How To Get Rs. 3 Lakh Loan Without Salary Slips

Read on to know the reliable method to get Rs. 3 lakh loan instantly, know the eligibility criteria, and the process to access the funds you need immediately.
Personal loan
5 min read
27 January 2024

Individuals seeking quick funds often find a personal loan to be the optimal choice. These loans provide financial versatility by offering lump-sum amounts for a variety of purposes. Unsecured in nature, personal loans usually come with fixed interest rates and predetermined repayment terms. Lenders evaluate eligibility factors like credit score, employment history, income, and more before approving the personal loan request. The borrowed funds can be utilised for a range of needs, including medical emergencies, education expenses, or other significant financial obligations.

How to get Rs. 3 lakh loan without salary slips?

For swift access to a fund of Rs. 3 lakh, consider applying for a personal loan through Bajaj Finance Limited. Simply fulfil the straightforward eligibility criteria, submit required documents such as ID, address proof, and income details, and complete the application on our website or mobile app. It is crucial to provide accurate information to facilitate a quick approval process. Bajaj Finance Personal Loans are recognised for their efficient and prompt disbursal procedures.

How to apply for a Rs. 3 lakh personal loan?

You can apply for a Bajaj Finance Personal Loan by following these simple steps:

  • Visit the personal loan page and click on ‘APPLY’.
  • Enter your 10-digit mobile number and OTP.
  • Fill in the application form with your basic details.
  • Now, click on ‘PROCEED’ to visit the loan selection page.
  • Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
  • Choose the repayment tenure – you can select tenure options of 6 months to 96 months and click on ‘PROCEED’.
  • Complete your KYC and submit your application.

What are the eligibility criteria for a 3 lakh loan?

The eligibility criteria for a personal loan differ from lender to lender. You can qualify for a Bajaj Finance Personal Loan once you meet the five simple eligibility criteria mentioned below:

  • Nationality: India
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

*You should be 80 years* or younger, at the end of the loan tenure.

Bajaj Finance Limited offers a seamless experience with the large loan amounts, quick disbursal, ensuring instant access to funds in your account. You can enjoy flexibility with our customisable EMI options, coupled with attractive personal loan interest rates to suit varying financial needs. Borrowers can get a personal loan of up to Rs. 40 lakh, which can be utilised for a range of expenses like health care, wedding costs, educational expenses, and house improvements. Avail of funds with minimal documentation and get the funds that you need within 24 hours* of approval. Apply now for the best personal loan deal.

Apply for our Personal Loan

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*Terms and conditions apply

Frequently asked questions

Can I get a Rs. 3 lakh loan without income proof?

It's challenging to get a Rs. 3 lakh loan without income proof. Lenders typically require proof of income to assess repayment ability and mitigate risk.

How much salary is required for Rs. 3 lakh personal loan?

The salary required for a Rs. 3 lakh personal loan depends on various factors, including the lender's criteria and your existing financial obligations. Generally, a stable income above Rs. 25,001 per month is necessary.

Can I get a loan without a salary slip?

It's difficult to secure a loan without a salary slip as it serves as proof of income. Lenders use it to evaluate your repayment capacity and assess the risk associated with lending to you.