How to finance your specialisation after MBBS

Here is how an exclusive loan for doctors can help you to become a superspecialist physician.
Doctor Loan
3 minutes
2 April 2023

You have recently finished your MBBS and are looking ahead. While completing your degree, you have been exposed to several surgical and medical specialities. Yet, to become a surgeon or specialist, you must pursue a super-specialisation after MBBS.

If you want to do a PG course after MBBS, you can easily do so with financial help from an exclusive loan for doctors.

What can you get?

When you choose a doctor loan, you can get an amount as high as Rs. 80 lakh, at a nominal rate of interest. You can repay this loan over a long tenure ranging up to 8 years.

The Flexi Loan option makes your EMIs even more affordable. You can use this facility to borrow only what you need, when you need it. Interest is only charged on the amount that is actively used, resulting in lower EMIs. Also, you can choose to pay simply interest as EMIs for the early part of the loan term.

Who is eligible?

Any doctor who is between 22 years and 80 years old can apply for this loan to do a PG after MBBS. You must also have a CIBIL Score of 685 or higher.

You just need two sets of paperwork to apply for this loan: your medical registration certificate and your KYC, which serves as identification and address verification.

How can you apply for the loan?

If you are an existing Bajaj Finance customer, you may already have a pre-approved personal loan offer waiting for you. Simply enter a few details here to check your offer.

You can still easily get a loan for doctors even if you do not currently have a pre-approved offer, or are a new customer. You can apply for this loan online by filling out a short form. After that, you must choose your desired loan option and repayment duration. Before submitting your application, you must upload your documents.

After your application has been reviewed and approved, you will get the funds in your account within 48 hours*.

Read more about doctor loan

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