Today, having a good smartphone is important for staying in touch, taking photos, and enjoying things like music and videos. If you are a student attending online classes, a worker doing your job from different places, or someone who likes watching videos and playing games, a phone with good features makes life easier. With a budget of Rs. 40,000, you can buy phones that work fast, take good photos, and have batteries that last long.
Buying the best phone under Rs. 40,000 is easy because Bajaj Finserv offers loans to fund your purchase. Check your loan eligibility and visit your nearest Bajaj Finserv store to check out the phones in person. There are over 1.5 lakh Bajaj Finserv partner stores across 4,000+ cities in India. Once you finalise the phone, choose your preferred repayment tenure and shop for it on Easy EMIs. Select models also come with zero down payment and free home delivery.
The best mobile phones under Rs. 40,000 – List with models and specification
Smartphones under Rs. 40,000 give a good mix of speed, look, and useful features. These phones have strong processors that help you use many apps at the same time without slowing down, good cameras that take clear photos, and bright screens that are nice to watch. Whether you like taking pictures, playing games, or doing work, you can find a phone in this price range that fits your needs.
1. Samsung Galaxy A36 5G
Samsung Galaxy A36 5G has a bright 120Hz AMOLED screen and uses a Snapdragon processor that helps the phone run smoothly for daily use. It has three cameras on the back and a 5,000 mAh battery, making it a good option for people who want a phone with good looks, strong performance, and long battery life without spending too much.
Specification |
Details |
Display |
6.6-inch Super AMOLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
50MP + 8MP + 2MP |
Front camera |
13MP |
Battery capacity |
5,000 mAh |
OS |
Android 13 |
2. vivo V50 5G
The vivo V50 5G is a good phone for people who like taking selfies and making videos. It has a 32MP front camera, a bright AMOLED screen, and a slim, stylish design. With 8GB RAM, the phone works well for using many apps and playing games, while also looking like a high-end phone.
Specification |
Details |
Display |
6.67-inch AMOLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
64MP + 8MP + 2MP |
Front camera |
32MP |
Battery capacity |
4,800 mAh |
OS |
Android 13 |
3. Google Pixel 6
The Google Pixel 6 gives you the Android experience just the way Google made it. It is a great phone for people who love taking photos, with smart features that improve pictures using AI. The phone has a simple screen layout, gets regular updates, and takes very clear photos, making it a good choice for those who want an easy-to-use phone with a strong camera.
Specification |
Details |
Display |
6.4-inch OLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
50MP + 12MP |
Front camera |
8MP |
Battery capacity |
4,614 mAh |
OS |
Android 12 |
4. Redmi Note 14 Pro+ 5G
The Redmi Note 14 Pro+ 5G is special because of its 200MP camera, which is great for people who enjoy taking photos. It has a big AMOLED screen and a strong MediaTek Dimensity processor, which helps the phone run smoothly while playing games or using many apps. It gives top-level features at a mid-range price, making it a good all-round phone.
Specification |
Details |
Display |
6.67-inch AMOLED |
RAM |
12GB |
Storage |
256GB |
Rear camera |
200MP + 8MP + 2MP |
Front camera |
16MP |
Battery capacity |
5,000 mAh |
OS |
Android 13 |
5. Nothing Phone Pro 5G
The Nothing Phone Pro 5G has a special see-through design, strong features, and a simple Android system. It comes with two 50MP cameras and 12GB RAM, making it a good choice for people who use their phone a lot and want something modern and stylish. It is best for those who like new technology and want a phone that looks different.
Specification |
Details |
Display |
6.7-inch OLED |
RAM |
12GB |
Storage |
256GB |
Rear camera |
50MP + 50MP |
Front camera |
32MP |
Battery capacity |
4,700 mAh |
OS |
Android 13 |
6. iQOO Neo 7 Pro 5G
The iQOO Neo 7 Pro 5G is a good phone for people who like playing games and using many apps at the same time. It gives top-level performance with the Snapdragon 8+ Gen 1 chip. The phone also has 120W fast charging and an AMOLED screen, making it a strong choice for those who want speed, good looks, and smooth gaming without spending too much.
Specification |
Details |
Display |
6.78-inch AMOLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
50MP + 8MP + 2MP |
Front camera |
16MP |
Battery capacity |
5,000 mAh |
OS |
Android 13 |
7. OnePlus Nord 3 5G
The OnePlus Nord 3 5G is made to give smooth performance and a high-quality feel. It has a powerful Dimensity 9000 processor, an AMOLED screen, and a simple, stylish design. This phone is a good choice for working people and those who watch videos often, as it gives strong performance and good battery life without slowing down.
Specification |
Details |
Display |
6.74-inch AMOLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
50MP + 8MP + 2MP |
Front camera |
16MP |
Battery capacity |
5,000 mAh |
OS |
Android 13 |
8. motorola Edge 40 Neo
If you like simple Android and strong build quality, the motorola Edge 40 Neo is a good choice. It has a curved pOLED screen, protection from water with IP68 rating, and gives good performance at a fair price. This phone is good for people who want clean software and good quality cameras.
Specification |
Details |
Display |
6.55-inch pOLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
50MP + 13MP |
Front camera |
32MP |
Battery capacity |
5,000 mAh |
OS |
Android 13 |
9. realme GT Neo 3T
The realme GT Neo 3T has 80W fast charging, a smooth AMOLED screen, and strong Snapdragon 870 performance, which makes it a good phone for people who play games or watch videos for long hours. It gives a good mix of power, speed, and price, and is a smart choice for people who understand technology and want good value under Rs. 40,000.
Specification |
Details |
Display |
6.62-inch AMOLED |
RAM |
8GB |
Storage |
128GB |
Rear camera |
64MP + 8MP + 2MP |
Front camera |
16MP |
Battery capacity |
5,000 mAh |
OS |
Android 12 |
10. Infinix Zero 30 5G
The Infinix Zero 30 5G is a very slim phone. It has a bright and smooth screen that shows clear pictures and moves fast. The front camera is very good, with 50 megapixels, which means it takes sharp and clear selfies. This phone is great for people who make videos, do video calls, or care about style. It looks nice, takes good photos, and works well for daily use.
Specification |
Details |
Display |
6.78-inch AMOLED |
RAM |
8GB |
Storage |
256GB |
Rear camera |
108MP + 13MP + 2MP |
Front camera |
50MP |
Battery capacity |
5,000 mAh |
OS |
Android 13 |
Best smartphones under Rs. 40,000 - Price list (2025)
Model |
Price in Rs. |
iQOO Neo 7 5G |
27,999 |
Samsung Galaxy M53 5G |
26,499 |
OnePlus Nord CE 3 5G |
24,999 |
Nothing Phone (1) |
28,999 |
Xiaomi Redmi Note 13 Pro+ 5G |
31,999 |
iQOO Neo 7 Pro 5G |
34,999 |
OnePlus Nord 3 5G |
33,999 |
motorola Edge 40 Neo |
22,999 |
realme GT Neo 3T |
24,999 |
Infinix Zero 30 5G |
21,999 |
You can also explore the latest offers on these top-rated phones from Bajaj Finserv to make the most of your purchase. With discounts, zero down payment options, and Easy EMIs, upgrading to your next phone is easier than ever.
Disclaimer: Prices, specifications, and availability of the above models are subject to change. Please visit the official product website to confirm the latest information.
Also read: vivo V27 5G mobile specs and price in India
Buy the best phone under 40,000 on Easy EMIs from Bajaj Finserv
Now, you can buy the best phones under Rs. 40,000 without worrying about paying a lot of money at once. With Bajaj Finserv’s easy payment options, you can pay for your new phone in simple monthly amounts called Easy EMIs. You can find out if you can get a loan easily and visit the nearest Bajaj Finserv partner store to see the phone for yourself. Some models even let you take the phone home without paying any money upfront. You can choose the best phone under Rs. 40,000 you like and pick a way to pay that works best for you. Visit Bajaj Mall to see the different options available.
Benefits of shopping with Bajaj Finserv
- Competitive prices: Bajaj Finserv partner stores offer unbeatable prices, making sure that your purchase fits your budget effortlessly.
- Easy EMIs: With Bajaj Finserv’s financing options, you can easily afford your selected product. Enjoy the freedom to choose a repayment tenure that aligns with your financial comfort.
- No upfront payment: Enjoy the convenience of no initial lump sum payment on select products, thanks to the zero down payment policy.
- Wide selection and accessibility: Finding your preferred product has never been simple. Explore an extensive collection available at Bajaj Finserv partner stores across the country.
- Exclusive deals and cashback: When you shop at a Bajaj Finserv partner store, you unlock access to exclusive deals and exciting cashback offers, enhancing your shopping experience.
- Free home delivery: Enjoy the added benefit of free delivery on select products, making your shopping journey even more seamless.
Mobile By Brands
|
Mobile by features
Mobile By Budget
5G Mobiles By Brand
5G Mobiles By Budget
|
Brand By Budget (20000)
Frequently asked questions
The Redmi Note 14 Pro+ 5G is a top choice, offering a 200MP camera, powerful performance, and fast charging, all under Rs. 40,000. Check your eligibility for a Bajaj Finserv Insta EMI Card and buy a mobile under Rs. 40,000 on Easy EMIs.
The Vivo V50 5G stands out with its excellent camera capabilities, sleek design, and robust performance, making it a great option under Rs. 40,000.
The Redmi Note 14 Pro+ 5G features a 200MP main camera, providing exceptional photo quality in this price segment.
The Samsung Galaxy A36 5G offers a user-friendly interface, reliable performance, and a trusted brand experience, ideal for first-time users.
The MediaTek Dimensity 9200+ processor in the Redmi Note 14 Pro+ 5G delivers top-tier performance, suitable for gaming and multitasking.
Bajaj Finserv app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finserv App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
- Invest in fixed deposits and mutual funds on the app.
- Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
- Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
- Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
- Shop from over 100+ brand partners that offer a diverse range of products and services.
- Use specialised tools like EMI calculators, SIP Calculators
- Check your credit score, download loan statements and even get quick customer support—all on the app.
Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.
