5 mins read
18th September 2025

Mobile phones under Rs. 40,000 are ideal for users who want premium features at a more affordable price. These devices deliver excellent performance without the need to spend on ultra-expensive flagship models. They are designed to meet the needs of professionals, students, gamers, and entertainment lovers.

Most phones in this range come with powerful processors that handle multitasking smoothly. The bright and sharp displays make gaming, streaming, and browsing enjoyable. With fast 5G support, users can enjoy quick downloads, smooth browsing, and clear video calls. This makes them reliable for both work and leisure.

Cameras on these phones capture sharp photos and high-quality videos, making them suitable for social media and everyday photography. Large batteries ensure all-day use, while fast charging helps reduce downtime. Slim and modern designs add to their appeal. Overall, mobile phones under Rs. 40,000 give users a premium smartphone experience with strong performance and excellent value.

If you are planning to buy a new phone, you can easily explore your options online or in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

The best mobile phones under Rs. 40,000 – List with models and specification

Mobile phones under Rs. 40,000 offer a near-premium experience at a price that makes them an excellent value-for-money choice. These smartphones are equipped with powerful processors that can handle gaming, multitasking, and heavy apps with ease. They feature bright and sharp displays that make watching movies, streaming shows, and browsing the web enjoyable. Large batteries ensure long hours of usage, and most models also include fast charging so you can quickly power up and get back to using your phone.

This price range is popular among tech-savvy users because it brings advanced features without the cost of a flagship device. Many phones under Rs. 40,000 come with high-resolution cameras that take clear photos and videos, even in low light. They also include useful software features like night mode, AI photo enhancements, and 4K video recording, making them a good choice for photography lovers and content creators.

In addition to performance and camera quality, these phones often have sleek and stylish designs with premium materials, giving them a modern look. The smooth software experience and regular updates ensure that they remain fast and secure over time.

Whether you are upgrading from an older device or buying your first high-performance smartphone, mobiles in this segment provide the right mix of speed, efficiency, and durability. They are perfect for users who want a phone that can perform well for work, entertainment, and social media without crossing the flagship price range.

OnePlus 15R

The OnePlus 15R is a performance-focused smartphone powered by the Snapdragon 8 Gen 5 chipset. It features a 6.83-inch AMOLED display, 12GB RAM, and a massive 7400mAh battery with 80W fast charging. Its 50MP dual rear camera and 32MP front camera deliver solid photography.

Specification

Details

Display

6.83-inch AMOLED

Processor

Snapdragon 8 Gen 5

RAM

12GB

Storage

256GB

Rear Camera

50MP + 8MP

Front Camera

32MP

Battery

7400mAh, 80W fast charging

OS

Android v15

iQOO Neo 10

The iQOO Neo 10 is built for speed with Snapdragon 8s Gen 4, 8GB RAM, and a 7000mAh battery supporting 120W charging. It has a 6.78-inch AMOLED display and a 50MP dual rear camera setup, making it ideal for gamers and multitaskers.

Specification

Details

Display

6.78-inch AMOLED

Processor

Snapdragon 8s Gen 4

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP

Front Camera

32MP

Battery

7000mAh, 120W fast charging

OS

Android v15

OnePlus Nord 5

The OnePlus Nord 5 is designed for gaming enthusiasts with Snapdragon 8s Gen 3, a 6.83-inch Swift AMOLED display, and a 6800mAh battery. It supports 80W charging and offers a 50MP dual rear camera with a 50MP front camera.

Specification

Details

Display

6.83-inch Swift AMOLED

Processor

Snapdragon 8s Gen 3

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP

Front Camera

50MP

Battery

6800mAh, 80W fast charging

OS

Android v15

realme GT 7

The realme GT 7 packs flagship-grade performance with Dimensity 9400e, 8GB RAM, and a 7000mAh battery with 120W charging. It features a 6.78-inch LTPO AMOLED display and a triple rear camera setup with a 50MP primary sensor.

Specification

Details

Display

6.78-inch LTPO AMOLED

Processor

MediaTek Dimensity 9400e

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP + 50MP

Front Camera

32MP

Battery

7000mAh, 120W fast charging

OS

Android v15

realme 16 Pro Plus

The realme 16 Pro Plus focuses on cameras with a 200MP triple rear setup and a 50MP front camera. It runs on Snapdragon 7 Gen 4, has 8GB RAM, and a 7000mAh battery with 80W charging.

Specification

Details

Display

6.8-inch AMOLED

Processor

Snapdragon 7 Gen 4

RAM

8GB

Storage

256GB

Rear Camera

200MP + 8MP + 50MP

Front Camera

50MP

Battery

7000mAh, 80W fast charging

OS

Android v15

OPPO Reno14

The OPPO Reno14 offers a stylish design with a 6.59-inch LTPS OLED display, MediaTek MT6897 processor, and 8GB RAM. It has a 6000mAh battery with 80W charging and a triple rear camera setup led by a 50MP sensor.

Specification

Details

Display

6.59-inch LTPS OLED

Processor

MediaTek MT6897

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP + 50MP

Front Camera

50MP

Battery

6000mAh, 80W fast charging

OS

Android v15

OPPO Reno15

The OPPO Reno15 is powered by Snapdragon 7 Gen 4 with 8GB RAM and a 6500mAh battery. It features a 6.59-inch LTPS AMOLED display and a triple rear camera setup with a 50MP primary sensor.

Specification

Details

Display

6.59-inch LTPS AMOLED

Processor

Snapdragon 7 Gen 4

RAM

8GB

Storage

256GB

Rear Camera

50MP + 8MP + 50MP

Front Camera

50MP

Battery

6500mAh, 80W fast charging

OS

Android v15

OPPO F31 Pro Plus

The OPPO F31 Pro Plus balances durability and performance with Snapdragon 7 Gen 3, 8GB RAM, and a 7000mAh battery. It has a 6.79-inch AMOLED display and a dual rear camera setup with a 50MP sensor.

Specification

Details

Display

6.79-inch AMOLED

Processor

Snapdragon 7 Gen 3

RAM

8GB

Storage

256GB

Rear Camera

50MP + 2MP

Front Camera

32MP

Battery

7000mAh, 80W fast charging

OS

Android v15

OPPO K13 Turbo Pro

The OPPO K13 Turbo Pro is a gaming-inspired device with Snapdragon 8s Gen 4, 8GB RAM, and a 7000mAh battery. It features a 6.8-inch LTPS AMOLED display and a dual rear camera setup with a 50MP sensor.

Specification

Details

Display

6.8-inch LTPS AMOLED

Processor

Snapdragon 8s Gen 4

RAM

8GB

Storage

256GB

Rear Camera

50MP + 2MP

Front Camera

16MP

Battery

7000mAh, 80W fast charging

OS

Android v15

OPPO Reno14 Pro

The OPPO Reno14 Pro delivers premium performance with Dimensity 8450, 12GB RAM, and a 6200mAh battery. It features a 6.83-inch OLED display and a triple rear camera setup with three 50MP sensors.

Specification

Details

Display

6.83-inch OLED

Processor

MediaTek Dimensity 8450

RAM

12GB

Storage

256GB

Rear Camera

50MP + 50MP + 50MP

Front Camera

50MP

Battery

6200mAh, 80W fast charging

OS

Android v15

 

Best smartphones under Rs. 40,000 - Price list in India (2026)

Smartphones under Rs. 40,000 give a good mix of performance, design, and value for money. They come with bright, high-quality displays, fast processors, strong cameras, and batteries that last all day. Below is the price list of the smartphones mentioned above.

Model

Price (Rs.)

OnePlus 15R

38,999 – 39,999

iQOO Neo 10

36,999 – 38,999

OnePlus Nord 5

34,999 – 36,999

realme GT 7

37,999 – 39,999

realme 16 Pro Plus

35,999 – 37,999

OPPO Reno14

32,999 – 34,999

OPPO Reno15

33,999 – 35,999

OPPO F31 Pro Plus

31,999 – 33,999

OPPO K13 Turbo Pro

34,999 – 36,999

OPPO Reno14 Pro

39,499 – 39,999

Please note that the features, availability, and pricing of each model listed above may vary depending on the retailer and location. For the most accurate and up-to-date details, we recommend visiting the brand’s official website. Additionally, if you are considering buying a new mobile phone or any other electronic device, you can also explore the latest offers from Bajaj Finserv to enjoy exciting deals.

Turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!

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Mobile By Brands

vivo mobiles

Lava phones

iQOO mobiles

TECNO mobiles

OnePlus mobiles

Samsung mobiles

realme mobiles

Nokia mobiles

Xiaomi mobiles

Infinix mobiles

motorola mobiles

 


Mobile by features

10000mAh battery mobiles

120W fast charging mobiles

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200MP camera mobiles

 16GB RAM mobiles

18GB RAM mobiles

 Dolby Atmos phones

Dual Stereo speaker mobiles

Flagship mobiles

 mobiles with 512gb internal memory

 mobiles with optical zoom

motorola curved display mobiles

ultra wide camera phones

 Sony IMX sensor camera mobiles

Xiaomi Curved Display Mobile

Mobile By Budget

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5G Mobiles By Brand

OPPO 5G mobiles

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5G Mobiles By Budget

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Brand By Budget (20000)

vivo mobiles under 20000

Samsung mobiles under 20000

OnePlus mobiles under 20000

iQOO mobiles under 20000

Xiaomi mobiles under 20000

POCO mobiles under 20000

Infinix mobiles under 20000

realme mobiles under 20000

motorola mobiles under 20000

Huawei phones under 20000

 

 

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Frequently asked questions 

Which mobile is the best in the Rs. 40,000 range?

The best mobile in the Rs. 40,000 range includes models like the OnePlus 13R, realme GT 7, and Google Pixel 8a. These smartphones provide excellent performance, high-quality displays, and advanced camera systems. If you are looking to purchase the latest device under Rs. 40,000, you can check your eligibility for a Bajaj Finserv Insta EMI Card and enjoy Easy EMIs on the latest smartphone.

Which phone is the best under Rs. 40,000?

The OnePlus 13R is considered one of the best phones under Rs. 40,000, thanks to its latest processor, AMOLED display, and strong battery performance. It also supports fast charging and comes with a premium design. This device is perfect for users who want flagship-like features at a lower price point.

Which mobile under Rs. 40,000 has the best camera?

The Samsung Galaxy A56 5G stands out as one of the best camera phones under Rs. 40,000. It offers a triple camera setup with excellent low-light performance, optical image stabilization, and detailed photography capabilities. These features make it ideal for anyone who enjoys taking professional-level photos without spending on higher-end flagship models.

Which phone is the best for first-time smartphone users?

For first-time smartphone users, the OnePlus 13R is a great option in the Rs. 40,000 range. It offers a simple interface, fast performance, and a user-friendly design. The phone also provides excellent battery life and reliable software updates, making it a hassle-free choice for those transitioning from feature phones to smartphones.

Which processor is the best for phones under Rs. 40,000?

The Snapdragon 8 Gen 3 is the best processor for phones under Rs. 40,000. It provides outstanding performance, efficient power usage, and smooth multitasking. Whether you are gaming, streaming, or using heavy apps, this processor ensures a lag-free experience. Devices like the OnePlus 13R use this chipset for top-notch speed.

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