5 mins read
23rd January 2026

Buying a smartphone under Rs. 12,000 in 2025 is no longer about compromise. This price segment now offers fast 5G connectivity, smooth high-refresh displays, reliable cameras, and long-lasting batteries. Whether you are a student, a working professional, a gamer, or a content lover, there is a phone that fits your daily needs and budget. Many models in this range deliver clean software, strong performance for multitasking, and enough power for popular games. Large screens make video streaming more immersive. Stereo speakers and smooth scrolling improve the entertainment experience. Big batteries ensure full-day usage, even with heavy social media and video calls.

Camera quality has also improved. You can now capture sharp photos, record clear videos, and create social media content without spending more. Fast charging and modern designs add to the overall value. In short, the best phones under Rs. 12,000 in India in 2025 offer a complete smartphone experience. They balance performance, battery life, camera quality, and display smoothness. This makes them smart choices for everyday use, long-term reliability, and future-ready connectivity. If you are planning to buy a new phone, you can easily explore your options in-store at over 1.5 lakh+ Bajaj Finserv partner stores across 4,000+ cities. Check your loan eligibility and enjoy Easy EMI options with flexible financing. You may also benefit from zero down payment on select models.

Latest mobile phones under Rs. 12,000

The under Rs. 12,000 smartphone segment in 2025 offers powerful choices for everyday users. Phones like the motorola g45 5G and g35 5G stand out for smooth displays, clean Android experience, and balanced performance, making them ideal for multitasking and entertainment. For long battery life, models such as the vivo T4 Lite 5G, realme P3 Lite 5G, and iQOO Z10 Lite 5G are excellent. Their large batteries are perfect for students, travellers, and heavy content consumers who want all-day usage without frequent charging.

Gaming and performance-focused users can look at the POCO M7 5G and Redmi 14C 5G. Their fast refresh rate displays and efficient processors ensure smooth gameplay and lag-free scrolling. Camera lovers will appreciate options like the motorola g35 5G, Samsung Galaxy F06 5G, and TECNO Spark 30C 5G, which deliver sharp photos, reliable video quality, and good low-light performance for social media and everyday photography. Overall, these smartphones combine 5G connectivity, dependable cameras, long battery life, and smooth displays, making them the best value picks under Rs. 12,000 for work, study, entertainment, and daily use in 2025.

Top mobile phones under Rs. 12,000

1. vivo T4 Lite 5G

Designed for users who want long battery life and smooth everyday performance, the vivo T4 Lite 5G is ideal for students, binge-watchers, and social media users. Its large screen and reliable camera make it great for casual photography, video calls, and entertainment, while 5G support ensures fast downloads and future-ready connectivity.

Specification

Details

Display

6.74-inch HD+ 90Hz

Chipset

MediaTek Dimensity 6300

RAM/Storage

4GB/64GB

Cameras (Rear)

50MP + 2MP

Front camera

5MP

Battery/Charging

6,000 mAh, 15 W

Price

Rs. 10,999


2. Samsung Galaxy F06 5G

Perfect for multitaskers and long-term users, the Galaxy F06 5G combines Samsung’s trusted software experience with smooth performance and dependable cameras. With assured OS updates and a balanced feature set, it suits professionals, students, and families looking for a reliable daily driver with clean UI and solid resale value.

Specification

Details

Display

6.7-inch HD+ 90Hz PLS LCD

Chipset

MediaTek Dimensity 6300

RAM/Storage

6GB/128GB

Cameras (Rear)

50MP + 2MP

Front camera

8MP

Battery/Charging

5,000 mAh, Fast Charging

Price

Rs. 10,999


3. Redmi A4

Built for value seekers, the Redmi A4 offers strong performance for everyday tasks, social media, and casual gaming. Its large display enhances video streaming, while the capable camera system suits photography lovers on a budget. Ideal for first-time 5G users and those upgrading from entry-level smartphones.

Specification

Details

Display

6.88-inch HD+

Chipset

Snapdragon 4s Gen 2

RAM/Storage

6GB/128GB

Cameras (Rear)

50MP + 50MP

Front camera

5MP

Battery/Charging

5,160 mAh, Fast Charging

Price

Rs. 10,433


4. motorola g35 5G

A great choice for multimedia lovers and mobile photographers, the moto g35 5G delivers a sharp Full HD+ display and versatile camera setup. Its clean Android experience, stereo speakers, and smooth refresh rate make it ideal for movie streaming, light gaming, and content creation on the go.

Specification

Details

Display

6.72-inch FHD+ 120Hz

Chipset

Unisoc T760

RAM/Storage

4GB/128GB

Cameras (Rear)

50MP + 8MP

Front camera

16MP

Battery/Charging

5,000 mAh, 18 W

Price

Rs. 10,999


5. POCO M7 5G

Made for performance enthusiasts on a budget, the POCO M7 5G stands out with its ultra-smooth 120Hz display and powerful Snapdragon processor. It’s ideal for gamers, binge-watchers, and heavy app users who want fast response, long battery life, and future-ready 5G at an aggressive price.

Specification

Details

Display

6.88-inch HD+ 120Hz

Chipset

Snapdragon 4 Gen 2

RAM/Storage

6GB/128GB

Cameras (Rear)

50MP

Front camera

8MP

Battery/Charging

5,160 mAh, 33 W

Price

Rs. 11,499


6. Redmi 14C 5G

Ideal for entertainment lovers, the Redmi 14C 5G combines a large 120Hz display with smooth performance and long battery life. Its clean HyperOS experience and reliable camera make it perfect for streaming, social media, and everyday productivity, offering excellent value for budget-conscious 5G buyers.

Specification

Details

Display

6.88-inch HD+ 120Hz

Chipset

Snapdragon 4 Gen 2

RAM/Storage

4GB/128GB

Cameras (Rear)

50MP

Front camera

8MP

Battery/Charging

5,160 mAh, 18 W

Price

Rs. 10,868


7. realme P3 Lite 5G

With a slim design and powerful battery, the realme P3 Lite 5G is perfect for users who want long screen time and smooth multitasking. It suits students, travelers, and professionals who rely on fast connectivity, clean visuals, and dependable performance throughout the day.

Specification

Details

Display

6.67-inch HD+

Chipset

MediaTek Dimensity 6300

RAM/Storage

4GB/128GB

Cameras (Rear)

32MP

Front camera

8MP

Battery/Charging

6,000 mAh

Price

Rs. 11,999


8. iQOO Z10 Lite 5G

Built for power users, the iQOO Z10 Lite 5G focuses on all-day endurance and fast performance. Its large battery makes it ideal for gamers, binge-watchers, and heavy social media users who need long hours of use without frequent charging, along with smooth 5G connectivity.

Specification

Details

Display

6.74-inch HD+

Chipset

MediaTek Octa-core

RAM/Storage

4GB/128GB

Cameras (Rear)

50MP

Front camera

Not Specified

Battery/Charging

6,000 mAh

Price

Rs. 11,969


9. TECNO Spark 30C 5G

A feature-rich option for photography lovers, the Spark 30C 5G delivers a smooth 120Hz display, capable AI camera, and modern design. It is perfect for young users who enjoy content creation, gaming, and social media, along with useful extras like NFC and infrared.

Specification

Details

Display

6.67-inch HD+ 120Hz

Chipset

MediaTek Dimensity 6300

RAM/Storage

4GB/128GB

Cameras (Rear)

48MP

Front camera

8MP

Battery/Charging

5,000 mAh

Price

Rs. 10,499


10. motorola g45 5G

The moto g45 5G is an excellent all-rounder for power users, offering strong performance, a smooth 120Hz display, and premium design with stereo speakers. Ideal for gamers, photographers, and professionals, it balances speed, camera quality, clean software, and long-term reliability.

Specification

Details

Display

6.5-inch HD+ 120Hz

Chipset

Snapdragon 6s Gen 3

RAM/Storage

8GB/128GB

Cameras (Rear)

50MP + 2MP

Front camera

16MP

Battery/Charging

5,000 mAh, 18 W

Price

Rs. 11,999


Best smartphones under 12,000 – Price list in India (2025)

The Rs. 12,000 price bracket in 2025 delivers exceptional value, offering 5G access, smooth displays, capable cameras, and long battery life without stretching the budget. These price points are ideal for students, first-time 5G buyers, and everyday users who want reliable performance, modern features, and strong after-sales support at an affordable cost.

SKU

Price

vivo T4 Lite 5G

Rs. 10,999

Samsung Galaxy F06 5G

Rs. 10,999

Redmi A4

Rs. 10,433

motorola g35 5G

Rs. 10,999

POCO M7 5G

Rs. 11,499

Redmi 14C 5G

Rs. 10,868

realme P3 Lite 5G

Rs. 11,999

iQOO Z10 Lite 5G

Rs. 11,969

TECNO Spark 30C 5G

Rs. 10,499

motorola g45 5G

Rs. 11,999


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Frequently asked questions

Which are the best mobile phones under Rs. 12,000 available in the market?

Top options under Rs. 12,000 include motorola g45 5G, POCO M7 5G, Samsung Galaxy F06 5G, Redmi 14C 5G, and vivo T4 Lite 5G. They offer a good mix of smooth displays, reliable cameras, strong battery life, clean software, and future-ready 5G connectivity for everyday users. You can shop on Easy EMIs using the Bajaj Finserv Insta EMI Card. Check your eligibility and preapproved limit in just a few simple steps and make the purchase easy on your pocket.

Which phone is the best in terms of camera quality under Rs. 12,000?

The motorola g35 5G stands out for camera quality with its high-resolution main sensor, ultra-wide lens, and advanced image processing. It delivers sharp photos, better low-light performance, and stable video, making it ideal for social media, travel photography, and casual content creation.

Which phone is best for first-time smartphone users?

Samsung Galaxy F06 5G is ideal for first-time users due to its simple One UI interface, smooth performance, reliable camera, and long software support. It offers easy navigation, stable performance, and strong after-sales service, making the transition from feature phones very comfortable.

Which is the best 5G phone under Rs. 12,000?

motorola g45 5G is the best overall 5G phone under Rs. 12,000. It combines a powerful Snapdragon processor, smooth 120Hz display, clean Android experience, good cameras, and stereo speakers, making it suitable for gaming, streaming, multitasking, and long-term usage.

What is the best smartphone under Rs. 12,000 for photography?

For photography, motorola g35 5G and TECNO Spark 30C 5G are strong choices. They offer detailed main cameras, good colour processing, and useful camera modes for portraits, night shots, and social media-ready photos at an affordable price.

What Android phone under Rs. 12,000 has the best processor?

The motorola g45 5G, powered by the Snapdragon 6s Gen 3, offers the best processor in this price range. It delivers smoother gaming, faster app loading, and better long-term performance compared to entry-level chipsets from MediaTek and older Snapdragon series.

Which phone under Rs. 12,000 has the best audio quality?

motorola g45 5G and g35 5G offer the best audio experience with stereo speakers and Dolby Atmos support. They provide louder output, clearer vocals, and better bass, making them ideal for watching movies, listening to music, and gaming without earphones.

What is the best phone under Rs. 12,000 for video recording?

The motorola g35 5G is excellent for video recording with stable Full HD and 4K support, good dynamic range, and reliable autofocus. It is suitable for vlogging, reels, and everyday video capture with consistent quality and smooth stabilisation.

Which phone company is the best under Rs. 12,000?

motorola stands out as the best brand under Rs. 12,000 due to its clean Android experience, strong performance, reliable cameras, stereo speakers, and good software support. Models like g45 5G and g35 5G offer excellent overall value and long-term usability.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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