Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan offer up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
Also explore the latest offers. You may find a great deal on a model that matches your needs.
Buyer scenario:
Aman, a college student in Lucknow, needs the Infinix Note 12 5G for online classes, streaming lectures, and staying connected through mobile data. Its 6.7-inch AMOLED display and 5,000 mAh battery suit his daily study and entertainment needs.
He considers the following 6-month EMI plan:
- Product price: Rs. 9,999
- Assumed down payment: Rs. 0
- Loan amount: Rs. 9,999
- Repayment tenure: 6 months
- Estimated monthly EMI: Rs. 1,666.50
- Total repayment: Rs. 9,999, assuming no interest or additional charges
Aman can check his loan eligibility and confirm the model's availability and EMI options at a Bajaj Finance partner store.
The price and EMI figures are estimated examples. Actual prices and EMI amounts will differ in-store depending on availability, eligibility, interest, and applicable charges.