Bajaj Finance in your city

Kohima, famously known as the heart of Nagaland, is the capital of the North-eastern state of Nagaland. It is the second-largest city in the state and is a melting pot of culture and heritage. It is one of the most travelled destinations in the north-east. Since it is a big city, it has excellent connectivity with cities and states in and around. Citizens of Kohima looking to invest in a fixed deposit with high FD rates can consider choosing Bajaj Finance online Fixed Deposit. To book an FD in Kohima, you can visit a Bajaj Finance branch or invest online via a simple application process.
Invest online from the comfort of your home or visit any of our branches

Features and benefits of fixed deposit

  • High FD interest rates

    High FD interest rates

    Earn up to 8.60% on your deposits with Bajaj Finance Fixed Deposit.

  • Small initial deposit amount

    Small initial deposit amount

    Deposits start at just Rs. 15,000.

  • End-to-end online process

    End-to-end online process

    100% paperless and convenient online investment process.

  • Loan against FD facility

    Loan against FD facility

    Use your money when you need it the most by availing an easy loan against your FD.

Grow your savings with a fixed deposit in Kohima

Bajaj Finance Fixed Deposit is a financial tool not affected by market movements. Making this a fixed income instrument where your FD rate is locked when you book an FD. You can calculate your returns before you even invest, making it a perfect tool for those who have financial goals to achieve. Bajaj Finance has been accredited with the highest safety ratings by ICRA and CRISIL. It indicates the highest safety. You can invest without worrying about timely payments, defaults, etc.
Along with safety, you can enjoy the high FD rates. When investing in an FD in Kohima, you can earn up to 8.60% on your deposits. All of this can be done from the comfort of your home at the click of a few buttons with the end-to-end online paperless process.

Fixed deposit rates in Kohima

Here are the latest FD rates applicable on FDs booked with Bajaj Finance.

The annual rate of interest is valid for deposits from Rs. 15,000 up to Rs. 5 crore
(02 Jan, 2024)

Tenor in months

12-23

24-35

36-60

Cumulative

7.40%

7.35%

8.05%

Monthly

7.16%

7.11%

7.77%

Quarterly

7.20%

7.16%

7.82%

Half-yearly

7.27%

7.22%

7.89%

Annual

7.40%

7.35%

8.05%


Special FD interest rates for cumulative deposits

Tenor in months

15

18

22

30

33

44

At maturity

7.70% 7.65% 7.75% 7.70% 8.00%

8.60%


Special FD interest rates for non-cumulative deposits

Tenor in months

15

18

22

30

33

44

Monthly

7.44%

7.39%

7.49%

7.44%

7.72%

8.28%

Quarterly

7.49%

7.44%

7.53%

7.49%

7.77%

8.34%

Half-yearly

7.56%

7.51%

7.61%

7.56%

7.85%

8.42%

Annual

7.70%

7.65%

7.75%

7.70%

8.00%

8.60%


Rate benefits basis customer category (02 Jan, 2024)

Senior citizens get additional rate benefits up to 0.25% p.a. on their deposits

Faq’s

Do you need a lump sum to invest with Bajaj Finance?

With deposits starting at just Rs. 15,000, you don’t need a vast corpus to begin investing. Also, by choosing to invest in the Systematic Deposit Plan by Bajaj Finance, you can make small monthly deposits instead of locking in all your savings at once.

Is this a good time to invest in a fixed deposit?

Since the Bajaj Finance Fixed Deposit is a fixed income instrument where your returns are not affected by market volatilities, booking an FD at any given point is a safe option. With the recent hike in the FD rates, now is a great time to take advantage of the higher interest rates.

Are there any extra rate benefits for senior citizens?

Senior citizens get additional rate benefits up to 0.25% p.a. on their deposits.

Which interest payout options are available?

You can choose to get a lump sum at maturity by investing in a cumulative FD. However, if you want periodic payouts, you can invest in the non-cumulative FD option. Here you get payouts monthly, quarterly, half-yearly and annual basis.

Are there benefits to investing online?

No. There are no benefits to choosing the mode of investment. However, online you can invest from anywhere at any time in minutes.

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