Latest mobile phones under Rs. 12,000 are a great choice for users who want smart features, smooth performance, and stylish design at an affordable price. These phones are perfect for everyday use like calling, browsing, social media, and light gaming. Many of them come with large displays, good cameras, and reliable battery life, offering a complete experience for budget-conscious buyers.
This price range includes options from trusted brands such as realme, itel, Samsung, and Mi mobiles, all known for delivering solid build quality and value-packed features. These phones often include fingerprint sensors, face unlock, and clean software that make them feel modern and easy to use.
Users looking for practical and affordable smartphones will find these devices ideal for students, first-time users, and even seniors. With smooth performance, decent multitasking, and long battery support, these phones are made for real-life use and comfort.
Top mobile phones under Rs. 12,000
Considering these devices have relatively low price points, finding a model that can comfortably handle all your demands can be difficult. Segregate them based on their specifications to avoid wasting money on a device that will not meet your needs. This way, you can scout for a phone under Rs. 12,000 and get the most value for your purchase. To get started, here are a few outstanding models.
vivo T4 Lite
The vivo T4 Lite is built for people who want an affordable phone with smooth daily use. Its design is slim and modern, making it easy to carry. The phone handles apps, browsing, and videos without trouble, while the display feels bright and clear. It is a practical choice for customers who want style, performance, and value in a budget-friendly 5G smartphone.
Specification
|
Details
|
Display (Main)
|
6.56-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
MediaTek Dimensity 6100+
|
RAM
|
4GB/6GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
5000 mAh
|
Weight
|
185 g
|
Price
|
Rs. 10,999
|
TECNO Spark Go 5G
The TECNO Spark Go 5G is designed for buyers who want a simple and reliable 5G phone without spending much. It feels smooth for everyday use, like calls, browsing, and social media. The design looks neat and is easy to hold, while the battery lasts well through the day. It is a smart pick for people looking for 5G speed at a low cost.
Specification
|
Details
|
Display (Main)
|
6.6-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
MediaTek Dimensity 6020
|
RAM
|
4GB
|
Storage
|
64GB/128GB
|
Rear camera
|
13MP + AI Lens
|
Front camera
|
8MP
|
Battery
|
5000 mAh
|
Weight
|
190 g
|
Price
|
Rs. 9,499
|
Xiaomi Redmi 13 5G
The Xiaomi Redmi 13 5G is built for users who want smooth performance and a modern design at a fair price. Its display is bright and clear, making it enjoyable for videos and apps. The phone handles multitasking easily and feels comfortable to hold. It is a dependable option for customers who want 5G speed, solid battery life, and reliable performance in daily use.
Specification
|
Details
|
Display (Main)
|
6.6-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
Qualcomm Snapdragon 4 Gen 2
|
RAM
|
4GB/6GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
5000 mAh
|
Weight
|
195 g
|
Price
|
Rs. 10,499
|
vivo Y29 5G
The vivo Y29 5G is made for people who want a slim and stylish 5G phone with dependable features. It runs smoothly for everyday tasks like browsing, calls, and entertainment. The phone looks modern and feels light in the hand, making it easy to carry. It is a good choice for customers who want practical performance with a design that stands out.
Specification
|
Details
|
Display (Main)
|
6.56-inch AMOLED
|
Display (External)
|
No
|
Processor
|
MediaTek Dimensity 6020
|
RAM
|
4GB/6GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
5000 mAh
|
Weight
|
187 g
|
Price
|
Rs. 11,999
|
POCO C71
The POCO C71 is created for buyers who want dependable use at a budget cost. It feels smooth for basic activities like calling, social media, and light apps. The large battery makes it reliable for all-day use, while the design feels simple and practical. It is a great option for people who want a good balance of performance and affordability.
Specification
|
Details
|
Display (Main)
|
6.52-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
Unisoc T612
|
RAM
|
4GB/6GB
|
Storage
|
64GB/128GB
|
Rear camera
|
13MP + AI Lens
|
Front camera
|
5MP
|
Battery
|
5000 mAh
|
Weight
|
190 g
|
Price
|
Rs. 7,499
|
Xiaomi Redmi 14C
The Xiaomi Redmi 14C is designed for customers who want value, style, and smooth daily use. It runs apps and browsing with ease, and the design feels slim and comfortable. The display looks clear for watching videos and reading, while the phone has dependable battery backup. It is a reliable choice for people who want budget-friendly performance with a modern feel.
Specification
|
Details
|
Display (Main)
|
6.6-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
MediaTek Helio G88
|
RAM
|
4GB/6GB
|
Storage
|
64GB/128GB
|
Rear camera
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery
|
5000 mAh
|
Weight
|
193 g
|
Price
|
Rs. 9,999
|
Samsung Galaxy M16 5G
The Samsung Galaxy M16 5G is built for customers who trust Samsung and want affordable 5G performance. Its display is bright and colourful, making it enjoyable for entertainment. The phone runs smoothly for apps and social media, while the battery lasts long enough for daily use. It is an excellent option for buyers who want reliable 5G speed with Samsung’s trusted design and support.
Specification
|
Details
|
Display (Main)
|
6.6-inch AMOLED
|
Display (External)
|
No
|
Processor
|
MediaTek Dimensity 6100+
|
RAM
|
4GB/6GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 2MP
|
Front camera
|
13MP
|
Battery
|
5000 mAh
|
Weight
|
188 g
|
Price
|
Rs. 11,999
|
POCO M7
The POCO M7 is designed for people who want speed and performance at a low price. It feels fast for apps, browsing, and even gaming, while the design looks bold and stylish. The phone is dependable for long use thanks to its large battery. It is a sensible choice for customers who want both speed and value in the budget smartphone category.
Specification
|
Details
|
Display (Main)
|
6.6-inch AMOLED
|
Display (External)
|
No
|
Processor
|
MediaTek Dimensity 7020
|
RAM
|
6GB
|
Storage
|
128GB
|
Rear camera
|
64MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5000 mAh
|
Weight
|
191 g
|
Price
|
Rs. 11,499
|
Infinix Note 50X
The Infinix Note 50X is created for buyers who want a large display and a long battery at a budget. It feels comfortable to use for videos, browsing, and social media. The design looks modern and stylish, while the phone runs smoothly for daily apps. It is a practical choice for customers who want big screen entertainment and long usage without high cost.
Specification
|
Details
|
Display (Main)
|
6.78-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
MediaTek Helio G88
|
RAM
|
4GB/6GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5000 mAh
|
Weight
|
196 g
|
Price
|
Rs. 9,999
|
moto G45 5G
The moto G45 5G is built for customers who want a clean Android experience with smooth 5G use. It feels light in the hand and runs apps without lag. The display is clear and bright, making it enjoyable for videos and browsing. With a dependable battery, it is a great option for buyers who want motorola’s trusted design and reliable use at an affordable price.
Specification
|
Details
|
Display (Main)
|
6.58-inch IPS LCD
|
Display (External)
|
No
|
Processor
|
Qualcomm Snapdragon 6s Gen 1
|
RAM
|
6GB
|
Storage
|
128GB
|
Rear camera
|
50MP + 8MP + 2MP
|
Front camera
|
16MP
|
Battery
|
5000 mAh
|
Weight
|
185 g
|
Price
|
Rs. 11,999
|
Best smartphones under 12,000 – Price list in India 2025
The phones priced between Rs. 7,000 and 12,000 are built to provide smooth daily use, long battery life, and reliable performance at a budget. These models balance design, display quality, and practicality, making them suitable for customers who want modern looks and 5G speed without overspending.
Model
|
vivo T4 Lite
|
TECNO Spark Go 5G
|
Xiaomi Redmi 13 5G
|
vivo Y29 5G
|
POCO C71
|
Xiaomi Redmi 14C
|
Samsung Galaxy M16 5G
|
POCO M7
|
Infinix Note 50X
|
moto G45 5G
|
Please note that the features, availability, and pricing of each model listed above may vary depending on the retailer and location. For the most accurate and up-to-date details, we recommend visiting the brand’s official website. Additionally, if you are considering buying a new mobile phone or any other electronic device, you can also explore the latest offers from Bajaj Finserv to enjoy exciting deals.
Turn good deals into great ones. Use the Maha Bachat calculator to combine multiple offers and unlock your best possible deals. Calculate your extra savings now!
Shop smart with Easy EMIs
Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.
Why use the Maha Bachat Savings Calculator
Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.
- Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
- Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
- Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.
- Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.
Mobile by brands
Mobile by budget
5G mobiles by brand
5G mobiles by budget
Brand by budget (Rs. 20,000)
Mobile by features