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Best Phones Under 40000 in India (Oct 2021)

  • Highlights

  • You get mid-premium to flagship smartphone models for Rs. 40,000

  • Purchase best-in-class smartphones from top brands like Xiaomi, OnePlus and Samsung

  • You can buy your favourite smartphone model by using the Bajaj Finserv EMI Network Card

  • By using the EMI Network Card, you can buy phones at No Cost EMIs

Smartphone brands are all set to roll out with newer models in 2021. If you’re thinking about purchasing a new phone this year, consider the models mentioned on this list, to get the best phone under 40,000 INR that comes with all the latest features and specifications.

Best Mobile Phones Below 40000 With Price and Specs

With brands like Xiaomi, Oppo, Vivo and Realme offering best-in-class models at relatively cheaper prices, you can now get smartphones with almost premium features for Rs. 40,000. The models mentioned below come with top-of-the-line features and specifications that will leave you in awe.

1. Realme X2 Pro

When we talk about the best mobile under 40,000 INR, we have to mention Realme’s latest offering, the X2 Pro. This model comes with 8GB RAM and 128GB internal storage, which is more than enough to store all of your data, videos, documents and images, while the smartphone operates seamlessly. The device is also powered by the high-end Qualcomm Snapdragon 855 octa-core processor, which ensures that the smartphone runs smoothly without a hitch.

Specifications: Realme X2 Pro
RAM 8GB
Storage 128GB
Front Camera 16MP
Rear Camera 64MP + 13MP + 8MP + 2 MP
Display 6.5 Inch
Battery 4000 mAh
Processor Snapdragon 855
EMI Starts Rs. 1777/-

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2. Realme X50 Pro

Realme’s flagship phone comes with all the features and pizzazz you would expect from a high-end device. Powered by the Qualcomm Snapdragon 865 chipset, the X50 Pro flaunts a quad-rear camera array with 64MP primary shooter, and houses a dual-selfie camera set-up, with 32MP + 8MP configuration. That’s not all; the phone’s 6.44-inch full HD+ display, and its 65W Superdart Charge feature make it one of the best mobiles under 40,000 INR.

Specifications: Realme X50 Pro
RAM 8GB
Storage 128GB
Front Camera 32 MP + 8 MP
Rear Camera 64 MP + 12 MP + 8 MP + 2 MP
Display 6.4 Inch
Battery 4200 mAh
Processor Snapdragon 865
EMI Starts Rs. 2333/Month*

3. Vivo X50

Powered by Qualcomm Snapdragon 730 octa-core processor, the Vivo X50 model is yet another exquisite device from the brand. The mobile phone flaunts a 6.56-inch ultra O display with a 1080 x 2376 pixels resolution, and runs on Funtouch OS 10.5 which is based on Android v.10 operating system. This smartphone packs all the features and specs you would require in your smartphone, such as 8GB RAM, and 128GB storage, along with a 4,200mAh battery under the hood.

Specifications: Vivo X50
RAM 8GB
Storage 128GB
Front Camera 32 MP
Rear Camera 48 MP + 13 MP + 8 MP + 5 MP
Display 6.5 Inch
Battery 4200 mAh
Processor Snapdragon 730
EMI Starts Rs. 1749/Month*

4. OPPO Reno 2

For a lot of consumers, OPPO Reno2 is still the best smartphone under 40,000 INR, as it packs a quad-rear camera array with a 48MP primary sensor, and comes with a stylish pop-up front camera, that swivels out at an angle of 11 degrees! The smartphone also flaunts an elegant 6.5-inch Sunlight AMOLED screen, which ensures that you can still use your smartphone when you’re standing underneath the sun, without any glares.

Specifications: OPPO Reno 2
RAM 8GB
Storage 256GB
Front Camera 16MP
Rear Camera 48 MP + 8 MP + 13 MP + 2 MP
Display 6.5 Inch
Battery 4000 mAh
Processor Snapdragon 730G
EMI Starts Rs. 2166/Month*

5. Realme X3 SuperZoom

Before even Realme X3 SuperZoom officially hit the stores, there was a lot of buzz surrounding the smartphone for its revolutionary cameras. With 60x super zoom feature, and the UIS and UIS Max Ultra Image Stabilization feature, this device is considered by many as the best camera phone that doesn’t belong to the premium segment. This smartphone’s Liquid Cooling System further ensures that the device does not heat up, even after prolonged periods of gaming.

Specifications: Realme X3 SuperZoom
RAM 12 GB
Storage 256GB
Front Camera 32 MP + 8 MP
Rear Camera 64 MP + 8 MP + 8 MP + 2 MP
Display 6.6 Inch
Battery 4200 mAh
Processor Snapdragon 855 Plus
EMI Starts Rs. 1833/Month*

6. Vivo V19

The Vivo V19 is yet another excellent model offered by the brand, which flaunts a chic 6.44-inch FHD+ LIV (E3) Super AMOLED display. The device is powered by the Qualcomm Snapdragon 712 E octa-core processor, and runs on Funtouch OS 10, which is based on the Android v.10 operating system.

Specifications: Vivo V19
RAM 8GB
Storage 128GB
Front Camera 32 MP + 8 MP
Rear Camera 48 MP + 8 MP + 2 MP + 2 MP
Display 6.4 Inch
Battery 4500 mAh
Processor Snapdragon 712
EMI Starts Rs. 1721/Month*

7. Vivo V20

Available in three colour variants, the Vivo V20 is sure to up your style quotient, as the smartphone sports a 6.44-inch Full HD+ display. The biggest selling point of the device is its exquisite 44MP front camera, which makes selfie shots and your entire photography experience an absolute delight!

Specifications: Vivo V20
RAM 8GB
Storage 256GB
Front Camera 44MP
Rear Camera 64 MP + 8 MP + 2 MP
Display 6.44- Inch
Battery 4000 mAh
Processor Snapdragon 720G
EMI Starts Rs. 1555/Month*

8. OPPO Reno 3 Pro

For those searching for the best phone under 40K, the OPPO Reno 3 Pro is sure to satisfy all of your mobile phone requirements. From its 8GB RAM to 256GB internal storage, the smartphone offers more than enough space to store your documents, while it runs without any lags or hiccups. The smartphone is also powered by the MediaTek Helio P95 octa-core processor, which ensures that the device works without a hitch.

Specifications: OPPO Reno 3 Pro
RAM 8GB
Storage 256GB
Front Camera 44MP + 2MP
Rear Camera 64 MP + 13 MP + 8 MP + 2 MP
Display 6.4 Inch
Battery 4025 mAh
Processor MediaTek Helio P95
EMI Starts Rs. 1332/Month*

9. Vivo V20 128GB

The Vivo V120 128GB variant is powered by the Qualcomm Snapdragon 720G octa-core processor, and comes with 8GB RAM, and 128GB internal storage, making it one of the best models available for less than Rs. 40,000. The device packs three rear cameras, with a 64MP primary sensor, and also houses a stunning 44MP front camera, which makes it the ideal device for photography enthusiasts.

Specifications: Vivo V20 128GB
RAM 8GB
Storage 128GB
Front Camera 44MP
Rear Camera 64 MP + 8 MP + 2 MP
Display 6.44-inch
Battery 4000 mAh
Processor Snapdragon 720G
EMI Starts Rs. 1388/Month*

10. Vivo V20 SE

The Vivo V20 SE smartphone comes equipped with 128GB internal storage capacity, which can be expanded up to 1TB via microSD card! The device also packs 8GB RAM, and boasts of a 32MP selfie camera, along with a 48MP triple-rear camera array, which is exceptional given the phone’s price tag.

Specifications: Vivo V20 SE
RAM 8GB
Storage 128GB
Front Camera 32MP
Rear Camera 48 MP + 8 MP + 2 MP
Display 6.44-inch
Battery 4100 mAh
Processor Snapdragon 665
EMI Starts Rs. 1498/Month*

Best Smartphones Under 40000 Price List (Oct 2021)

Best Phones Below 40K Price
Realme X2 Pro Rs. 31,999
Realme X50 Pro Rs. 34,999
Vivo X50 Rs. 33,490
OPPO Reno 2 Rs. 38,990
Realme X3 SuperZoom Rs. 28,999
Vivo V19 Rs. 27,765
Vivo V20 Rs. 27,990
OPPO Reno 3 Pro Rs. 27,150
Vivo V20 128GB Rs. 23,490
Vivo V20 SE Rs. 20,360

Buy The Best Phone Under 40K On Easy EMIs

Now you can purchase your favourite smartphone model under Rs. 40,000, from any of the top smartphone brands by using the Bajaj Finserv EMI Network Card. The EMI Network Card comes with a pre-approved loan of up to Rs. 4 lakh, and lets you purchase your favourite devices and appliances on No Cost EMIs.

You can repay the amount in convenient monthly instalments, and bring home your desired product today!

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