Bajaj Finance in your city
Kohima, famously known as the heart of Nagaland, is the capital of the North-eastern state of Nagaland. It is the second-largest city in the state and is a melting pot of culture and heritage. It is one of the most travelled destinations in the north-east. Since it is a big city, it has excellent connectivity with cities and states in and around. Citizens of Kohima looking to invest in a fixed deposit with high FD rates can consider choosing Bajaj Finance online Fixed Deposit. To book an FD in Kohima, you can visit a Bajaj Finance branch or invest online via a simple application process.
Invest online from the comfort of your home or visit any of our branches
Features and benefits of fixed deposit
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High FD interest rates
Earn up to 8.65% p.a. on your deposits with Bajaj Finance Fixed Deposit.
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Small initial deposit amount
Deposits start at just Rs. 15,000.
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End-to-end online process
100% paperless and convenient online investment process.
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Loan against FD facility
Use your money when you need it the most by availing an easy loan against your FD.
Grow your savings with a fixed deposit in Kohima
Bajaj Finance Fixed Deposit is a financial tool not affected by market movements. Making this a fixed income instrument where your FD rate is locked when you book an FD. You can calculate your returns before you even invest, making it a perfect tool for those who have financial goals to achieve. Bajaj Finance has been accredited with the highest safety ratings by ICRA and CRISIL. It indicates the highest safety. You can invest without worrying about timely payments, defaults, etc.
Along with safety, you can enjoy the high FD rates. When investing in an FD in Kohima, you can earn up to 8.65% p.a. on your deposits. All of this can be done from the comfort of your home at the click of a few buttons with the end-to-end online paperless process.
FD rates for customers below the age of 60
Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit up to Rs. 3 crore (17 Sep, 2024)
*Experience higher interest rate of up to 8.40% p.a. on a 42-month Digital FD, available exclusively on website and app.
Bajaj Finance Digital FD
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.40% | 8.09% | 8.15% | 8.23% | 8.40% |
Customers below the age of 60 – Special Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
| 22* | 7.90% | 7.63% | 7.68% | 7.75% | 7.90% |
| 33* | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
| 44* | 8.25% | 7.95% | 8.01% | 8.09% | 8.25% |
Customers below the age of 60 – Regular Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.40% | 7.16% | 7.20% | 7.27% | 7.40% |
| 15 - 23 | 7.50% | 7.25% | 7.30% | 7.36% | 7.50% |
| 24 - 35 | 7.80% | 7.53% | 7.58% | 7.65% | 7.80% |
| 36 - 60 | 8.10% | 7.81% | 7.87% | 7.94% | 8.10% |
FD rates for customers above the age of 60
Fixed Deposit Annualized rate of interest for senior citizens valid for deposit of up to Rs. 3 crore (17 Sep, 2024)
Bajaj Finance Digital FD
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 42* | 8.65% | 8.33% | 8.38% | 8.47% | 8.65% |
Senior Citizen – Special Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 18* | 8.05% | 7.77% | 7.82% | 7.89% | 8.05% |
| 22* | 8.15% | 7.86% | 7.91% | 7.99% | 8.15% |
| 33* | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
| 44* | 8.50% | 8.19% | 8.24% | 8.33% | 8.50% |
Senior Citizen – Regular Period
| Tenure in |
months At maturity (p.a.) |
Monthly (p.a.) |
Quarterly (p.a.) |
Half yearly (p.a.) |
Annual (p.a.)
|
|
|---|---|---|---|---|---|
| 12 - 14 | 7.65% | 7.39% | 7.44% | 7.51% | 7.65% |
| 15 - 23 | 7.75% | 7.49% | 7.53% | 7.61% | 7.75% |
| 24 - 35 | 8.20% | 7.91% | 7.96% | 8.04% | 8.20% |
| 36 - 60 | 8.35% | 8.05% | 8.10% | 8.18% | 8.35% |
Faq’s
With deposits starting at just Rs. 15,000, you don’t need a vast corpus to begin investing. Also, by choosing to invest in the Systematic Deposit Plan by Bajaj Finance, you can make small monthly deposits instead of locking in all your savings at once.
Since the Bajaj Finance Fixed Deposit is a fixed income instrument where your returns are not affected by market volatilities, booking an FD at any given point is a safe option. With the recent hike in the FD rates, now is a great time to take advantage of the higher interest rates.
Senior citizens get additional rate benefits up to %$$FDscFDextrarate$$% on their deposits.
You can choose to get a lump sum at maturity by investing in a cumulative FD. However, if you want periodic payouts, you can invest in the non-cumulative FD option. Here you get payouts monthly, quarterly, half-yearly and annual basis.
No. There are no benefits to choosing the mode of investment. However, online you can invest from anywhere at any time in minutes.
