5 Reasons to avail a Gold Loan from Bajaj Finserv
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5 Reasons to avail a Gold Loan from Bajaj Finserv

  • Highlights

  • Avail funds up to Rs.10 lakh against your gold, at the right valuation

  • Repay your loan in 240 months at no part pre-payment charges

  • Get a part release option along with a top-up loan facility

  • Experience maximum safety for your pledged asset

When you have the need for finances, whether to fund your child's wedding or for the down payment of a new car you want to buy, you can look into a secured loan. If you don’t have a strong credit score or do not like the idea of availing a personal loan, you can opt for a gold loan. A Gold Loan from Bajaj Finserv offers you funds up to Rs.10 lakh at attractive rates of interest and flexible repayment terms. With a gold loan you can take care of immediate needs while your gold is safely kept with the lender for you to claim at a later date.

Keep reading to understand the unique benefits offered to you by Bajaj Finserv, so that you have immediate access to cash that you need.

1. Pledge your gold for an ample sum

With a loan up to Rs.10 lakh, you can easily fund all your needs, whether they are personal, or professional. Your loan is sanctioned with great ease because of the security you present in the form of gold. Your gold is carefully evaluated in-house by Bajaj Finserv with a carat meter to give you to add to the security of your prized asset.

2. Enjoy easy and simple repayment

When you avail a Gold Loan from Bajaj Finserv you get a flexible tenor of repayment that extends up to 240 months. This means you can repay the amount comfortably according to your capacity and income without straining your finances. Also, if you decide to avail the foreclosure facility or make part-prepayments, you can do so stress-free as you don’t have to pay anything extra for this convenience. This makes your repayment structure of the loan more affordable.

3. Repay flexibly with options that suit you

With Bajaj Finserv you get a wide range of options when it comes to repaying your loan amount. You may choose to pay only the interest on a monthly or quarterly basis and, repay the principal amount at the end of your tenor. Another option is that you can pay EMIs that comprise of the principal as well as interest amount. Lastly, you may pay the interest at the start of your tenor and clear the principal amount later on when you have the funds to do so. This makes managing your cash flow easier.

4. Make the most of added convenience with a part release and top-up facility

If you have pledged your gold ornaments or jewellery and need some of them back for an occasion or other reasons, Bajaj Finserv offers you a part-release facility. This way you have the choice of getting back you pledged gold when you need it. Additionally, you can also get a top-up on your gold loan if you have the need for more funds.

5. Experience maximum safety for your pledged asset

Now you don’t need to worry about the secure storage of your gold as Bajaj Finserv has strong room that come with superlative security protocols to protect and safeguard your asset.

Eligibility criteria and application for a Gold Loan from Bajaj Finserv

If you are a businessman, farmer, trader, salaried or self-employed professional between the age of 21 to 70 years you are eligible to apply for a gold loan. The only documentation you need to avail the loan service is your KYC documents. To apply for a Bajaj Finserv Gold Loan, you can visit the nearest branch office or contact [email protected] for doorstep service.

With the ease and convenience that the Bajaj Finserv Gold Loan provides, meeting your financial needs just got easier. Get started today by checking your pre-approved loan offer to simplify your borrowing journey with a 1-step verification and faster disbursal.

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