Features and benefits of our home loan

Read on to know why our home loan is a great option.

Features and benefits of our home loan

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Home Loan - Features and benefits

Our Home Loan offers a sizeable loan and competitive interest rates. Know other benefits.

  • Loan amount of Rs. 15 crore*

    Loan amount of Rs. 15 crore*

    Buy your dream home and secure your future. Avail of a sizeable loan of up to Rs. 15 crore*.

  • Low interest rates

    Low interest rates

    Salaried professionals can avail of the loan at low interest rates starting at 8.50%* p.a. Pay EMIs as low as Rs. 733/lakh*.

  • Approval in 48 Hours*

    Approval in 48 Hours*

    Your loan will be approved within the next 48 Hours* or earlier in some cases, after your application submission.

  • Tenure of up to 40 years

    Tenure of up to 40 years

    Benefit from our long repayment tenure of up to 40 years and repay comfortably.

  • Hassle-free application

    Hassle-free application

    Skip numerous branch visits by opting for our doorstep document pick-up service and experience a comfortable application process.

  • No foreclosure fee*

    No foreclosure fee*

    Salaried individuals who choose floating interest rates can prepay a part of their loan or foreclose the entire loan without paying an additional fee.

  • Balance Transfer

    Balance Transfer

    Use our home loan balance transfer facility and qualify for a top-up loan of up to Rs. 1 crore* or higher.

  • 5000+ approved projects

    5000+ approved projects

    Choose from our 5000+ approved projects to avail of a quick loan.

  • Externally benchmarked interest rates

    Externally benchmarked interest rates

    You can choose to link your interest rate to an external benchmark, such as the Repo Rate. This benefits you during favourable market trends.

  • *Terms and conditions apply

    Home loans are the most common kind of loan used to buy a property. Given that it is a secured loan, the interest rate on a home loan is significantly lower than that of any other loan type. Better interest rates, an easy repayment tenure, and other benefits are all available with the Bajaj Finserv Home Loan.

    Anyone with a salary can easily apply for our house loan. If you have the required documentation on hand, our application procedure is quick and easy, and you may submit a loan request in just a few minutes.

    Other alternatives, both of which are free, include prepayment and foreclosure. There are no fees associated with paying off your loan early if you are an individual salaried borrower with a flexible interest rate.

    Still haven’t found what you are looking for? Click on any of the links at the top of this page.

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How to apply for a home loan

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Step-by-step guide to applying for a home loan

  1. Click on the 'APPLY' button on this page.
  2. Enter your full name, mobile number, and pin code, and choose ‘Salaried employee’ as the employment type.
  3. Now select the type of loan you wish to apply for.
  4. Generate and submit your OTP to verify your phone number.
  5. Upon OTP verification, enter additional details like your monthly income, required loan amount, and if you have identified the property.
  6. In the next steps, enter your PAN number and any other details as requested depending on your selected occupation type.
  7. Click on the ‘SUBMIT’ button.

That is it! Your application is submitted. Our representative will connect with you and guide you through the next steps.