What is RERA and why it matters?
Before we start searching, let us understand RERA. The Real Estate (Regulation and Development) Act, 2016, was introduced to protect buyers like you. It ensures developers stick to promises, complete projects on time, and avoid misleading claims.Every registered project is listed on the official RERA website. This makes it easy to check its status and credentials before investing.
Why choose a RERA-registered project?
Buying a RERA-registered property comes with several benefits:- Transparency: Developers must share all project details, including approvals, timelines, and costs.
- Accountability: RERA penalises builders for project delays.
- Consumer protection: Buyers can file complaints with the RERA authority if any violations occur.
- Secure investment: All legal aspects are verified, reducing the risk of fraud.
Steps to search for RERA registered projects in Gurgaon
To search for RERA registered projects in Gurgaon, you can:Go to theHaryana Real Estate Regulatory Authoritywebsite.
Click HRERA Gurugram in the top right corner of the homepage.
Click ‘Projects.’
Click ‘Registered Projects.’
Enter the necessary information to search for the project.
Click ‘Search.’
You can search for a project by:RERA ID, Project builder, Project year, and Builder's name and district.
Visit the site personally
While online research is great, nothing beats a personal visit. When you visit a project site:- Check the construction quality.
- Confirm it matches the RERA-approved plan.
- Speak to residents (if possible) for honest feedback.
Tips to keep in mind while searching
- Avoid unregistered projects: Any project without a valid RERA number is a red flag.
- Read reviews: Look for feedback from existing buyers on social media or property forums.
- Compare projects: Shortlist multiple options and compare their location, amenities, and prices.
- Understand the fine print: Carefully read the sale agreement and ensure no hidden costs.
Financing your home purchase
While finding the right project is essential, planning your finances is equally important. Gurgaon’s real estate market can be competitive, so set a clear budget.If you are short on funds, a home loan can help. Use online tools like home loan eligibility calculators to determine your borrowing power. It is a smart way to bridge the gap between your savings and the property cost.
Explore Bajaj Housing Finance Home Loan
Once you have identified the perfect property, financing it becomes the next step. That is where Bajaj Housing Finance Home Loan comes in. Offering attractive interest rates, flexible repayment options, and quick processing, it is designed to make your property purchase smooth and stress-free.Here are a few benefits of opting for a Bajaj Housing Finance Home Loan:
1. High loan amount: Secure a home loan of up to Rs. 15 crore* to bring your dream home to life.
2. Low interest rates: Enjoy interest rates starting 8.25%* p.a, and EMIs as low as Rs. 741/lakh*.
3. Quick approval: Get approved within 48 Hours* of applying – sometimes even sooner.
4. Flexible repayment tenure: Choose a repayment term of up to 32 years for comfortable EMIs.
5. Simple application: Take advantage of doorstep document collection for a smooth process.
6. Balance transfer facility: Move your existing home loan and get a top-up loan with better terms.
Apply for Bajaj Housing Finance Home Loan today.