Up to 7.85% return, rate benefit on renewal and deposits starting Rs. 25,000.

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Home > Fixed Deposits > Fixed Deposit Interest Rates

Fixed Deposit Interest Rates

FD Interest Rates (w.e.f. 10 Jul 2017)

Tenor in Months Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Annual
12 – 23 7.60% 7.35% 7.39% 7.46% 7.60%
24 – 35 7.80% 7.53% 7.58% 7.65% 7.80%
36 – 60 7.85% 7.58% 7.63% 7.70% 7.85%
What are the interest rates on your FD investment?

Apart from safety and growth, Bajaj Finance Fixed Deposit offers several benefits such as:

- Highest interest rates on fixed deposits

Get returns of 7.85% when you invest for a tenor of 36 to 60 months

- Additional 0.35% for senior citizens

Individuals aged 60 years and above earn returns of 8.20% on deposits up to Rs. 5 crore

Tenor in Months Cumulative Non-Cumulative
Monthly Quarterly Half-yearly Annual
12 – 23 7.95% 7.70% 7.74% 7.81% 7.95%
24 – 35 8.15% 7.88% 7.93% 8.00% 8.15%
36 – 60 8.20% 7.93% 7.98% 8.05% 8.20%
- Additional 0.25% for existing loan customers and Bajaj Group employees

Existing loan customers and employees of the Bajaj Group earn returns of 8.10%

Benefits on FD renewal

• Additional 0.25% on renewal of your existing Bajaj Finance FD
• Returns at 8.45% offered to senior citizens on FD renewal
• Returns at 8.10% offered to existing loan customers and Bajaj Group employees
• Return at 8.10% for existing Fixed Deposit customer

Cumulative FD vs Non-cumulative FD

Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).

 

Cumulative

Non-Cumulative (Monthly)

FD amount
Rs. 10,00,000
Rs. 10,00,000
Tenor
5 years
5 years
Interest rate
7.85%
7.58%
Interest earned
Rs. 4,59,153
Rs. 3,79,000
Maturity amount
Rs. 14,59,153
Rs. 13,79,000

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