5 mins read
18th September 2025

Mobile phones under Rs. 40,000 are ideal for users who want premium features at a more affordable price. These devices deliver excellent performance without the need to spend on ultra-expensive flagship models. They are designed to meet the needs of professionals, students, gamers, and entertainment lovers.

Most phones in this range come with powerful processors that handle multitasking smoothly. The bright and sharp displays make gaming, streaming, and browsing enjoyable. With fast 5G support, users can enjoy quick downloads, smooth browsing, and clear video calls. This makes them reliable for both work and leisure.

Cameras on these phones capture sharp photos and high-quality videos, making them suitable for social media and everyday photography. Large batteries ensure all-day use, while fast charging helps reduce downtime. Slim and modern designs add to their appeal. Overall, mobile phones under Rs. 40,000 give users a premium smartphone experience with strong performance and excellent value.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

The best mobile phones under Rs. 40,000 – List with models and specification

Mobile phones under Rs. 40,000 offer a near-premium experience at a price that makes them an excellent value-for-money choice. These smartphones are equipped with powerful processors that can handle gaming, multitasking, and heavy apps with ease. They feature bright and sharp displays that make watching movies, streaming shows, and browsing the web enjoyable. Large batteries ensure long hours of usage, and most models also include fast charging so you can quickly power up and get back to using your phone.

This price range is popular among tech-savvy users because it brings advanced features without the cost of a flagship device. Many phones under Rs. 40,000 come with high-resolution cameras that take clear photos and videos, even in low light. They also include useful software features like night mode, AI photo enhancements, and 4K video recording, making them a good choice for photography lovers and content creators.

In addition to performance and camera quality, these phones often have sleek and stylish designs with premium materials, giving them a modern look. The smooth software experience and regular updates ensure that they remain fast and secure over time.

Whether you are upgrading from an older device or buying your first high-performance smartphone, mobiles in this segment provide the right mix of speed, efficiency, and durability. They are perfect for users who want a phone that can perform well for work, entertainment, and social media without crossing the flagship price range.

realme GT 7

The realme GT 7 is perfect for you if you want strong speed, long battery life and quick charging. Its huge 7,000 mAh battery will easily last a day of gaming, streaming and browsing. The 120Hz display feels smooth and its 50MP cameras capture sharp photos.

Specification

Detail

Display

6.78-inch LTPO AMOLED, 120Hz

Processor/chipset

MediaTek Dimensity 9400e

RAM/storage

8GB/12GB/16GB RAM; 256GB/512GB storage

Rear camera

50MP + 8MP + 50MP telephoto

Front camera

32MP

Battery

7,000 mAh, 120 W charging

Price in India

Rs. 39,998


OPPO Reno14

The OPPO Reno14 is a good choice if you love clicking photos and taking selfies. It has 50MP front and rear cameras for clear pictures. The 6,000 mAh battery lasts long and the display is smooth for videos and games.

Specification

Detail

Display

6.59-inch LTPS OLED, 120Hz

Processor/chipset

MediaTek Dimensity 8350

RAM/storage

8GB/12GB RAM; 256GB/512GB storage

Rear camera

50MP + 8MP + 50MP telephoto

Front camera

50MP

Battery

6,000 mAh, 80 W fast charging

Price in India

Rs. 37,998

 

OPPO K13 Turbo Pro

The OPPO K13 Turbo Pro is great if you want a big battery and a big display for long hours of use. The 7,000 mAh battery is perfect for streaming shows or playing games without worrying about charging.

Specification

Detail

Display

6.80-inch AMOLED

Processor/chipset

Snapdragon 8s Gen 4

RAM/storage

8GB/12GB RAM; 256GB storage

Rear camera

50MP + 2MP

Front camera

16MP

Battery

7,000 mAh, 80 W charging

Price in India

Rs. 37,999

 

OnePlus 13R

The OnePlus 13R is ideal for you if you need near-flagship performance. Its Snapdragon 8 Gen 3 chip gives you smooth speed for gaming and apps. The display is bright and the large 6,000 mAh battery lets you stay connected all day.

Specification

Detail

Display

6.78-inch AMOLED, 120Hz

Processor/chipset

Snapdragon 8 Gen 3

RAM/storage

12GB RAM; 256GB storage

Rear camera

50MP + 50MP + 8MP

Front camera

16MP

Battery

6,000 mAh

Price in India

Rs. 40,550

 

realme GT 7 Pro

The realme GT 7 Pro is designed for you if you want an even more powerful version of the GT 7. It has a super-bright display, upgraded cameras, and slightly better processing speed, which makes gaming and video editing smooth.

Specification

Detail

Display

6.78-inch AMOLED, 144Hz

Processor/chipset

Snapdragon 8 Gen 3

RAM/storage

12GB/16GB RAM; 256GB/512GB storage

Rear camera

50MP + 50MP telephoto + 8MP

Front camera

16MP

Battery

5,800 mAh, 120 W fast charging

Price in India

Rs. 47,750


vivo V60

The vivo V60 is perfect if you want flagship-level cameras without spending too much. It has a 50MP front camera for selfies, a telephoto lens for zoom photos, and a massive 6,500 mAh battery with 90 W fast charging.

Specification

Detail

Display

6.77-inch AMOLED, 120Hz

Processor/chipset

Snapdragon 7 Gen 4

RAM/storage

8GB/12GB/16GB RAM; up to 512GB storage

Rear camera

50MP + 8MP + 50MP telephoto

Front camera

50MP

Battery

6,500 mAh, 90 W charging

Price in India

Rs. 36,999


vivo T4 Ultra

The vivo T4 Ultra is a good choice if you want a fast phone with a stylish design. It has a high-refresh-rate display for smooth scrolling, a large battery for all-day use, and powerful cameras for clear photos.

Specification

Detail

Display

6.67-inch AMOLED, 120Hz

Processor/chipset

MediaTek Dimensity 9300 Plus

RAM/storage

8GB/12GB RAM; 256GB storage

Rear camera

50MP + telephoto + ultrawide

Front camera

32MP

Battery

5,500 mAh, 90 W fast charging

Price in India

Rs. 37,900


Google Pixel 9A

The Google Pixel 9A is for you if you love taking photos, especially at night. Its cameras take excellent pictures with Google’s software magic. Clean Android and fast updates make it smooth to use for years.

Specification

Detail

Display

6.30-inch OLED, 120Hz

Processor/chipset

Google Tensor G4

RAM/storage

8GB RAM; 256GB storage

Rear camera

48MP + 13MP

Front camera

13MP

Battery

5,100 mAh

Price in India

Rs. 38,400

 

Samsung Galaxy A56 5G

The Samsung Galaxy A56 5G is great if you want a dependable phone with brand support and 5G. It has a clear 6.70-inch display, a triple-camera setup for versatile shots, and a battery that easily lasts a day.

Specification

Detail

Display

6.70-inch Super AMOLED, FHD+

Processor/chipset

Samsung Exynos 1580

RAM/storage

8GB RAM; 128GB storage

Rear camera

50MP + 12MP + 5MP

Front camera

12MP

Battery

5,000 mAh

Price in India

Rs. 35,999


Samsung Galaxy S24 FE

The Samsung Galaxy S24 FE is for you if you want a premium-looking phone with powerful cameras and a brilliant display. Its 6.7-inch Dynamic AMOLED screen is perfect for watching videos, and the 50MP main camera delivers excellent photos.

Specification

Detail

Display

6.70-inch Dynamic AMOLED 2X, 120Hz

Processor/chipset

Exynos 2400e

RAM/storage

8GB RAM; 128GB/256GB storage

Rear camera

50MP + 12MP + 8MP telephoto

Front camera

10MP

Battery

4,700 mAh

Price in India

Rs. 35,999


Best smartphones under Rs. 40,000 - Price list in India (2025)

Smartphones under Rs. 40,000 give a good mix of performance, design, and value for money. They come with bright, high-quality displays, fast processors, strong cameras, and batteries that last all day. Below is the price list of the smartphones mentioned above.

Model

Price in India

realme GT 7

Rs. 39,999*

OPPO Reno14

Rs. 37,998*

OPPO K13 Turbo Pro

Rs. 37,999*

OnePlus 13R

Rs. 40,550*

realme GT 7 Pro

Rs. 44,750*

vivo V60

Rs. 36,999*

vivo T4 Ultra

Rs. 37,900*

Google Pixel 9A

Rs. 38,400

Samsung Galaxy A56 5G

Rs. 35,999*

Samsung Galaxy S24 FE

Rs. 34,893*

Prices and availability of the above smartphone models can vary across sellers. We recommend checking the official website for the most up-to-date information. You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

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Why use the Maha Bachat Savings Calculator

Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

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Mobile By Brands

vivo mobiles

Lava phones

iQOO mobiles

TECNO mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 


Mobile by features

10000mAh battery mobiles

120W fast charging mobiles

13MP camera mobiles

200MP camera mobiles

 16GB RAM mobiles

18GB RAM mobiles

 Dolby Atmos phones

Dual Stereo speaker mobiles

Flagship mobiles

 mobiles with 512gb internal memory

 mobiles with optical zoom

motorola curved display mobiles

ultra wide camera phones

 Sony IMX sensor camera mobiles

Xiaomi Curved Display Mobile

Mobile By Budget

Mobiles under 10,000

Mobiles under 15,000

Mobiles under 20,000

Mobiles under 25,000

Mobiles under 30,000

Mobiles under 35,000

Mobiles under 50,000

Mobiles under 60,000

Mobiles under 80,000

5G Mobiles By Brand

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

Vivo 5G mobiles

Google 5G mobiles

iQ00 5G mobiles

5G Mobiles By Budget

5G mobiles under 15000

5G mobiles under 20000

5G mobiles under 25000

5G mobiles under 30000

5G mobiles under 40000

 

Brand By Budget (20000)

vivo mobiles under 20000

Samsung mobiles under 20000

OnePlus mobiles under 20000

iQOO mobiles under 20000

Xiaomi mobiles under 20000

POCO mobiles under 20000

Infinix mobiles under 20000

realme mobiles under 20000

motorola mobiles under 20000

Huawei phones under 20000

 

 

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Frequently asked questions 

Which mobile is the best in the Rs. 40,000 range?

The best mobile in the Rs. 40,000 range includes models like the OnePlus 13R, realme GT 7, and Google Pixel 8a. These smartphones provide excellent performance, high-quality displays, and advanced camera systems. If you are looking to purchase the latest device under Rs. 40,000, you can check your eligibility for a Bajaj Finserv Insta EMI Card and enjoy Easy EMIs on the latest smartphone.

Which phone is the best under Rs. 40,000?

The OnePlus 13R is considered one of the best phones under Rs. 40,000, thanks to its latest processor, AMOLED display, and strong battery performance. It also supports fast charging and comes with a premium design. This device is perfect for users who want flagship-like features at a lower price point.

Which mobile under Rs. 40,000 has the best camera?

The Samsung Galaxy A56 5G stands out as one of the best camera phones under Rs. 40,000. It offers a triple camera setup with excellent low-light performance, optical image stabilization, and detailed photography capabilities. These features make it ideal for anyone who enjoys taking professional-level photos without spending on higher-end flagship models.

Which phone is the best for first-time smartphone users?

For first-time smartphone users, the OnePlus 13R is a great option in the Rs. 40,000 range. It offers a simple interface, fast performance, and a user-friendly design. The phone also provides excellent battery life and reliable software updates, making it a hassle-free choice for those transitioning from feature phones to smartphones.

Which processor is the best for phones under Rs. 40,000?

The Snapdragon 8 Gen 3 is the best processor for phones under Rs. 40,000. It provides outstanding performance, efficient power usage, and smooth multitasking. Whether you are gaming, streaming, or using heavy apps, this processor ensures a lag-free experience. Devices like the OnePlus 13R use this chipset for top-notch speed.

Disclaimer

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