5 mins read
Oct 07, 2026

In summary

These phones span the upper mid-range to premium segments, giving customers options based on budget, performance, cameras, and everyday requirements.

  • Around Rs. 30,000–35,000: OPPO K13 Turbo Pro, OPPO F31 Pro Plus, OnePlus Nord 5 and OPPO Reno14 offer strong value.
  • Around Rs. 35,000–40,000: iQOO Neo 10 and realme GT 7 focus on performance and advanced features.
  • Around Rs. 40,000–50,000: OPPO Reno15 and OPPO Reno14 Pro offer a more premium experience.
  • Above Rs. 50,000: OnePlus 15R and realme 16 Pro Plus target customers seeking flagship-style performance and features.

Upgrade to a new phone on Easy EMIs from Bajaj Finance. You can convert the cost of your purchase into Easy EMIs at more than 1.5 lakh partner stores, including Reliance Digital, Croma, and Vijay Sales, making your purchase easier to manage.

What are the best mobiles under 40000 in India?

Mobile phones under Rs. 40,000 offer a strong balance of performance, camera quality, design, and battery life. You can expect powerful processors for gaming and multitasking, sharp displays for entertainment, capable cameras for photos and videos, and fast charging for everyday convenience. These phones suit customers upgrading from an older model or seeking near-premium features for work, entertainment, photography, and social media without paying flagship prices.

OnePlus 15R

The OnePlus 15R is a performance-focused smartphone powered by the Snapdragon 8 Gen 5 chipset. It features a 6.83-inch AMOLED display, 12GB RAM, and a massive 7400mAh battery with 80W fast charging. Its 50MP dual rear camera and 32MP front camera deliver solid photography.

Specification

Details

Display

6.83-inch AMOLED

Processor

Snapdragon 8 Gen 5

RAM

12GB

Storage

256GB

Rear Camera

50MP + 8MP

Front Camera

32MP

Battery

7400mAh, 80W fast charging

OS

Android v15

iQOO Neo 10

The iQOO Neo 10 is built for speed with Snapdragon 8s Gen 4, 8GB RAM, and a 7000mAh battery supporting 120W charging. It has a 6.78-inch AMOLED display and a 50MP dual rear camera setup, making it ideal for gamers and multitaskers.

Specification

Details

Display

6.78-inch AMOLED

Processor

Snapdragon 8s Gen 4

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP

Front Camera

32MP

Battery

7000mAh, 120W fast charging

OS

Android v15

OnePlus Nord 5

The OnePlus Nord 5 is designed for gaming enthusiasts with Snapdragon 8s Gen 3, a 6.83-inch Swift AMOLED display, and a 6800mAh battery. It supports 80W charging and offers a 50MP dual rear camera with a 50MP front camera.

Specification

Details

Display

6.83-inch Swift AMOLED

Processor

Snapdragon 8s Gen 3

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP

Front Camera

50MP

Battery

6800mAh, 80W fast charging

OS

Android v15

realme GT 7

The realme GT 7 packs flagship-grade performance with Dimensity 9400e, 8GB RAM, and a 7000mAh battery with 120W charging. It features a 6.78-inch LTPO AMOLED display and a triple rear camera setup with a 50MP primary sensor.

Specification

Details

Display

6.78-inch LTPO AMOLED

Processor

MediaTek Dimensity 9400e

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP + 50MP

Front Camera

32MP

Battery

7000mAh, 120W fast charging

OS

Android v15

realme 16 Pro Plus

The realme 16 Pro Plus focuses on cameras with a 200MP triple rear setup and a 50MP front camera. It runs on Snapdragon 7 Gen 4, has 8GB RAM, and a 7000mAh battery with 80W charging.

Specification

Details

Display

6.8-inch AMOLED

Processor

Snapdragon 7 Gen 4

RAM

8GB

Storage

256GB

Rear Camera

200MP + 8MP + 50MP

Front Camera

50MP

Battery

7000mAh, 80W fast charging

OS

Android v15

OPPO Reno14

The OPPO Reno14 offers a stylish design with a 6.59-inch LTPS OLED display, MediaTek MT6897 processor, and 8GB RAM. It has a 6000mAh battery with 80W charging and a triple rear camera setup led by a 50MP sensor.

Specification

Details

Display

6.59-inch LTPS OLED

Processor

MediaTek MT6897

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP + 50MP

Front Camera

50MP

Battery

6000mAh, 80W fast charging

OS

Android v15

OPPO Reno15

The OPPO Reno15 is powered by Snapdragon 7 Gen 4 with 8GB RAM and a 6500mAh battery. It features a 6.59-inch LTPS AMOLED display and a triple rear camera setup with a 50MP primary sensor.

Specification

Details

Display

6.59-inch LTPS AMOLED

Processor

Snapdragon 7 Gen 4

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP + 50MP

Front Camera

50MP

Battery

6500mAh, 80W fast charging

OS

Android v15

OPPO F31 Pro Plus

The OPPO F31 Pro Plus balances durability and performance with Snapdragon 7 Gen 3, 8GB RAM, and a 7000mAh battery. It has a 6.79-inch AMOLED display and a dual rear camera setup with a 50MP sensor.

Specification

Details

Display

6.79-inch AMOLED

Processor

Snapdragon 7 Gen 3

RAM

8GB

Storage

256GB

Rear Camera

50MP + 2MP

Front Camera

32MP

Battery

7000mAh, 80W fast charging

OS

Android v15

OPPO K13 Turbo Pro

The OPPO K13 Turbo Pro is a gaming-inspired device with Snapdragon 8s Gen 4, 8GB RAM, and a 7000mAh battery. It features a 6.8-inch LTPS AMOLED display and a dual rear camera setup with a 50MP sensor.

Specification

Details

Display

6.8-inch LTPS AMOLED

Processor

Snapdragon 8s Gen 4

RAM

8GB

Storage

256GB

Rear Camera

50MP + 2MP

Front Camera

16MP

Battery

7000mAh, 80W fast charging

OS

Android v15

OPPO Reno14 Pro

The OPPO Reno14 Pro delivers premium performance with Dimensity 8450, 12GB RAM, and a 6200mAh battery. It features a 6.83-inch OLED display and a triple rear camera setup with three 50MP sensors.

Specification

Details

Display

6.83-inch OLED

Processor

MediaTek Dimensity 8450

RAM

12GB

Storage

256GB

Rear Camera

50MP + 50MP + 50MP

Front Camera

50MP

Battery

6200mAh, 80W fast charging

OS

Android v15

 

Best smartphones under Rs. 40,000 - Price list in India (2026)

Smartphones under Rs. 40,000 give a good mix of performance, design, and value for money. They come with bright, high-quality displays, fast processors, strong cameras, and batteries that last all day. Below is the price list of the smartphones mentioned above.

Mobile

Price range in India

OnePlus 15R

Rs. 52,999–57,999

iQOO Neo 10

Rs. 43,999–48,999

OnePlus Nord 5

Rs. 33,999 onwards

realme GT 7

Rs. 39,999–46,999

realme 16 Pro Plus

Rs. 50,499 onwards

OPPO Reno14

Rs. 44,999–47,999

OPPO Reno15

Rs. 45,999–53,999

OPPO F31 Pro Plus

Rs. 32,999–34,999

OPPO K13 Turbo Pro

Rs. 29,999–31,999

OPPO Reno14 Pro

Rs. 49,999 onwards


Disclaimer: Prices are subject to change. Please check the official website for the most accurate and up-to-date information. Explore the latest offers from Bajaj Finance and grab the best deals for a premium shopping experience.

Mobile By Brands

vivo mobiles

Lava phones

iQOO mobiles

TECNO mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 


Mobile by features

10000mAh battery mobiles

120W fast charging mobiles

13MP camera mobiles

200MP camera mobiles

 16GB RAM mobiles

18GB RAM mobiles

 Dolby Atmos phones

Dual Stereo speaker mobiles

Flagship mobiles

 mobiles with 512gb internal memory

 mobiles with optical zoom

motorola curved display mobiles

ultra wide camera phones

 Sony IMX sensor camera mobiles

Xiaomi Curved Display Mobile

Mobile By Budget

Mobiles under 10,000

Mobiles under 15,000

Mobiles under 20,000

Mobiles under 25,000

Mobiles under 30,000

Mobiles under 35,000

Mobiles under 50,000

Mobiles under 60,000

Mobiles under 80,000

5G Mobiles By Brand

OPPO 5G mobiles

realme 5G mobiles

Nokia 5G mobiles

motorola 5G mobiles

Samsung 5G mobiles

Mi 5G mobiles

Vivo 5G mobiles

Google 5G mobiles

iQ00 5G mobiles

5G Mobiles By Budget

5G mobiles under 15000

5G mobiles under 20000

5G mobiles under 25000

5G mobiles under 30000

5G mobiles under 40000

 

Brand By Budget (20000)

vivo mobiles under 20000

Samsung mobiles under 20000

OnePlus mobiles under 20000

iQOO mobiles under 20000

Xiaomi mobiles under 20000

POCO mobiles under 20000

Infinix mobiles under 20000

realme mobiles under 20000

motorola mobiles under 20000

Huawei phones under 20000

 

 

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Frequently asked questions 

Can I buy a phone on EMI?

Yes, you can buy a phone with Bajaj Finance's Easy EMI options. Whether you already have the Insta EMI Card or are new to it, here is how you can get started:

If you have the Bajaj Finance Insta EMI Card:

  • Explore phones on Bajaj Mall: Choose from a wide variety of top brands and popular models.
  • Visit a partner store: Check out the phone in person at any of 1.5 lakh partner stores across 4,000 cities.
  • Use your Insta EMI Card at checkout: Convert the total cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Bring home your chosen product without paying anything upfront.

If you do not have an Insta EMI Card:

  • Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your favourite product easily and affordably.

Which phone is the best under Rs. 40,000?

The OnePlus 13R is considered one of the best phones under Rs. 40,000, thanks to its latest processor, AMOLED display, and strong battery performance. It also supports fast charging and comes with a premium design. This device is perfect for users who want flagship-like features at a lower price point.

Which mobile under Rs. 40,000 has the best camera?

The Samsung Galaxy A56 5G stands out as one of the best camera phones under Rs. 40,000. It offers a triple camera setup with excellent low-light performance, optical image stabilization, and detailed photography capabilities. These features make it ideal for anyone who enjoys taking professional-level photos without spending on higher-end flagship models.

Which phone is the best for first-time smartphone users?

For first-time smartphone users, the OnePlus 13R is a great option in the Rs. 40,000 range. It offers a simple interface, fast performance, and a user-friendly design. The phone also provides excellent battery life and reliable software updates, making it a hassle-free choice for those transitioning from feature phones to smartphones.

Which processor is the best for phones under Rs. 40,000?

The Snapdragon 8 Gen 3 is the best processor for phones under Rs. 40,000. It provides outstanding performance, efficient power usage, and smooth multitasking. Whether you are gaming, streaming, or using heavy apps, this processor ensures a lag-free experience. Devices like the OnePlus 13R use this chipset for top-notch speed.

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