Elliptical Machines and Cross Trainers on EMIs: Making Fitness Affordable

Want a full-body workout without straining your knees? An elliptical machine or cross trainer lets you build cardio fitness at home, and the Bajaj Finance Insta EMI Card lets you buy one today and pay for it gradually.

• A pre-qualified card loan offer of up to Rs. 3 lakh for elliptical machines and other fitness equipment.
• Repayment tenures across 3 to 60 months to match your monthly budget.
• Accepted at over 1.5 lakh partner stores across 4,000 cities, including Croma, Reliance Digital, and Vijay Sales.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for the best elliptical machine the same day.

An elliptical machine, often called a cross trainer, is a stationary fitness machine with two pedals that move in an oval path. It lets you mimic walking, running, or climbing stairs without putting hard impact on your knees or hips.

Most models come with movable handlebars, so your arms and legs work together for a full-body session. You can adjust the resistance and incline to make the workout easier or tougher, which suits both beginners and experienced users.

These machines have become common in Indian homes and gyms because they offer a joint-friendly way to burn calories and build stamina, without needing outdoor space or a treadmill's harder impact.

Prices vary based on flywheel weight, resistance levels, and maximum user weight capacity. Here is a general idea of what popular models cost in India today.

Disclaimer: Product features, availability, and prices may differ based on location and time. For the latest and most accurate details, visit the official brand website or a partner store.

The right machine depends on your body weight, the space you have at home, and how intense your workouts will be. Keep these points in mind before you buy:

• Maximum user weight capacity: Check that the machine supports your body weight comfortably, ideally with some margin for safety.
• Flywheel weight: A heavier flywheel, typically 6 kg or more, gives a smoother, quieter stride.
• Resistance levels: More resistance levels let you vary intensity as your fitness improves.
• Display and tracking: Look for a display that shows time, speed, distance, and calories burned.
• Space at home: Measure your available floor space, since some models fold or have transport wheels for easy storage.

Fitness equipment can be a significant one-time expense, especially for a quality elliptical machine or cross trainer. Here is why paying on EMIs makes more sense:

• Budget-friendly payments: Spread the cost of your machine over manageable monthly instalments instead of one large payment.
• Access to better equipment: EMIs make it easier to invest in a sturdier, higher-capacity machine built to last longer.
• Financial flexibility: Choose a repayment tenure across 3 to 60 months that suits your monthly income.
• Wide retail access: Shop at over 1.5 lakh partner stores across 4,000 cities without worrying about upfront cost.
• No need to delay your fitness goals: Start your workout routine today and repay gradually, instead of waiting to save up.

Both options let you pay in instalments, but they work quite differently. Here is a quick comparison to help you decide:

Applying for the card takes just a few minutes and needs no physical paperwork. Follow these steps:

1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
2. Enter the OTP and submit.
3. Enter your full name and click on "Yes, Auto-Fetch Details."
4. Verify your pre-filled personal details and click "CONTINUE."
5. Check your pre-qualified card loan offer amount and click "CONTINUE."
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

The process may differ slightly depending on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

At a partner store

Using the Insta EMI Card at a partner store takes under five minutes once your elliptical machine is picked out. Follow these steps:

1. Browse and select the elliptical machine or cross trainer you want to buy.
2. At checkout, ask the store executive to process payment via the Bajaj Finance Insta EMI Card.
3. Share your registered mobile number and card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Authenticate using the OTP sent to your registered mobile number.
6. Purchase approved. Take your elliptical machine home the same day.

Online

You can also buy your elliptical machine or cross trainer online without visiting a store. Follow these steps:

1. Add the elliptical machine or cross trainer to your cart on Amazon or Flipkart.
2. At checkout, select the Bajaj Finance Easy EMI option.
3. Enter your Insta EMI Card details and registered mobile number.
4. Choose your preferred repayment tenure across 3 to 60 months.
5. Confirm using the OTP sent to your registered mobile number.
6. Order placed. EMI deductions begin from the next billing cycle.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, so you can plan your purchase better.

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 65 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents:No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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