5 mins read
12-Aug-25

The mobile phones under Rs. 40,000 are ideal for users who want premium features without paying flagship prices. These phones offer powerful processors for smooth performance, bright and sharp displays for gaming and streaming, and fast 5G connectivity for better browsing and video calls. They are perfect for both work and entertainment.

Many phones in this range also come with high-quality cameras for detailed photos, long-lasting batteries, and fast charging support. With sleek designs and reliable performance, mobile phones under Rs. 40,000 give a premium smartphone experience at a price that offers great value.Buying the best phone under Rs. 40,000 is easy because Bajaj Finserv offers loans to fund your purchase. Check your loan eligibility and visit your nearest Bajaj Finserv store to check out the phones in person. There are over 1.5 lakh Bajaj Finserv partner stores across 4,000+ cities in India. Once you finalise the phone, choose your preferred repayment tenure and shop for it on Easy EMIs. Select models also come with zero down payment. 

The best mobile phones under Rs. 40,000 – List with models and specification

Mobile phones under Rs. 40,000 offer a premium experience at a price that delivers excellent value. These devices are equipped with powerful processors, bright and sharp displays, and long-lasting batteries, making them suitable for gaming, streaming, and everyday use. They also bring advanced features that appeal to tech-savvy users who want performance without overspending.

Many phones in this range come with high-resolution cameras for capturing clear photos and videos, as well as fast charging support for added convenience. Their sleek designs and smooth software experience make them a popular choice among users looking for both style and reliability.

Whether you are upgrading from an older device or buying your first high-end smartphone, mobile phones under this price category provide a great balance of speed, efficiency, and durability. They are perfect for those who want a device that performs well across all areas without breaking the budget.

Listed below are the 10 best mobile phones under Rs. 40,000 that are available in India. Always check the latest offers on smartphones and save big on your next purchase on Easy EMIs.

1. OnePlus 13R

The OnePlus 13R stands out with its Snapdragon 8 Gen 3 processor, ProXDR display, and a massive 6000mAh battery. It's ideal for gamers and power users who want flagship performance without crossing the Rs. 40,000 mark.

Specification

Details

Display

6.78-inch LTPO AMOLED

Processor

Snapdragon 8 Gen 3

RAM

12GB

Storage

256GB

Rear camera

50MP + 50MP + 8MP

Front camera

16MP

Battery

6000mAh

Price

Rs. 39,999

 

2. realme GT 7

The realme GT 7 offers flagship-grade performance with a MediaTek Dimensity 9400e chip and a massive 7000mAh battery. It's best suited for multimedia lovers and heavy users who value battery life and display quality.

Specification

Details

Display

6.78-inch LTPO AMOLED

Processor

MediaTek Dimensity 9400e

RAM

12GB

Storage

256GB

Rear camera

50MP + 50MP + 8MP

Front camera

32MP

Battery

7000mAh

Price

Rs. 39,998

 

3. vivo V40 Pro

The vivo V40 Pro features a sleek design, curved AMOLED display, and triple 50MP cameras. It is perfect for users who want a stylish phone with strong camera and multimedia capabilities.

Specification

Details

Display

6.78-inch AMOLED

Processor

MediaTek Dimensity 9200+

RAM

8GB

Storage

256GB

Rear camera

50MP + 50MP + 50MP

Front camera

50MP

Battery

5500mAh

Price

Rs. 37,799

 

4. HONOR 200 Pro

The HONOR 200 Pro shines with its camera performance and Snapdragon 8s Gen 3 processor. It is a great pick for photography enthusiasts who want flagship-level imaging.

Specification

Details

Display

6.78-inch AMOLED

Processor

Snapdragon 8s Gen 3

RAM

12GB

Storage

512GB

Rear camera

50MP + 12MP + 50MP

Front camera

50MP

Battery

5200mAh

Price

Rs. 38,000

 

5. Google Pixel 8a

The Pixel 8a brings Google's AI features and excellent camera performance in a compact design. It is ideal for users who prioritize clean software and photography.

Specification

Details

Display

6.10-inch AMOLED

Processor

Google Tensor G3

RAM

8GB

Storage

128GB

Rear camera

64MP + 13MP

Front camera

13MP

Battery

4492mAh

Price

Rs. 37,999

 

6. vivo V50

The vivo V50 offers ZEISS-enhanced cameras and a premium design. It is best for users who want a stylish phone with strong photography and battery life.

Specification

Details

Display

6.77-inch AMOLED

Processor

Snapdragon 7 Gen 3

RAM

8GB

Storage

128GB

Rear camera

50MP + 50MP

Front camera

50MP

Battery

6000mAh

Price

Rs. 32,999

 

7. OnePlus Nord 5

The Nord 5 features a 144Hz AMOLED display and Snapdragon 8s Gen 3, making it a gaming powerhouse. It's perfect for users who want smooth performance and immersive visuals.

Specification

Details

Display

6.83-inch Swift AMOLED

Processor

Snapdragon 8s Gen 3

RAM

8GB

Storage

256GB

Rear camera

50MP + 8MP

Front camera

50MP

Battery

6800mAh

Price

Rs. 31,999

 

8. POCO F7

The POCO F7 packs a Snapdragon 8s Gen 4 and a 7550mAh battery, offering top-tier performance and endurance. It is ideal for users who want a durable, long-lasting phone with solid specs.

Specification

Details

Display

6.83-inch AMOLED

Processor

Snapdragon 8s Gen 4

RAM

12GB

Storage

256GB

Rear camera

50MP + 8MP

Front camera

20MP

Battery

7550mAh

Price

Rs. 31,999

 

9. vivo T4 Ultra

The vivo T4 Ultra offers 3x optical zoom and a balanced performance profile. It is best suited for users who want a versatile camera setup and smooth everyday usage.

Specification

Details

Display

6.67-inch AMOLED

Processor

MediaTek Dimensity 9300 Plus

RAM

8GB

Storage

256GB

Rear camera

50MP + 8MP + 50MP

Front camera

32MP

Battery

5500mAh

Price

Rs. 37,994

 

10. Samsung Galaxy A56 5G

The Galaxy A56 5G offers a sleek design, long-term software support, and a reliable camera setup. It is ideal for users who want a balanced phone for everyday use and content consumption.

Specification

Details

Display

6.7-inch Super AMOLED

Processor

Samsung Exynos 1580

RAM

8GB

Storage

128GB

Rear camera

50MP + 12MP + 5MP

Front camera

12MP

Battery

5000mAh

Price

Rs. 38,999

 

Best smartphones under Rs. 40,000 - Price list (2025)

The smartphones under Rs. 40000 deliver a perfect combination of performance, design, and value. These devices offer high-quality displays, powerful processors, impressive cameras, and long-lasting batteries. Below is the price list of the smartphones that are mentioned above.

Specification

Details

OnePlus 13R

Rs. 39,999

realme GT 7

Rs. 39,998

vivo V40 Pro

Rs. 37,799

HONOR 200 Pro

Rs. 38,000

Google Pixel 8a

Rs. 37,999

vivo V50

Rs. 32,999

OnePlus Nord 5

Rs. 31,999

POCO F7

Rs. 31,999

vivo T4 Ultra

Rs. 37,994

Samsung Galaxy A56 5G

Rs. 38,999


*Disclaimer:
Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.

Now you can use the Mahabachat Savings Calculator to combine various offers like dealer offers, brand offers, Bajaj offers, and EMI offers—making your purchase of electronics and appliances more pocket-friendly. Calculate your extra savings today and enjoy shopping with Bajaj Finserv.

Also read: vivo V27 5G mobile specs and price in India

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Mobile By Brands

vivo mobiles

Lava phones

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TECNO mobiles

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Infinix mobiles

motorola mobiles

 


Mobile by features

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motorola curved display mobiles

ultra wide camera phones

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Xiaomi Curved Display Mobile

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5G Mobiles By Brand

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5G Mobiles By Budget

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Brand By Budget (20000)

vivo mobiles under 20000

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OnePlus mobiles under 20000

iQOO mobiles under 20000

Xiaomi mobiles under 20000

POCO mobiles under 20000

Infinix mobiles under 20000

realme mobiles under 20000

motorola mobiles under 20000

Huawei phones under 20000

 

 

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Frequently asked questions 

Which mobile is the best in the Rs. 40,000 range?

The best mobile in the Rs. 40,000 range includes models like the OnePlus 13R, realme GT 7, and Google Pixel 8a. These smartphones provide excellent performance, high-quality displays, and advanced camera systems. If you are looking to purchase the latest device under Rs. 40,000, you can check your eligibility for a Bajaj Finserv Insta EMI Card and enjoy Easy EMIs on the latest smartphone.

Which phone is the best under Rs. 40,000?

The OnePlus 13R is considered one of the best phones under Rs. 40,000, thanks to its latest processor, AMOLED display, and strong battery performance. It also supports fast charging and comes with a premium design. This device is perfect for users who want flagship-like features at a lower price point.

Which mobile under Rs. 40,000 has the best camera?

The Samsung Galaxy A56 5G stands out as one of the best camera phones under Rs. 40,000. It offers a triple camera setup with excellent low-light performance, optical image stabilization, and detailed photography capabilities. These features make it ideal for anyone who enjoys taking professional-level photos without spending on higher-end flagship models.

Which phone is the best for first-time smartphone users?

For first-time smartphone users, the OnePlus 13R is a great option in the Rs. 40,000 range. It offers a simple interface, fast performance, and a user-friendly design. The phone also provides excellent battery life and reliable software updates, making it a hassle-free choice for those transitioning from feature phones to smartphones.

Which processor is the best for phones under Rs. 40,000?

The Snapdragon 8 Gen 3 is the best processor for phones under Rs. 40,000. It provides outstanding performance, efficient power usage, and smooth multitasking. Whether you are gaming, streaming, or using heavy apps, this processor ensures a lag-free experience. Devices like the OnePlus 13R use this chipset for top-notch speed.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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