Eyewear Assure
Losing your eyewear or accidentally breaking it can hamper your daily life. Since your eyeglasses can be expensive, it is vital to have a protection plan for your spectacles or sunglasses in place. Eyewear Assure from CPP Group India covers your valuable set of glasses against accidental loss, damage, theft, and fire.
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Plan Details
Eyewear Assure offers coverage up to Rs. 15,000 for repair and replacement of spectacles, along with additional benefits up to Rs. 40,000 at just Rs. 799.
Here are the details of the plan:
Membership Term 1 Year Membership Fees Sum Insured up to Rs. 15,000 at just Rs. 799 Deductible Up to Rs. 15,000 – Rs. 500 -
What’s Covered
Here’s what’s covered under this plan:
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Protection against damage and loss
This plan offers optimum financial coverage for your eyewear in case someone accidentally sits on your spectacles/sunglasses and breaks the frame, or you accidentally knock it to the floor.
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Coverage for theft and burglary
The plan covers the financial loss incurred due to theft, burglary, or robbery of your eyeglasses.
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Coverage in case of fire, riot, and strike
This plan covers you against any kind of losses or damages caused due to fires, riots, strikes and any other perils. The insurer will compensate for the cost of repair or replacement of your damaged spectacles in such cases.
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Additional coverages
Here are the additional coverages offered under the plan:
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Block credit/debit cards with one phone call
The plan allows you to block all your debit and credit cards by making a single phone call to the insurer if you happen to lose them.
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Emergency travel assistance
If you ever get stranded anywhere during your journey, you can avail of emergency financial assistance up to Rs. 20,000 in India and up to Rs. 40,000 abroad.
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Emergency roadside assistance
You can avail of emergency roadside assistance in case of a vehicle breakdown, flat tyre, or battery jumpstart. This service can be availed across 400 locations in India.
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What’s Not Covered
Here are some of the exclusions under this plan:
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Eyewear older than one year
Spectacles older than one year as per the invoice date are not covered under the plan.
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Damages due to normal wear and tear
Damages that occurred to your eyewear due to normal usage are not covered under the plan.
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Carelessness on the user’s part
Loss or damage of the spectacles/sunglasses due to mishandling or carelessness on your part are not covered under the plan.
To know the coverage and exclusions in detail, please read the product brochure by clicking here.
How To Apply
Here are the steps to apply for the plan:
- Click on ‘Buy Now’ button and share your basic details in the online application form
- Check and confirm your application by entering the OTP received on your mobile number
- Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
- You will receive the details of your membership via email/WhatsApp
Depreciation Chart for Eyewear Assure
| Age of the spectacle | % of Depreciation |
|---|---|
| 0-3 Months | 10% |
| 3-6 Months | 20% |
| 6-9 Months | 30% |
| 9 - 12 months | 40% |
| 12-18 months | 50% |
| More than 18 months | 65% |
How To Process A Claim
To raise a claim, you can contact the insurer within 24 hours of discovering the loss or damage of the spectacles through any of the following ways:
1. To avail of emergency travel assistance
• Call on 1800-419-4000 (toll-free number), or
• Write an email to feedback@cppindia.com
2. For eyewear related claims
• Call on 1800-266-7780 or 1800-22-9966 (only for senior citizen plan holders), or
• SMS ‘Claims’ to 5616181
Documents Required To Raise A Claim
Here are the documents required to raise a claim:
- Duly filled and signed claim form
- Incident report by the customer
- Original bills/invoices of the spectacle
- Copy of the report from the fire brigade, in case of fire loss
- Copy of the FIR, in case of theft or burglary
- Besides these, certain other documents may also be required at the time of claim settlement.
Claim Settlement
After submitting all the required documents and survey/investigation reports, the claims department will settle the claim within the stipulated time frame.
The payment will be remitted through any of the following ways:
- NEFT
- System cheque
Note: Copy of cancelled cheque and EFT mandate form will be required for EFT settlement.
Contact Us
For queries related to the policy, please write to us on email at wecareinsurance@bizsupportc.com.
Disclaimer - Bajaj Finance Ltd. (BFL) is merely a distributor of above Products, owned by CPP Assistance Services Private Ltd. (CPP). Issuance of these products is at sole discretion of CPP. This product shall be governed by CPP product T&C’s and BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This is not an insurance product and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”