3 min 
28-August-2025

With scorching summers and rising temperatures, air conditioners (ACs) have become a near-necessity in India. The hot and humid climate can significantly impact comfort and well-being at home. ACs provide cool air, improving sleep quality and productivity. For those concerned about upfront costs, many retailers offer ACs on Easy EMIs. These EMI options allow you to spread the cost over manageable monthly installments, making it a more accessible cooling solution.

Buying the latest air conditioners on Bajaj Finserv’s Easy EMIs is quick and hassle-free. Shop for the best air conditioners from top brands like Blue Star, Godrej, LG, Onida, Hitachi, Voltas, Carrier, Whirlpool, Lloyd, Blue Star, Samsung, and Haier on easy EMIs.

You can now shop for 1 million+ products, including the latest air conditioners with Bajaj Finserv’s financing options. Shop for up to Rs. 3 lakh on easy EMIs and repay comfortably over a tenure of 3 months to 60 months.

Visit any of our partner stores, select the air conditioner you wish to buy, and divide its cost into Easy EMIs. You can also avail benefits like zero down payment on select products. Check your loan eligibility to get started.

What to look for before buying an air conditioner

You should consider the energy efficiency ratings (EER or SEER), the size and capacity that is suited to your room, and the noise levels.

You should also look for additional features like a programmable thermostat, a sleep mode, and Wi-Fi connectivity for remote control.

You should check the warranty terms and customer reviews for reliability and after-sales service.

You must evaluate the initial cost against the long-term energy savings to ensure you make the best investment.

Why spend more when you can save more?

Use the Maha Bachat savings calculator to combine dealer offers, brand offers, and Bajaj offers to bring down your purchase cost. Calculate your extra savings today!

Different types of air conditioners

Air conditioners come in various types, each catering to different needs and spaces:

Window AC: Ideal for single rooms, mounted on windows or walls.

Split AC: Consists of indoor and outdoor units, suitable for larger rooms.

Portable AC: Movable units, good for temporary cooling.

Central AC: Provides cooling for entire homes via ductwork.

Ductless Mini-Split: Flexible for individual rooms without ducts.

Hybrid AC: Combines electric and gas power for efficiency.

Geothermal AC: Uses the earth's constant temperature for energy-efficient cooling.

Best air conditioner brands in India

Many factors determine the best air conditioner, including your budget, room size, and desired features. Leading brands in the Indian market offer a variety of options that cater to different needs.

Daikin and LG are renowned for their powerful inverter technology and smart features. Daikin is particularly known for its energy efficiency, while LG is popular for its AI-powered features and durable compressors.

Voltas is a trusted Indian brand that offers excellent value for money with a robust service network. Their models are built to handle the extreme temperatures of the Indian climate.

Blue Star and Carrier are also highly regarded for their reliable cooling performance and wide range of products, including portable AC models, for both residential and commercial use.

Price list of top selling air conditioners (AC) in India (September 2025)

Top-selling air conditioners offer a mix of energy efficiency, advanced technology, and competitive pricing for the Indian market. These models feature modern inverter compressors, which give you powerful cooling while keeping electricity bills low. Consider these popular options from leading brands when you are making your decision.

Model and features

Approximate price

LG 1.5-ton 5-star dual inverter split AC with AI convertible cooling

Rs. 44,990 to Rs. 47,490

Daikin 1.5-ton 5-star inverter split AC with 3D airflow technology

Rs. 45,490 to Rs. 48,000

Voltas 1.5-ton 3-star inverter split AC with multi-adjustable modes

Rs. 32,989 to Rs. 34,990

Disclaimer: Please note that specific features, models, and pricing may vary depending on the region and time of purchase. It is recommended to visit the official website or authorised retailers for the latest information.

Please note: Easy EMI facility is applicable on purchases above Rs. 5,000.

Also read: How to maintain your AC filter for optimal performance

Smart shopping starts here: Explore exclusive offers and pair them with affordable Easy EMIs for a rewarding shopping experience.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands on Bajaj Mall. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.

Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.

Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.

Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.

Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Pro tip:

Celebrate Ganesh Chaturthi the smarter way – bring home appliances and gadgets at up to 60% off

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You can easily buy an AC on Bajaj Mall using the Bajaj Finserv Insta EMI Card

If you are a Bajaj Finserv Insta EMI Card holder, follow the below-mentioned steps to shop online:

  1. 1 Go to the Bajaj Mall website and log in with your registered mobile number
  2. 2 Choose an air conditioner and a repayment timeline
  3. 3 Add your delivery address
  4. 4 Provide the OTP sent to your phone to complete the purchase

You can shop for the latest air conditioner on Easy EMI through other e-commerce websites such as Amazon, Flipkart or from a brand’s own e-store.

If you have the Bajaj Finserv EMI Network Card, you can effortlessly shop for air conditioners, laptops, smartphones, and other electronics at any of our partner stores.

Apply for Bajaj Finserv Insta EMI Card

Top features of window ACs and split ACs

Here’s a closer look at some of the key features of window ACs:

  • Budget-friendly: Perfect for renters or tight budgets.
  • Limited power and efficiency: Better for small rooms. Less energy-efficient, leading to higher electricity bills.
  • Noisier operation: The compressor unit sits inside, creating more noise.

Let us also look at some key features of split ACs:

  • Quieter and more powerful: Compressor outdoors for peaceful cooling. Handles larger spaces effectively.
  • Energy-efficient savings: Uses inverter technology to save on electricity costs in the long run.
  • Professional installation and design: Require professional help to set up. Indoor unit offers a sleeker look.

Top features of portable ACs

Flexibility and convenience: Wheels allow you to move cooling to any room. Perfect for spot cooling or non-permanent spaces.

Easy setup: No installation required but needs a window exhaust hose to remove hot air.

Limited cooling power: Best for small rooms. May struggle in very hot climates or large spaces.

Less efficient and noisier: Generally, less energy efficient than fixed ACs. Can be noisier due to the compact design.

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Buy air conditioners at a store near you

Steps to shop at a store

  1. 1 Visit a Bajaj Finserv partner store in your vicinity
  2. 2 Select a suitable repayment tenure
  3. 3 Provide EMI Network Card details or opt for in-store financing
  4. 4 Share the OTP sent to your registered phone number

You can also shop at any of our 1.5 lakh+ partner stores in 4,000+ cities across India. Visit a partner store near you and choose the air conditioner model that suits your needs. Select a comfortable repayment tenure and use your EMI Network Card to make the payment. Share your EMI Network Card details along with the OTP received on your mobile number with the in-store representative to complete the transaction.

If you do not have the Bajaj Finserv EMI Network Card, use our in-store financing facility. This will help you buy an air conditioner on easy EMIs in just a few minutes. Provide basic documents such as your address proof, a cancelled cheque, and a signed ECS mandate to our in-store representative.

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AC
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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Frequently asked questions

How can I buy ACs on EMI?

You can buy AC on EMIs without a credit card on the Bajaj Finserv EMI Network. Visit a partner store, select your favourite AC, and pay for it with your EMI Network Card.

Apply for Bajaj Finserv Insta EMI Card

Where can I shop for appliances on EMI in India?

You can shop for ACs and other appliances on easy EMIs from 1.5 lakh+ partner stores in more than 4,000 cities in India. Use the store locator to find a partner near you or shop online from platforms like the Bajaj Mall or Amazon.

How can I avail a consumer durable loan to buy ACs on EMI?

Visit any partner store, contact our representative, and complete the process to get a loan for your AC purchase. If you already have an EMI Network Card, provide details to buy an AC on EMI.

What are the benefits of shopping on the Bajaj Finserv EMI Network?

The Bajaj Finserv EMI Network allows you to shop for up to Rs. 3 lakh and repay the amount easily over tenure of 3 months to 60 months. For more information about the features and benefits of the Bajaj Finserv EMI Network, click here.

Check Insta EMI Card Features and Benefits

What documents are required to avail Easy EMIs?

If you do not have the Bajaj Finserv EMI Network Card, you will need to submit a basic KYC document (copy of PAN), address proof (OVD and DOVD), a cancelled cheque, and a signed ECS mandate.

‘Officially Valid Document’ OVD means the:

  1. Passport
  2. Driving licence
  3. Proof of possession of Aadhaar number
  4. Voter's Identity Card issued by the Election Commission of India
  5. Job card issued by NREGA duly signed by an officer of the State Government and a letter issued by the National Population Register containing details of name and address.

Provided that,

a. Where the customer submits his proof of possession of Aadhaar number as an OVD, he may submit it in such form as issued by the Unique Identification Authority of India.

b. Where the OVD furnished by the customer does not have an updated address, the following documents or the equivalent e-documents thereof shall be deemed to be OVDs for the limited purpose of proof of address:

  1. Utility bill, which is not more than two months old of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill).
  2. Property or municipal tax receipt.
  3. Pension or Family Pension Payment Orders (PPOs) are issued to retired employees by Government Departments or Public Sector Undertakings if they contain the address.
  4. Letter of allotment of accommodation from employer issued by State Government or Central Government Departments, statutory or regulatory bodies, Public Sector Undertakings, scheduled commercial banks, financial institutions, and listed companies and leave and licence agreements with such employers allotting official accommodation.

c. The customer shall submit OVD with the current address within a period of three months of submitting the documents specified at ‘b’ above.

Check Insta EMI Card Eligibility

How do I get an NDC, Statement of Account, and other loan-related documents?

Get these documents through the customer portal - My Account, or call customer care at +91 8698010101 (charges apply).

What should I check before buying an AC?

To select a suitable AC, consider factors such as the BEE star rating, room size, AC capacity, filter type, condenser type, and cooling modes. You can also refer to our AC buying guide to find a model that perfectly matches your needs.

What are the different types of ACs available in the market?

There are several AC options to choose from. Window ACs are budget-friendly and self-installable, but cool limited areas. Split ACs are quieter, more efficient, and better for larger spaces, though they require professional installation. Portable ACs offer flexible room-to-room cooling but have lower power and efficiency. For multi-room cooling, ductless mini-split systems provide individual temperature control.

How much do ACs generally cost?

AC prices in India typically range from Rs. 20,000 to Rs. 70,000 depending on type, size, and features. Window ACs are generally cheaper, while split ACs are pricier but more efficient. Expect to pay more for features like inverter technology for energy savings.

What factors can affect the prices of ACs?

The price of an AC in India hinges on several factors. Type (window ACs being cheapest), size (needed cooling capacity), and features (inverter technology for efficiency) all play a role. Even brand reputation can influence the cost. During peak summer months, prices may rise slightly.

How long does it take to get EMI approval for an air conditioner?

EMI approval for an air conditioner usually takes a few minutes to a couple of hours, depending on the lender and the customer's credit profile.

Should I choose an air conditioner based on my EMI budget or desired features?

It's best to balance your EMI budget with desired features. Ensure the AC meets your cooling needs and energy efficiency standards while remaining affordable within your monthly budget.

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