
|
16MP
|
Battery
|
6,000 mAh
|
Price in India
|
Rs. 40,550
|
realme GT 7 Pro
The realme GT 7 Pro is designed for you if you want an even more powerful version of the GT 7. It has a super-bright display, upgraded cameras, and slightly better processing speed, which makes gaming and video editing smooth.
Specification
|
Detail
|
Display
|
6.78-inch AMOLED, 144Hz
|
Processor/chipset
|
Snapdragon 8 Gen 3
|
RAM/storage
|
12GB/16GB RAM; 256GB/512GB storage
|
Rear camera
|
50MP + 50MP telephoto + 8MP
|
Front camera
|
16MP
|
Battery
|
5,800 mAh, 120 W fast charging
|
Price in India
|
Rs. 47,750
|
vivo V60
The vivo V60 is perfect if you want flagship-level cameras without spending too much. It has a 50MP front camera for selfies, a telephoto lens for zoom photos, and a massive 6,500 mAh battery with 90 W fast charging.
Specification
|
Detail
|
Display
|
6.77-inch AMOLED, 120Hz
|
Processor/chipset
|
Snapdragon 7 Gen 4
|
RAM/storage
|
8GB/12GB/16GB RAM; up to 512GB storage
|
Rear camera
|
50MP + 8MP + 50MP telephoto
|
Front camera
|
50MP
|
Battery
|
6,500 mAh, 90 W charging
|
Price in India
|
Rs. 36,999
|
vivo T4 Ultra
The vivo T4 Ultra is a good choice if you want a fast phone with a stylish design. It has a high-refresh-rate display for smooth scrolling, a large battery for all-day use, and powerful cameras for clear photos.
Specification
|
Detail
|
Display
|
6.67-inch AMOLED, 120Hz
|
Processor/chipset
|
MediaTek Dimensity 9300 Plus
|
RAM/storage
|
8GB/12GB RAM; 256GB storage
|
Rear camera
|
50MP + telephoto + ultrawide
|
Front camera
|
32MP
|
Battery
|
5,500 mAh, 90 W fast charging
|
Price in India
|
Rs. 37,900
|
Google Pixel 9A
The Google Pixel 9A is for you if you love taking photos, especially at night. Its cameras take excellent pictures with Google’s software magic. Clean Android and fast updates make it smooth to use for years.
Specification
|
Detail
|
Display
|
6.30-inch OLED, 120Hz
|
Processor/chipset
|
Google Tensor G4
|
RAM/storage
|
8GB RAM; 256GB storage
|
Rear camera
|
48MP + 13MP
|
Front camera
|
13MP
|
Battery
|
5,100 mAh
|
Price in India
|
Rs. 38,400
|
Samsung Galaxy A56 5G
The Samsung Galaxy A56 5G is great if you want a dependable phone with brand support and 5G. It has a clear 6.70-inch display, a triple-camera setup for versatile shots, and a battery that easily lasts a day.
Specification
|
Detail
|
Display
|
6.70-inch Super AMOLED, FHD+
|
Processor/chipset
|
Samsung Exynos 1580
|
RAM/storage
|
8GB RAM; 128GB storage
|
Rear camera
|
50MP + 12MP + 5MP
|
Front camera
|
12MP
|
Battery
|
5,000 mAh
|
Price in India
|
Rs. 35,999
|
Samsung Galaxy S24 FE
The Samsung Galaxy S24 FE is for you if you want a premium-looking phone with powerful cameras and a brilliant display. Its 6.7-inch Dynamic AMOLED screen is perfect for watching videos, and the 50MP main camera delivers excellent photos.
Specification
|
Detail
|
Display
|
6.70-inch Dynamic AMOLED 2X, 120Hz
|
Processor/chipset
|
Exynos 2400e
|
RAM/storage
|
8GB RAM; 128GB/256GB storage
|
Rear camera
|
50MP + 12MP + 8MP telephoto
|
Front camera
|
10MP
|
Battery
|
4,700 mAh
|
Price in India
|
Rs. 35,999
|
Best smartphones under Rs. 40,000 - Price list in India (2025)
Smartphones under Rs. 40,000 give a good mix of performance, design, and value for money. They come with bright, high-quality displays, fast processors, strong cameras, and batteries that last all day. Below is the price list of the smartphones mentioned above.
Model
|
Price in India
|
realme GT 7
|
Rs. 39,999*
|
OPPO Reno14
|
Rs. 37,998*
|
OPPO K13 Turbo Pro
|
Rs. 37,999*
|
OnePlus 13R
|
Rs. 40,550*
|
realme GT 7 Pro
|
Rs. 44,750*
|
vivo V60
|
Rs. 36,999*
|
vivo T4 Ultra
|
Rs. 37,900*
|
Google Pixel 9A
|
Rs. 38,400
|
Samsung Galaxy A56 5G
|
Rs. 35,999*
|
Samsung Galaxy S24 FE
|
Rs. 34,893*
|
Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!
Shop smart with Easy EMIs
Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.
Why use the Maha Bachat Savings Calculator
Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.
1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
3. Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.
4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.
Mobile By Brands
Mobile by features
Mobile By Budget
5G Mobiles By Brand
5G Mobiles By Budget
Brand By Budget (20000)